|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Hartford Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 18, 2026
Hartford Federal Credit Union's 2.5 Year CD and IRA CD rates are at 2.78%, 3 Year CD and IRA CD rates are at 2.78%, 5 Year CD and IRA CD rates are at 2.53%, 6 month CD and IRA CD rates are at 2.53%, 1 Year CD and IRA CD rates are at 2.27%. Hartford Federal Credit Union's Personal Loan Rates are at 11.00%. MonitorBankRates evaluates the financial stability of Hartford Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.34%. Rates were last updated on 04/18/2026. Hartford Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Hartford Federal Credit Union? Share your experience about Hartford Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Hartford Federal Credit Union. Hartford Federal Credit Union
Main Office 964 Asylum Ave
https://www.hartfordfcu.com Hartford, CT 06105 
Hartford Federal Credit Union CD Rates
Hartford Federal Credit Union Home Equity & HELOC
Hartford Federal Credit Union Auto Loan Rates
Hartford Federal Credit Union Credit Card Rates
Hartford Federal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Hartford Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Hartford Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Hartford Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Hartford Federal Credit Union
Website
https://www.hartfordfcu.com
Address
964 Asylum Ave,
Hartford, CT 06105
Phone
860-527-6663
Fax
860-527-2297
President
Keisha Palmer
CEO
Edward Danek Jr
Full-Time Employees
37
Part-Time Employees
1
Branch Locations
4
ATM Locations
5
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.34%
Return on Assets (ROA)
0.7835%
Return on Equity (ROE)
5.7928%
Non-Performing Loans Ratio (NPL)
1.24%
Total Assets
147,551,601
Total Amount of Shares and Deposits
124,907,409
Total Shares and Deposits < 1 Year
123,508,408
Total Shares and Deposits 1 3 Years
945,528
Total Shares and Deposits > 3 Years
453,473
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
2,700,619
Total Uninsured Shares and Deposits > $250K (F+J)
2,700,619
Total Insured Shares and Deposits > $250K (item 17 less item K)
122,206,790
Total Interest Expense (Sum of items 6 8)
444,662
Share Certificates
255
Number of Accounts for Share Drafts
9,943
IRA KEOGH Accounts
329
Number of Accounts for Regular Shares
18,867
Money Market Shares
725
Net Income (unless the amount is already included in Undivided Earnings)
1,155,995
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
5,240,152
Total Liabilities
127,568,028
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Hartford Federal Credit UnionIs Hartford Federal Credit Union a safe place to deposit money?Yes, Hartford Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 4.3386999930546%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Hartford Federal Credit Union operate?Hartford Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Hartford Federal Credit Union?Yes, to access services at Hartford Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Hartford Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Hartford Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Hartford Federal Credit Union offer online and mobile banking?Most modern institutions like Hartford Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.hartfordfcu.com. Current Hartford Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
Popa Federal Credit Union
John Wesley Ame Zion Church Federal Credit Union
Emporia State Federal Credit Union
Chicago Area Office Federal Credit Union
District 62 Highway Federal Credit Union
Plainfield Credit Union
Peoples Credit Union Webster City, IA
Kirtland Federal Credit Union
Blackhawk Area Credit Union
Raritan Bay Federal Credit Union
EAGLE
Beckstrand and Associates Credit Union
UMassFive College Federal Credit Union
MUW Employees Federal Credit Union
FICARE
Chattanooga Federal Employees Credit Union
Matadors Community Credit Union
IBEW 26 Federal Credit Union
RAPIDES
Embold Federal Credit Union
Piedmont Advantage Credit Union
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Rate Assistant
MonitorBankRates.com · Live Data
Try asking