☰

Quick Poll The Fed raised rates 0.25% on Sept. 16. Will you move money into a higher-yield account?

Home›
Credit Unions›
Matadors Community Credit Union

iAdvertiser Disclosure

Matadors Community Credit Union Rates & Review September 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Matadors Community Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: September 23, 2026

Matadors Community Credit Union's Personal Loan Rates are as low as 8.75%. MonitorBankRates evaluates the financial stability of Matadors Community Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.38%. Rates last updated and verified on 09/23/2026.

Matadors Community Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Matadors Community Credit Union? Share your experience about Matadors Community Credit Union by leaving a review below, or read customer reviews before you decide to use Matadors Community Credit Union.

Verified Healthy 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

1.38%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

Matadors Community Credit Union
Chatsworth

20045 Prairie St
Chatsworth, CA 91311

https://www.matadors.org

Matadors Community Credit Union Home Equity & HELOC

Product	Rate	Points	APR	Term	View More
Home Equity Line of Credit (up to 90% CLTV)	-	-	4.99%	25 years
Details Additional APR listed for this product: 6.49%, 7.49%, 8.99%. Rates are subject to change and are current as of September 17, 2026. Rates quoted are lowest preferred rates based on a 720 or greater FICO Credit Score. Other rates available based on credit worthiness. Automatic payments required. Rates are subject to change at any time. The MCCU Home Equity Line of Credit (HELOC) is an adjustable rate loan based on current Prime Rate as published in the Money Rates table of the Wall Street Journal (the Index) plus your Margin. The introductory discounted annual percentage rate (APR) is fixed for the first 6 months (180 days) after which the rate converts to the then current Prime Rate as published in the Money Rates table of the Wall Street Journal (the Index) plus your Margin and is then variable and subject to change. The quoted rates are based on 720 or higher FICO Credit Score. The current variable rate for loans with up to 80% combined loan-to-value (CLTV) starts at 7.49% A Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%

Matadors Community Credit Union Personal Loan Rates

Product	APR	Term	View More
Personal Line of Credit	8.75%
Details Rates are subject to change and are current as of September 17, 2026. Rates quoted are lowest preferred rates based on a 720 or greater FICO Credit Score. Other rates available based on credit worthiness. Automatic payments required. Rates are subject to change at any time. Margin: 8.75% + The U.S. Treasury Bill at 1-year constant maturity: 4.00% Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%

Matadors Community Credit Union Other Rates

Product	Rate	Points	APY/APR	Term	View More
Solar Loans	-	-	4.74%	300 months
Details Rate reflects a .50% discount for Automatic Payment. Rate buydown fee may apply. Interest will accrue from date of funding. UCC1 lien will be recorded on property. Restrictions may apply. Membership required. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

Matadors Community Credit Union’s Texas Ratio stayed near 1.68% in Q2 2023 to 1.38% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
March 31, 2026	$360M	1.38%	5.0	A+
December 31, 2025	$364M	1.76%	5.0	A+
September 30, 2025	$366M	1.22%	5.0	A+
June 30, 2025	$367M	1.26%	5.0	A+
March 31, 2025	$368M	1.99%	5.0	A+
December 31, 2024	$361M	2.75%	5.0	A+
September 30, 2024	$364M	0.88%	5.0	A+
June 30, 2024	$354M	2.73%	5.0	A+
March 31, 2024	$353M	2.97%	5.0	A+
December 31, 2023	$342M	4.58%	5.0	A+
September 30, 2023	$331M	3.41%	5.0	A+
June 30, 2023	$336M	1.68%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Matadors Community Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Matadors Community Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Matadors Community Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Matadors Community Credit Union

Website https://www.matadors.org

Address 20045 Prairie St, Chatsworth, CA 91311

Phone 818-993-6328

Fax 818-993-0324

President John Khoukaz

CEO Melissa Broadwell

Full-Time Employees 39

Part-Time Employees 0

Branch Locations 2

ATM Locations 1

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (99/100)

Texas Ratio

1.38%

Return on Assets (ROA)

0.1005%

Return on Equity (ROE)

0.8757%

Non-Performing Loans Ratio (NPL)

0.21%

Total Assets

359,947,577

Total Amount of Shares and Deposits

316,714,808

Total Shares and Deposits < 1 Year

307,428,859

Total Shares and Deposits 1 3 Years

6,120,210

Total Shares and Deposits > 3 Years

3,165,739

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

61,915,143

Total Uninsured Shares and Deposits > $250K (F+J)

61,915,143

Total Insured Shares and Deposits > $250K (item 17 less item K)

254,799,665

Total Interest Expense (Sum of items 6 8)

1,811,859

Share Certificates

2,934

Number of Accounts for Share Drafts

5,690

IRA KEOGH Accounts

803

Number of Accounts for Regular Shares

19,277

Money Market Shares

361

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

45,045,118

Total Liabilities

318,634,907

Source: NCUA — Last Updated 03/31/2026

2026 MBR Health & Safety Badge

Matadors Community Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

<a href="https://monitorbankrates.com/credit-unions/matadors-community-credit-union-rates-review-68483">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>

Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

There are no reviews for Matadors Community Credit Union yet. Feel free to create one below.

Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.

Average Rating

☆☆☆☆☆

Total Reviews

Add Your Rating and Review for Matadors Community Credit Union

Frequently Asked Questions About Matadors Community Credit Union

How many branches does Matadors Community Credit Union operate?

Matadors Community Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Matadors Community Credit Union?

Yes, to access services at Matadors Community Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Matadors Community Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Matadors Community Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Matadors Community Credit Union offer online and mobile banking?

Most modern institutions like Matadors Community Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.matadors.org.