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iAdvertiser Disclosure
Advertiser Disclosure
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 Piedmont Advantage Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 18, 2026
Piedmont Advantage Credit Union's 5 Month Special Limited Term CD rates are at 3.65%, 5-month CD rates are at 3.65%, 36 Month CD rates are at 3.30%, 48 Month CD rates are at 3.30%, 60 Month CD rates are at 3.30%. Piedmont Advantage Credit Union's savings rates are at 0.05%. Piedmont Advantage Credit Union's money market rates are at 1.35%. MonitorBankRates evaluates the financial stability of Piedmont Advantage Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.62%. Rates were last updated on 04/18/2026. Piedmont Advantage Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Piedmont Advantage Credit Union? Share your experience about Piedmont Advantage Credit Union by leaving a review below, or read customer reviews before you decide to use Piedmont Advantage Credit Union. Piedmont Advantage Credit Union
Advantage Way 3530 Advantage Way
https://www.pacu.com Winston Salem, NC 27103 
Piedmont Advantage Credit Union CD Rates
Piedmont Advantage Credit Union Savings Rates
Piedmont Advantage Credit Union Money Market Rates
Piedmont Advantage Credit Union Checking Rates
Piedmont Advantage Credit Union Mortgage Rates
Piedmont Advantage Credit Union Home Equity & HELOC
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Piedmont Advantage Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Piedmont Advantage Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Piedmont Advantage Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Piedmont Advantage Credit Union
Website
https://www.pacu.com
Address
3530 Advantage Way,
Winston Salem, NC 27103
Phone
336-776-1700
Fax
336-776-1111
President
Tom Mekis
CEO
Dion Williams
Full-Time Employees
95
Part-Time Employees
2
Branch Locations
6
ATM Locations
11
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.62%
Return on Assets (ROA)
-0.3958%
Return on Equity (ROE)
-4.9634%
Non-Performing Loans Ratio (NPL)
0.55%
Total Assets
385,849,170
Total Amount of Shares and Deposits
340,369,861
Total Shares and Deposits < 1 Year
336,473,573
Total Shares and Deposits 1 3 Years
3,684,678
Total Shares and Deposits > 3 Years
211,609
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
9,832,224
Total Uninsured Shares and Deposits > $250K (F+J)
9,832,224
Total Insured Shares and Deposits > $250K (item 17 less item K)
330,537,637
Total Interest Expense (Sum of items 6 8)
2,858,545
Share Certificates
1,926
Number of Accounts for Share Drafts
16,958
IRA KEOGH Accounts
744
Number of Accounts for Regular Shares
28,256
All other shares
4,364
Money Market Shares
1,553
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
30,681,059
Total Liabilities
364,374,926
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Piedmont Advantage Credit UnionIs Piedmont Advantage Credit Union a safe place to deposit money?Yes, Piedmont Advantage Credit Union is considered a safe financial institution. With a Texas Ratio of 4.62440690452%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Piedmont Advantage Credit Union operate?Piedmont Advantage Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Piedmont Advantage Credit Union?Yes, to access services at Piedmont Advantage Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Piedmont Advantage Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Piedmont Advantage Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Piedmont Advantage Credit Union offer online and mobile banking?Most modern institutions like Piedmont Advantage Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.pacu.com. Current Piedmont Advantage Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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