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Materion Federal Credit Union Rates & Review April 2026

Materion Federal Credit Union's 12 Month CD rates are at 4.50%, 60 Month CD rates are at 4.25%, 48 Month CD rates are at 4.00%, 36 Month CD rates are at 3.75%, 24 Month CD rates are at 3.50%. Materion Federal Credit Union's savings rates are at 0.10%. Materion Federal Credit Union's money market rates are at 0.50%. Materion Federal Credit Union's Personal Loan Rates are at 7.45%. MonitorBankRates evaluates the financial stability of Materion Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.28%. Rates were last updated on 04/18/2026.

Materion Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Materion Federal Credit Union? Share your experience about Materion Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Materion Federal Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.28%
Excellent Lower than avg
Materion Federal Credit Union
Main Office
14710 W Portage River South Rd
Elmore, OH 43416
https://www.materionfcu.com
Member NCUA

Materion Federal Credit Union CD Rates

Product Rate APY Term View More
12 Month Certificate 4.43% 4.50% 12 Month
Min Deposit $500
Min Balance $500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.28%
60 Month Certificate 4.19% 4.25% 60 Month
Min Deposit $500
Min Balance $500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.28%
48 Month Certificate 3.95% 4.00% 48 Month
Min Deposit $500
Min Balance $500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.28%
36 Month Certificate 3.70% 3.75% 36 Month
Min Deposit $500
Min Balance $500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.28%
24 Month Certificate 3.46% 3.50% 24 Month
Min Deposit $500
Min Balance $500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.28%
18 Month Certificate 3.21% 3.25% 18 Month
Min Deposit $500
Min Balance $500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.28%
6 Month Certificate 1.50% 1.50% 6 Month
Min Deposit $500
Min Balance $500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.28%

Materion Federal Credit Union Savings Rates

Product Rate APY View More
IRA Savings 0.20% 0.20%
Min Deposit $0
Min Balance $500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.28%
Christmas Club 0.15% 0.15%
Min Deposit $0
Min Balance $0
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.28%
Secondary Savings 0.10% 0.10%
Min Deposit $0
Min Balance $100
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.28%
Share Savings 0.10% 0.10%
Min Deposit $5
Min Balance $100
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.28%

Materion Federal Credit Union Money Market Rates

Product Rate APY View More
Money Market and greater 2.25% 2.25%
Min Deposit $2,500
Min Balance $2,500
Details $75,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.28%
Money Market 2.00% 2.00%
Min Deposit $2,500
Min Balance $2,500
Details $25,000-$74,999.99
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.28%
Money Market 0.50% 0.50%
Min Deposit $2,500
Min Balance $2,500
Details $2,500-$24.999.99
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.28%

Materion Federal Credit Union Personal Loan Rates

Product Rate APR View More
Personal Loan - 7.45%
Details As Low As; Monthly installments of $120.78 based on $5,000.00 loan amount over 48 months.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.28%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Materion Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Materion Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Materion Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Materion Federal Credit Union
Address 14710 W Portage River South Rd, Elmore, OH 43416
Phone 419-862-4115
Fax 419-862-4475
President Josh Seigley
CEO Tiffany Zinn
Full-Time Employees 6
Part-Time Employees 0
Branch Locations 1
ATM Locations 1
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.28%
Return on Assets (ROA)
1.1255%
Return on Equity (ROE)
6.4607%
Non-Performing Loans Ratio (NPL)
0.07%
Total Assets
31,695,622
Total Amount of Shares and Deposits
25,976,289
Total Shares and Deposits < 1 Year
22,207,273
Total Shares and Deposits 1 3 Years
2,108,502
Total Shares and Deposits > 3 Years
1,660,515
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
349,289
Total Uninsured Shares and Deposits > $250K (F+J)
349,289
Total Insured Shares and Deposits > $250K (item 17 less item K)
25,627,000
Total Interest Expense (Sum of items 6 8)
353,550
Share Certificates
367
Number of Accounts for Share Drafts
1,169
IRA KEOGH Accounts
48
Number of Accounts for Regular Shares
2,843
All other shares
8
Money Market Shares
85
Net Income (unless the amount is already included in Undivided Earnings)
356,721
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,287,133
Total Liabilities
26,174,236
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews
0
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Frequently Asked Questions About Materion Federal Credit Union

Is Materion Federal Credit Union a safe place to deposit money?

Yes, Materion Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 0.27777445735545%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Materion Federal Credit Union operate?

Materion Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Materion Federal Credit Union?

Yes, to access services at Materion Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Materion Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Materion Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Materion Federal Credit Union offer online and mobile banking?

Most modern institutions like Materion Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.materionfcu.com.

Current Materion Federal Credit Union Rates

  • 12-Month CD4.50%
  • 18-Month CD3.25%
  • 24-Month CD3.50%
  • 60-Month CD4.25%
  • Savings0.10%
  • MMA0.50%
Retrieved from our database of financial products. Rates subject to change.