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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
Epic Credit Union Rates & Review November 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: October 30, 2026
Epic Credit Union's 365 Day EPIC Savers Youth CDs - Twelve month rates are at 5.00%, 365 - 547 Day CDs - Twelve to Eighteen month rates are at 3.90%, 730 Day CD - Twenty Four month rates are at 3.75%, 182 Day CDs - Six month rates are at 3.70%, 1,825 days CDs - Sixty month rates are at 3.65%. Epic Credit Union's savings rates are at 0.11%. Epic Credit Union's checking rates are as high as 1.50%. Epic Credit Union's Personal Loan Rates are as low as 9.65%. Epic Credit Union's Credit Card Rates are at 6.99%. Epic Credit Union's CD rates are 87% lower than the MonitorBankRates national average, and it has an A health rating. MonitorBankRates evaluates the financial stability of Epic Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 10.69%. Rates last updated and verified on 10/30/2026. Epic Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Epic Credit Union? Share your experience about Epic Credit Union by leaving a review below, or read customer reviews before you decide to use Epic Credit Union. Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends. Epic Credit Union CD Rates
Epic Credit Union Savings Rates
Epic Credit Union Checking Rates
Epic Credit Union Auto Loan Rates
Epic Credit Union RV, Boat and Powersport Loan Rates
Epic Credit Union Credit Card Rates
Epic Credit Union Personal Loan Rates
Epic Credit Union Other Rates
Financial Health HistoryEpic Credit Union’s Texas Ratio fell from 11.42% in Q3 2023 to 10.69% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Epic Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Epic Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Epic Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Epic Credit Union
Website
http://www.gnofcu.com
Address
3105 Lime St,
Metairie, LA 70006
Phone
504-454-8224
Fax
504-459-8132
President
Wayne Aufrecht
CEO
Shelley Sanders
Full-Time Employees
57
Part-Time Employees
1
Branch Locations
4
ATM Locations
2
NCUA Insured
✓ Yes, up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (95/100)
Texas Ratio
10.69%
Return on Assets (ROA)
0.1663%
Return on Equity (ROE)
1.1388%
Non-Performing Loans Ratio (NPL)
2.10%
Total Assets
164,494,370
Total Amount of Shares and Deposits
138,111,811
Total Shares and Deposits < 1 Year
132,983,045
Total Shares and Deposits 1 3 Years
4,930,588
Total Shares and Deposits > 3 Years
198,177
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
3,571,504
Total Uninsured Shares and Deposits > $250K (F+J)
3,571,504
Total Insured Shares and Deposits > $250K (item 17 less item K)
134,540,307
Total Interest Expense (Sum of items 6 8)
1,038,132
Share Certificates
662
Number of Accounts for Share Drafts
5,133
IRA KEOGH Accounts
182
Number of Accounts for Regular Shares
20,080
Non Member Deposits
13
Money Market Shares
576
Net Income (unless the amount is already included in Undivided Earnings)
273,518
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
11,583,220
Total Liabilities
140,476,126
Source: NCUA — Last Updated 06/30/2026
Customer Reviews
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Add Your Rating and Review for Epic Credit Union
Frequently Asked Questions About Epic Credit UnionDoes Epic Credit Union offer CDs?Yes. Epic Credit Union current CD rates include its 365 Day EPIC Savers Youth CDs - Twelve month at 5.00% APY, its 365 - 547 Day CDs - Twelve to Eighteen month at 3.90% APY and its 730 Day CD - Twenty Four month at 3.75% APY, verified by MonitorBankRates as of October 30, 2026. Are CDs from Epic Credit Union NCUA insured?Yes. Epic Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category. What is the highest CD rate at Epic Credit Union?The highest Epic Credit Union CD rate is its 365 Day EPIC Savers Youth CDs - Twelve month at 5.00% APY, verified by MonitorBankRates as of October 30, 2026. What CD terms does Epic Credit Union offer?Epic Credit Union CD rates are 0.30% APY for a 12 month CD and 0.35% APY for a 2 year CD, verified by MonitorBankRates as of October 30, 2026. The institution may offer other terms or specials that are not listed here, so check with Epic Credit Union for its full lineup. What is the highest savings rate at Epic Credit Union?The highest Epic Credit Union savings rate is its Prime Share Account/Savings at 0.11% APY, verified by MonitorBankRates as of October 30, 2026. What is the highest checking rate at Epic Credit Union?The highest Epic Credit Union checking rate is its EPIC Platinum Checking at 1.50% APY, verified by MonitorBankRates as of October 30, 2026. What is the lowest auto loan rate at Epic Credit Union?The lowest Epic Credit Union auto loan rate is its Cars & Trucks - New Loan at 4.75% APR, verified by MonitorBankRates as of October 30, 2026. What is the lowest personal loan rate at Epic Credit Union?The lowest Epic Credit Union personal loan rate is its Closed End Signature Loans at 9.65% APR, verified by MonitorBankRates as of October 30, 2026. What is the lowest credit card APR at Epic Credit Union?The lowest Epic Credit Union credit card APR is its Visa Platinum Credit Card at 6.99% APR, verified by MonitorBankRates as of October 30, 2026. How many branches does Epic Credit Union operate?Epic Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Epic Credit Union?Yes, to access services at Epic Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Epic Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Epic Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Epic Credit Union offer online and mobile banking?Most modern institutions like Epic Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.gnofcu.com. Are all CD rates listed on MonitorBankRates federally insured?Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account. I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit. If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money. Why are some CD offers not available for me to open?Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules. How do Epic Credit Union rates compare?Epic Credit Union's CD rates are 87% lower than the MonitorBankRates national average, and it has an A health rating. Epic Credit Union's top rates are its 365 Day EPIC Savers Youth CDs - Twelve month at 5.00% APY, its Prime Share Account/Savings at 0.11% APY, its EPIC Platinum Checking at 1.50% APY, its Closed End Signature Loans at 9.65% APR and its Visa Platinum Credit Card at 6.99% APR, verified by MonitorBankRates on October 30, 2026. Current Epic Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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