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Firefighters First Federal Credit Union Rates & Review September 2026

Firefighters First Federal Credit Union's 4 Month Dream Home CD rates are at 5.75%, 10 Month Regular CD Accounts rates are at 4.25%, 2 Year Retirement Liquid CDs rates are at 4.10%, 3 Year Retirement Liquid CDs rates are at 4.10%, 5 Year Retirement Liquid CDs rates are at 4.10%. Firefighters First Federal Credit Union's savings rates are at 1.00%. Firefighters First Federal Credit Union's money market rates are at 0.05%. Firefighters First Federal Credit Union's Personal Loan Rates are as low as 8.74%. Firefighters First Federal Credit Union's Credit Card Rates are at 8.99%. MonitorBankRates evaluates the financial stability of Firefighters First Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.84%. Rates last updated and verified on 09/21/2026.

Firefighters First Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Firefighters First Federal Credit Union? Share your experience about Firefighters First Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Firefighters First Federal Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.84%
Excellent Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
Firefighters First Federal Credit Union
Main Office
1520 W Colorado Blvd
Pasadena, CA 91105-1413
https://www.firefightersfirstcu.org
Member NCUA

Firefighters First Federal Credit Union CD Rates

Product Rate APY Term View More
4 Month Dream Home Share Certificate 5.60% 5.75% 4 Month
Min Balance $5,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
10 Month Regular Share Certificate Accounts 4.17% 4.25% 10 Month
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
2 Year Retirement Liquid Share Certificates 4.03% 4.10% 2 Year
Min Balance $100,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
2 Year Retirement Liquid Share Certificates 4.03% 4.10% 2 Year
Min Balance $10,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
3 Year Retirement Liquid Share Certificates 4.03% 4.10% 3 Year
Min Balance $10,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
5 Year Retirement Liquid Share Certificates 4.03% 4.10% 5 Year
Min Balance $100,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
2 Year Retirement Liquid Share Certificates 3.98% 4.05% 2 Year
Min Balance $50,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
2 Year Retirement Liquid Share Certificates 3.98% 4.05% 2 Year
Min Balance $10,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
3 Year Retirement Liquid Share Certificates 3.98% 4.05% 3 Year
Min Balance $10,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
5 Year Retirement Liquid Share Certificates 3.98% 4.05% 5 Year
Min Balance $50,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
18 Month Share Certificate 3.93% 4.00% 18 Month
Min Deposit $1,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
2 Year Business Share Certificates 3.93% 4.00% 2 Years
Min Balance $100,000
Details Balance: $100,000 and over
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
2 Year Regular Share Certificate Accounts 3.93% 4.00% 2 Year
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
2 Year Retirement Liquid Share Certificates 3.93% 4.00% 2 Year
Min Balance $10,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
2 Year Share Certificates 3.93% 4.00% 2 Years
Min Balance $100,000
Details Balance: $100,000 and over
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
3 Year Business Share Certificates 3.93% 4.00% 3 Years
Min Balance $100,000
Details Balance: $100,000 and over
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
3 Year Regular Share Certificate Accounts 3.93% 4.00% 3 Year
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
3 Year Retirement Liquid Share Certificates 3.93% 4.00% 3 Year
Min Balance $10,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
3 Year Share Certificates 3.93% 4.00% 3 Years
Min Balance $100,000
Details Balance: $100,000 and over
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
5 Year Business Share Certificates 3.93% 4.00% 5 Years
Min Balance $100,000
Details Balance: $100,000 and over
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
5 Year Regular Share Certificate Accounts 3.93% 4.00% 5 Year
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
5 Year Retirement Liquid Share Certificates 3.93% 4.00% 5 Year
Min Balance $10,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
5 Year Share Certificates 3.93% 4.00% 5 Years
Min Balance $100,000
Details Balance: $100,000 and over
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
Traditional/Roth IRA Certificates 18 Month 3.93% 4.00% 18 Month
Min Deposit $100,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
Traditional/Roth IRA Certificates 3 Year 3.93% 4.00% 3 Year
Min Deposit $100,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
Traditional/Roth IRA Certificates 5 Year 3.93% 4.00% 5 Year
Min Deposit $100,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
18 Month Share Certificate 3.88% 3.95% 18 Month
Min Deposit $1,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
18 Month Traditional/Roth IRA Certificates 3.88% 3.95% 18 Months
Min Deposit $50,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
2 Year Business Share Certificates 3.88% 3.95% 2 Years
Min Balance $50,000
Details Balance: $50,000 - $99,999.99
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
2 Year Regular Share Certificate Accounts 3.88% 3.95% 2 Year
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
2 Year Share Certificates 3.88% 3.95% 2 Years
Min Balance $50,000
Details Balance: $50,000 - $99,999.99
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
3 Year Business Share Certificates 3.88% 3.95% 3 Years
Min Balance $50,000
Details Balance: $50,000 - $99,999.99
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
3 Year Regular Share Certificate Accounts 3.88% 3.95% 3 Year
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
3 Year Share Certificates 3.88% 3.95% 3 Years
Min Balance $50,000
Details Balance: $50,000 - $99,999.99
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
3 Year Traditional/Roth IRA Certificates 3.88% 3.95% 3 Year
Min Deposit $50,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
5 Year Business Share Certificates 3.88% 3.95% 5 Years
Min Balance $50,000
Details Balance: $50,000 - $99,999.99
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
5 Year Regular Share Certificate Accounts 3.88% 3.95% 5 Year
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
5 Year Share Certificates 3.88% 3.95% 5 Years
Min Balance $50,000
Details Balance: $50,000 - $99,999.99
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
5 Year Traditional/Roth IRA Certificates 3.88% 3.95% 5 Year
Min Deposit $50,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
1 Year Retirement Liquid Share Certificates 3.84% 3.91% 1 Year
Min Balance $10,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
1 Year Retirement Liquid Share Certificates 3.84% 3.91% 1 Year
Min Balance $50,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
1 Year Retirement Liquid Share Certificates 3.84% 3.91% 1 Year
Min Balance $100,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
18 Month Share Certificates 3.83% 3.90% 18 Month
Min Deposit $1,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
2 Year Business Share Certificates 3.83% 3.90% 2 Years
Min Balance $1,000
Details Balance: $1,000 - $49,999.99
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
2 Year Regular Share Certificate Accounts 3.83% 3.90% 2 Year
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
2 Year Share Certificates 3.83% 3.90% 2 Years
Min Balance $1,000
Details Balance: $1,000 - $49,999.99
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
3 Year Business Share Certificates 3.83% 3.90% 3 Years
Min Balance $1,000
Details Balance: $1,000 - $49,999.99
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
3 Year Regular Share Certificate Accounts 3.83% 3.90% 3 Year
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
3 Year Share Certificates 3.83% 3.90% 3 Years
Min Balance $1,000
Details Balance: $1,000 - $49,999.99
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
3 Year Share Certificates 3.83% 3.90% 3 Year
Min Deposit $1,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
5 Year Business Share Certificates 3.83% 3.90% 5 Years
Min Balance $1,000
Details Balance: $1,000 - $49,999.99
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
5 Year Regular Share Certificate Accounts 3.83% 3.90% 5 Year
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
5 Year Share Certificates 3.83% 3.90% 5 Years
Min Balance $1,000
Details Balance: $1,000 - $49,999.99
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
5 Year Share Certificates 3.83% 3.90% 5 Year
Min Deposit $1,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
Traditional/Roth IRA Certificates - 18 Month 3.83% 3.90% 18 Month
Min Deposit $1,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
Traditional/Roth IRA Certificates - 3 Year 3.83% 3.90% 3 Year
Min Deposit $1,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
Traditional/Roth IRA Certificates - 5 Year 3.83% 3.90% 5 Year
Min Deposit $1,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
1 Year Business Share Certificates 3.74% 3.80% 1 Year
Min Balance $1,000
Details Balance: $1,000 - $49,999.99
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
1 Year Business Share Certificates 3.74% 3.80% 1 Year
Min Balance $50,000
Details Balance: $50,000 - $99,999.99
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
1 Year Business Share Certificates 3.74% 3.80% 1 Year
Min Balance $100,000
Details Balance: $100,000 and over
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
1 Year Regular Share Certificate Accounts 3.74% 3.80% 1 Year
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
1 Year Rookie Share Certificate 3.74% 3.80% 1 Year
Min Balance $250
Details Balance: $250 - $2,500
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
1 Year Share Certificates 3.74% 3.80% 1 Year
Min Balance $1,000
Details Balance: $1,000 - $49,999.99
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
1 Year Share Certificates 3.74% 3.80% 1 Year
Min Balance $50,000
Details Balance: $50,000 - $99,999.99
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
1 Year Share Certificates 3.74% 3.80% 1 Year
Min Balance $100,000
Details Balance: $100,000 and over
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
12 Month Share Certificates 3.74% 3.80% 12 Month
Min Deposit $1,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
12 Month Traditional/Roth IRA Certificates 3.74% 3.80% 12 Months
Min Deposit $50,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
Traditional/Roth IRA Certificates - 12 Month 3.74% 3.80% 12 Month
Min Deposit $1,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
Traditional/Roth IRA Certificates 12 Month 3.74% 3.80% 12 Month
Min Deposit $100,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
6 Month Business Share Certificates 3.69% 3.75% 6 Months
Min Balance $100,000
Details Balance: $100,000 and over
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
6 Month Regular Share Certificate Accounts 3.69% 3.75% 6 Month
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
6 Month Share Certificates 3.69% 3.75% 6 Months
Min Balance $100,000
Details Balance: $100,000 and over
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
Traditional/Roth IRA Certificates 6 Month 3.69% 3.75% 6 Month
Min Deposit $100,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
6 Month Business Share Certificates 3.64% 3.70% 6 Months
Min Balance $50,000
Details Balance: $50,000 - $99,999.99
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
6 Month Regular Share Certificate Accounts 3.64% 3.70% 6 Month
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
6 Month Share Certificates 3.64% 3.70% 6 Months
Min Balance $50,000
Details Balance: $50,000 - $99,999.99
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
6 Month Traditional/Roth IRA Certificates 3.64% 3.70% 6 Months
Min Deposit $50,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
6 Month Business Share Certificates 3.59% 3.65% 6 Months
Min Balance $1,000
Details Balance: $1,000 - $49,999.99
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
6 Month Regular Share Certificate Accounts 3.59% 3.65% 6 Month
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
6 Month Share Certificates 3.59% 3.65% 6 Months
Min Balance $1,000
Details Balance: $1,000 - $49,999.99
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
6 Month Share Certificates 3.59% 3.65% 6 Month
Min Deposit $1,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
Traditional/Roth IRA Certificates - 6 Month 3.59% 3.65% 6 Month
Min Deposit $1,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
4-Month Freedom Certificate 1.39% 1.39% 4 Month
Min Deposit $0
Details New Money Only
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%

Firefighters First Federal Credit Union Savings Rates

Product Rate APY View More
Savings - 1.00%
Min Deposit $0
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
Regular Share Account - 0.25%
Min Deposit $5
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%

Firefighters First Federal Credit Union Money Market Rates

Product Rate APY View More
Business Money Market Accounts 1.74% 1.75%
Min Balance $100,000
Details Balance: $100,000 and over
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
Money Market - 1.75%
Min Deposit $0
Min Balance $100,000
Details Balance: $100,000.00 and Over
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
Business Money Market Accounts 1.69% 1.70%
Min Balance $75,000
Details Balance: $75,000 - $99,999.99
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
Money Market - 1.70%
Min Deposit $0
Min Balance $75,000
Details Balance: $75,000.00 - $99,999.99
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
Money Market - 1.70%
Min Deposit $0
Min Balance $75,000
Details Balance: $ 75,000.00 - 99,999.99; Balance: $75,000.00 - 99,999.99
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
Business Money Market Accounts 1.64% 1.65%
Min Balance $50,000
Details Balance: $50,000 - $74,999.99
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
Money Market - 1.65%
Min Deposit $0
Min Balance $50,000
Details Balance: $50,000.00 - $74,999.99
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
Money Market - 1.65%
Min Deposit $0
Min Balance $50,000
Details Balance: $ 50,000.00 - 74,999.99; Balance: $50,000.00 - 74,999.99
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
Business Money Market Accounts 1.59% 1.60%
Min Balance $2,500
Details Balance: $2,500 - $49,999.99
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
Money Market - 1.60%
Min Deposit $0
Min Balance $2,500
Details Balance: $2,500.00 - $49,999.99
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
Money Market - 1.60%
Min Deposit $0
Min Balance $2,500
Details Balance: $ 2,500.00 - 49,999.99; Balance: $2,500.00 - 49,999.99
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
Money Market - 0.25%
Min Deposit $0
Min Balance $0
Details Balance: $0 - $2,499.99
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
Business Money Market Accounts 0.05% 0.05%
Min Balance $0
Details Balance: $0
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
Money Market - 0.05%
Min Deposit $0
Min Balance $0
Details Balance: $0 - $2,499.99
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
Money Market - 0.05%
Min Deposit $0
Min Balance $0
Details Balance: $0 - 2,499.99
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%

Firefighters First Federal Credit Union Checking Rates

Product Rate APY View More
Ready Checking - 0.05%
Min Deposit $0
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%

Firefighters First Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Line of Credit 6.38% - 6.59%
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
Home Equity Line of Credit 7.50% - 7.50%
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%

Firefighters First Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
New and Used Autos - - 4.24% 24 Months
Details Up to 120% Financing on Approved Credit
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
New and Used Autos - - 4.24% 36 Months
Details Up to 120% Financing on Approved Credit
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
New and Used Autos - - 4.49% 48 Months
Details Up to 120% Financing on Approved Credit
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
New and Used Autos - - 4.49% 60 Months
Details Up to 120% Financing on Approved Credit
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
New and Used Autos - - 4.99% 72 Months
Details Up to 120% Financing on Approved Credit
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
New and Used Autos - - 5.49% 84 Months
Details Up to 120% Financing on Approved Credit
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%

Firefighters First Federal Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
New and Used Motorcycles Loan - 6.24% 24 Months
Details Up to 115% Financing on Approved Credit
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
New and Used Motorcycles Loan - 6.74% 60 Months
Details Up to 115% Financing on Approved Credit
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
New and Used Motorcycles Loan - 7.24% 72 Months
Details Up to 115% Financing on Approved Credit
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%

Firefighters First Federal Credit Union Credit Card Rates

Product Rate APR View More
Visa Classic - 8.99%
Details Interest Rate & Interest Charges. Paying Interest We will not charge You interest on purchases if You pay Your entire balance owed each month within 25 days of Your statement closing date. We will begin charging interest on cash advances and balance transfers on the transaction date. Minimum Interest Charge For VISA, if You are charged interest, the charge will be no less than $1.00. For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a Credit Card, visit the website of the Consumer Financial Protection Bureau at: www.consumerfinance.gov/learnmore. Fees. Balance Transfer Fees . Cash Advance . Foreign Transaction . Returned Payment $22.00. Late Payment $15.00. ^ Includes Classic VISA and Secured Classic VISA. ^^ Includes Platinum VISA, California Professional Firefighters VISA, Professional Firefighters of Arizona VISA, Washington State Council of Fire Fighters VISA. See Your Account Agreement for details. How We Will Calculate Your Balance: We use a method called "average daily balance (including new purchases)." Billing Rights: Information on Your rights to dispute transactions and how to exercise those rights is provided in Your Account Agreement. The balances subject to the periodic Finance Charge are the average daily transactions balances outstanding during the month (including new transactions). To get the average daily balance, We take the beginning balance of Your Account each day, add any new purchases, balance transfers, cash advances, debit adjustments or other charges and subtract any payments, credits and unpaid Finance Charges. This gives Us the daily balance. Then, We add up all the daily balances for the billing cycle and divide them by the number of days in the billing cycle. The Finance Charge for a billing cycle is computed by multiplying the average daily balance subject to a Finance Charge by the Monthly Periodic Rate. You can avoid Finance Charges on purchases by paying the full amount of the entire balance owed each month within 25 days of Your statement closing date. Otherwise, the new balance of purchases, and subsequent purchases from the date they are posted to Your Account, will be subject to a Finance Charge. Balance transfers and cash advances are always subject to a Finance Charge from the later of the date they are posted to Your Account or from the first day of the billing cycle in which the transaction is posted to Your Account. If You are charged interest, the charge will be no less than $1.00. Your Platinum VISA, California Professional Firefighters VISA, Professional Firefighters of Arizona VISA, and Washington State Council of Fire Fighters VISA are subject to a Monthly Periodic Rate of 0.7492% - 1.4158% (corresponding to an ANNUAL PERCENTAGE RATE of 8.99% - 16.99%), based on Your creditworthiness. Your Visa Signature is subject to a Monthly Periodic Rate of 1.23% - 1.50% (corresponding to an ANNUAL PERCENTAGE RATE of 14.49% - 17.99%), based on Your creditworthiness. The information in this disclosure was accurate as of December 26, 2025, and after that date is subject to change. Rates are based on the creditworthiness and underwriting guidelines. For current information, call Firefighters First Credit Union at: 800.231.1626 ; write to Firefighters First Credit Union, 1520 West Colorado Blvd., Pasadena, CA 91105; or visit our website at: www.firefightersfirstcu.org . All rates subject to change without notice. For current rate information, please call 800.231.1626 .
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
Visa Platinum - 8.99%
Details Published APR range: 8.99% - 16.99%.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
Visa Classic - 11.99%
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
Visa Signature - 14.49%
Details Published APR range: 14.49% - 17.99%.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%

Firefighters First Federal Credit Union Personal Loan Rates

Product APR Term View More
Signature Loan (closed-end loan) 8.74% 12 Months
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
Signature Loan (closed-end loan) 9.24% 24 Months
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
Signature Loan (closed-end loan) 9.24% 36 Months
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
Signature Loan (closed-end loan) 10.74% 60 Months
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
Visa Signature 14.49%
Details Published APR range: 14.49% - 17.99%.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%

Firefighters First Federal Credit Union Other Rates

Product Rate Points APY/APR Term View More
Safety Line (open-end loan) - - 10.99%
Details Published APR range: 10.99% - 18.00%.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
18-Month Coverdell ESA Share Certificate 3.83% - 3.90% 18-Month
Min Balance $1,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
18-Month Coverdell ESA Share Certificate 3.88% - 3.95% 18-Month
Min Balance $10,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
18-Month Coverdell ESA Share Certificate 3.88% - 3.95% 18-Month
Min Balance $1,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
3 Year Coverdell ESA Share Certificate 3.83% - 3.90% 3 Year
Min Balance $1,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
3 Year Coverdell ESA Share Certificate 3.88% - 3.95% 3 Year
Min Balance $10,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
3 Year Coverdell ESA Share Certificate 3.88% - 3.95% 3 Year
Min Balance $1,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
5 Year Coverdell ESA Share Certificate 3.83% - 3.90% 5 Year
Min Balance $1,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
5 Year Coverdell ESA Share Certificate 3.88% - 3.95% 5 Year
Min Balance $10,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
5 Year Coverdell ESA Share Certificate 3.88% - 3.95% 5 Year
Min Balance $1,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
Business Regular Shares 0.25% - 0.25%
Min Deposit $5
Min Balance $5
Details $5 minimum balance is required to maintain a Regular Savings account.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
Coverdell ESA Shares - - 1.00%
Min Deposit $0
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
Holiday Helper - - 0.30%
Min Deposit $0
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
Holiday Helper - - 0.30%
Min Deposit $0
Details Balance:
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%

Financial Health History

Firefighters First Federal Credit Union’s Texas Ratio stayed near 0.59% in Q2 2023 to 0.84% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 0.8% 2.0★ 1.6% 3.0★ 2.5% 4.0★ 3.3% 5.0★ Healthy zone – entire history below the 15% limit 0.59% A+ Q2 2023 A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 0.84% A+ Q1 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
March 31, 2026$2.5B0.84%5.0A+
December 31, 2025$2.4B1.45%5.0A+
September 30, 2025$2.4B1.51%5.0A+
June 30, 2025$2.3B2.42%5.0A+
March 31, 2025$2.3B0.59%5.0A+
December 31, 2024$2.2B0.92%5.0A+
September 30, 2024$2.2B0.71%5.0A+
June 30, 2024$2.2B1.64%5.0A+
March 31, 2024$2.2B0.32%5.0A+
December 31, 2023$2.1B1.39%5.0A+
September 30, 2023$2.1B1.52%5.0A+
June 30, 2023$2.1B0.59%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Firefighters First Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Firefighters First Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Firefighters First Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Firefighters First Federal Credit Union
Address 1520 W Colorado Blvd, Pasadena, CA 91105-1413
Phone 323-254-1700
Fax 323-550-4914
President John Buck
CEO Dixie Abramian
Full-Time Employees 301
Part-Time Employees 0
Branch Locations 16
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.84%
Return on Assets (ROA)
0.1073%
Return on Equity (ROE)
1.1883%
Non-Performing Loans Ratio (NPL)
0.10%
Total Assets
2,470,349,300
Total Amount of Shares and Deposits
2,221,334,288
Total Shares and Deposits < 1 Year
2,085,820,142
Total Shares and Deposits 1 3 Years
115,971,179
Total Shares and Deposits > 3 Years
19,542,968
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
378,088,543
Total Uninsured Shares and Deposits > $250K (F+J)
378,088,543
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,843,245,745
Total Interest Expense (Sum of items 6 8)
10,730,568
Share Certificates
11,162
Number of Accounts for Share Drafts
66,067
IRA KEOGH Accounts
2,782
Number of Accounts for Regular Shares
88,138
All other shares
43
Non Member Deposits
28
Money Market Shares
18,276
Net Income (unless the amount is already included in Undivided Earnings)
2,651,630
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
203,954,444
Total Liabilities
2,251,924,529
Source: NCUA — Last Updated 03/31/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

Firefighters First Federal Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

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  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Frequently Asked Questions About Firefighters First Federal Credit Union

How many branches does Firefighters First Federal Credit Union operate?

Firefighters First Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Firefighters First Federal Credit Union?

Yes, to access services at Firefighters First Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Firefighters First Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Firefighters First Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Firefighters First Federal Credit Union offer online and mobile banking?

Most modern institutions like Firefighters First Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.firefightersfirstcu.org.

Current Firefighters First Federal Credit Union Rates

  • 12-Month CD3.80%
  • 18-Month CD3.90%
  • 24-Month CD3.90%
  • 60-Month CD3.90%
  • Savings1.00%
  • MMA0.05%
Retrieved from our database of financial products. Rates subject to change.