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Star Choice Credit Union

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Star Choice Credit Union Rates & Review April 2026

Q: How many branches does Star Choice Credit Union operate?

Star Choice Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join Star Choice Credit Union?

Yes, to access services at Star Choice Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Star Choice Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: April 21, 2026

You can compare Star Choice Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 3.63%, 6-month share certificate rates at 0.75% and 3-month share certificate rates at 0.85%. Savings rates are at 0.05% and money market rates are at 1.50%. Mortgage rates on 30-year fixed loans are around 5.91%. All these rates can be compared to Star Choice Credit Union rates. MonitorBankRates evaluates the financial stability of Star Choice Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.99%. Rates were last updated on 04/21/2026.

Star Choice Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Star Choice Credit Union? Share your experience about Star Choice Credit Union by leaving a review below, or read customer reviews before you decide to use Star Choice Credit Union.

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

2.99%

Excellent Lower than avg

Star Choice Credit Union
Star Choice Credit Union Bloomington

10750 France Ave S
Bloomington, MN 55431

https://www.starchoicecu.org

Current Rate Availability

We do not have Star Choice Credit Union rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Star Choice Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Star Choice Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Star Choice Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Star Choice Credit Union

Website https://www.starchoicecu.org

Address 10750 France Ave S, Bloomington, MN 55431

Phone 952-698-7228

Fax

President Lindsey Olsen

CEO Scott Olson

Full-Time Employees 14

Part-Time Employees 2

Branch Locations 2

ATM Locations 2

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (99/100)

Texas Ratio

2.99%

Return on Assets (ROA)

-0.2207%

Return on Equity (ROE)

-3.0283%

Non-Performing Loans Ratio (NPL)

0.30%

Total Assets

91,344,780

Total Amount of Shares and Deposits

84,255,380

Total Shares and Deposits < 1 Year

83,794,359

Total Shares and Deposits 1 3 Years

214,794

Total Shares and Deposits > 3 Years

246,227

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

4,058,796

Total Uninsured Shares and Deposits > $250K (F+J)

4,058,796

Total Insured Shares and Deposits > $250K (item 17 less item K)

80,196,584

Total Interest Expense (Sum of items 6 8)

541,323

Share Certificates

208

Number of Accounts for Share Drafts

4,520

IRA KEOGH Accounts

139

Number of Accounts for Regular Shares

7,177

All other shares

Non Member Deposits

Money Market Shares

212

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

1,722,232

Total Liabilities

84,687,124

Source: NCUA — Last Updated 09/30/2023

Customer Reviews

There are no reviews for Star Choice Credit Union yet. Feel free to create one below.

Average Rating

☆☆☆☆☆

Total Reviews

Add Your Rating and Review for Star Choice Credit Union

Frequently Asked Questions About Star Choice Credit Union

Is Star Choice Credit Union a safe place to deposit money?

Yes, Star Choice Credit Union is considered a safe financial institution. With a Texas Ratio of 2.992810082107%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Star Choice Credit Union operate?

Star Choice Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Star Choice Credit Union?

Yes, to access services at Star Choice Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Star Choice Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Star Choice Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Star Choice Credit Union offer online and mobile banking?

Most modern institutions like Star Choice Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.starchoicecu.org.