Best 60-Month CD Rates - April 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Top 60-month CD rates currently available include Tower Federal Credit UnionTower Federal Credit Union7901 Sandy Spring Rd, Laurel, MD 20707A+5.0 ★Texas Ratio: 1.36% offering 5 year Mini-Jumbo IRA Share Certificates at 4.35% APY, and Materion Federal Credit UnionMaterion Federal Credit Union14710 W Portage River South Rd, Elmore, OH 43416A+5.0 ★Texas Ratio: 0.28% offering 60 Month Certificate at 4.25% APY, and Founders Federal Credit UnionFounders Federal Credit Union607 N Main St, Lancaster, SC 29720A+5.0 ★Texas Ratio: 4.65% offering 60 Month Fixed Rate IRA Certificates at 4.22% APY, and Community First Credit Union Of FloridaCommunity First Credit Union Of Florida637 N Lee St, Jacksonville, FL 32204 1141A+5.0 ★Texas Ratio: 4.11% offering 60 Month Term Super Jumbo Max CD at 4.18% APY. CD rates as of April 4, 2026 according to verified data from MonitorBankRates.
A 5-year CD is the longest standard CD term, designed for savers who want to maximize fixed yield and are comfortable locking in funds for the long term. It is often the highest-yielding option available and pairs naturally with retirement or long-term savings goals. We display Safety Grades, Star Ratings, and Texas Ratios so you can choose a stable institution with confidence.
The APYs displayed reflect actual verified offers. Rates are subject to change at the institution’s discretion without notice. A substantial penalty may be imposed for early withdrawal. 60-Month CD Rates Last Updated and Verified: April 4, 2026
Compare the Best 60-Month CD Rates Nationwide
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Tower Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.36%
7901 Sandy Spring Rd, Laurel, MD 20707
5 year Mini-Jumbo IRA Share Certificates
$20,000
4.35%
▼
Rate4.26%
Min Deposit$20,000
UpdatedMar 29, 2026
Details
No additional details available.
Materion Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
14710 W Portage River South Rd, Elmore, OH 43416
60 Month Certificate
$500
4.25%
▼
Rate4.18%
Min Deposit$500
UpdatedMar 24, 2026
Details
No additional details available.
Founders Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.65%
607 N Main St, Lancaster, SC 29720
60 Month Fixed Rate IRA Certificates
$500
4.22%
▼
Rate4.15%
Min Deposit$500
UpdatedMar 26, 2026
Details
No additional details available.
Community First Credit Union Of Florida
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
637 N Lee St, Jacksonville, FL 32204 1141
60 Month Term Super Jumbo Max CD
$1,000,000
4.18%
▼
Rate4.10%
Min Deposit$1,000,000
UpdatedMar 25, 2026
Details
No additional details available.
United Fidelity Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
126 N Grand Ave, Cowden, IL 62422
60-Month CD Term
$1,000
4.15%
▼
Rate—
Min Deposit$1,000
UpdatedApr 4, 2026
Details
No additional details available.
Edward Jones Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
12555 Manchester Rd, Saint Louis, MO 63131
5-year FDIC-Insured Certificates of Deposit
$0
4.10%
▼
Rate—
Min Deposit$0
UpdatedMar 25, 2026
Details
No additional details available.
Mountain America Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.38%
7181 S Campus View Dr, West Jordan, UT 84084 4312
Youth certificate 60-month youth certificate
$0
4.09%
▼
Rate—
Min Deposit$0
UpdatedMar 27, 2026
Details
No additional details available.
Farm Credit Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
30 7th St E Ste 265, Saint Paul, MN 55101 4958
60 month Share Certificate
$1,000
4.07%
▼
Rate4.00%
Min Deposit$1,000
UpdatedApr 2, 2026
Details
No additional details available.
Rivertrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.43%
409 Riverwind Dr, Pearl, MS 39208 5917
60 Month Certificate
$1,000
4.06%
▼
Rate4.00%
Min Deposit$1,000
UpdatedApr 4, 2026
Details
No additional details available.
Alpine Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
111 N 2nd St, Alpine, TX 79830
IRA Certificate 60 Month
$0
4.05%
▼
Rate—
Min Deposit$0
UpdatedApr 2, 2026
Details
$500 Minimum
Mid-America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
802 Ames St, Baldwin City, KS 66006
60 Month CD or IRA Jumbo
$500
4.04%
▼
Rate4.00%
Min Deposit$500
UpdatedApr 3, 2026
Details
Jumbo
Wyrope Williamsport Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
1536 Riverside Dr, S Williamsport, PA 17702
5 year Share Certificates
$0
4.02%
▼
Rate3.95%
Min Deposit$0
UpdatedApr 4, 2026
Details
$25,000+
GSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.77%
1800 F St NW # 1211, Washington, DC 20405 0001
60 month Share Certificate
$0
4.01%
▼
Rate3.95%
Min Deposit$0
UpdatedApr 4, 2026
Details
No additional details available.
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
1520 W Colorado Blvd, Pasadena, CA 91105 1413
Traditional/Roth IRA Certificates 5 Year IRA
$0
4.00%
▼
Rate3.93%
Min Deposit$0
UpdatedMar 26, 2026
Details
No additional details available.
Vantage Point Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.90%
3600 OAKLAWN BLVD, HOPEWELL, VA 23860
Share & IRA Share Certificate (60 month term)
$0
3.97%
▼
Rate3.90%
Min Deposit$0
UpdatedMar 24, 2026
Details
No additional details available.
HERCULES FIRST
Institution Rating:
A5.0 ★Texas Ratio: 8.30%
3141 W 4700 S, Taylorsville, UT 84129 2525
5 Year Certificate
$1,000
3.96%
▼
Rate3.90%
Min Deposit$1,000
UpdatedApr 2, 2026
Details
No additional details available.
Foothill Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.23%
250 W Colorado Blvd, Arcadia, CA 91007
60 Month Share Certificates
$0
3.95%
▼
Rate3.87%
Min Deposit$0
UpdatedMar 26, 2026
Details
No additional details available.
Dakota Community Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 0.89%
2284 3rd St W, Dickinson, ND 58601
IRA 60 MONTH
$100
3.94%
▼
Rate3.90%
Min Deposit$100
UpdatedApr 2, 2026
Details
No additional details available.
All In Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.52%
238 Virginia Ave, Daleville, AL 36322
60 Month IRA Jumbo
$0
3.92%
▼
Rate3.85%
Min Deposit$0
UpdatedApr 2, 2026
Details
No additional details available.
Regional Missouri Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
601 1st St, Glasgow, MO 65254
60 Month Jumbo CD
$50,000
3.91%
▼
Rate3.85%
Min Deposit$50,000
UpdatedApr 3, 2026
Details
No additional details available.
American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
500 Foothill Dr, Salt Lake City, UT 84148 0001
6 to 60-Month Certificate
$0
3.90%
▼
Rate3.83%
Min Deposit$0
UpdatedApr 4, 2026
Details
$500 minimum balance
Enterprise Bank Allison Park, PA
Institution Rating:
F2.8 ★Texas Ratio: 41.32%
4091 Mount Royal Blvd, Allison Park, PA 15101
5 Year CD/IRA
$0
3.87%
▼
Rate3.80%
Min Deposit$0
UpdatedApr 4, 2026
Details
No additional details available.
5Star Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
104 S Cascade Ave, Colorado Springs, CO 80903
60 Month Variable IRA
$250
3.86%
▼
Rate3.79%
Min Deposit$250
UpdatedApr 3, 2026
Details
No additional details available.
Sun Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.98%
1068 Broadway Ave, El Centro, CA 92243 2315
Jumbo 60 Month CD
$0
3.85%
▼
Rate3.78%
Min Deposit$0
UpdatedMar 28, 2026
Details
No additional details available.
Fort Worth City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
2309 Montgomery St, Fort Worth, TX 76107 4520
60-Month Jr Jumbo Share CD
$50,000
3.82%
▼
Rate3.75%
Min Deposit$50,000
UpdatedMar 26, 2026
Details
No additional details available.
Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.04%
255 Fiserv Dr, Brookfield, WI 53045
5-year CD Rate
$0
3.81%
▼
Rate3.75%
Min Deposit$0
UpdatedMar 27, 2026
Details
No additional details available.
State Bank of Newburg
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
300 Congress Dr Hwy 33, Newburg, WI 53060
60 mo Certificate of Deposit
$500
3.80%
▼
Rate3.80%
Min Deposit$500
UpdatedMar 28, 2026
Details
Opening Balance Under $10,000
FreedomBank Elkader, IA
Institution Rating:
A5.0 ★Texas Ratio: 8.43%
135 W Tilden St, Postville, IA 52162
IRA Certificates 60 Month
$0
3.79%
▼
Rate3.75%
Min Deposit$0
UpdatedApr 2, 2026
Details
No additional details available.
Houston Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
16320 Kensington Dr, Sugar Land, TX 77479 4097
Share Certificate Accounts - IRA & Jumbo 60 Month
$0
3.77%
▼
Rate3.72%
Min Deposit$0
UpdatedMar 27, 2026
Details
No additional details available.
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
879 W 190th St, Gardena, CA 90248 4220
60 Month Bonus Certificates
$0
3.76%
▼
Rate3.70%
Min Deposit$0
UpdatedMar 28, 2026
Details
No additional details available.
Latvian Cleveland Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1385 Andrews Ave, Lakewood, OH 44107 2405
60 Month Certificate of Deposit
$500
3.75%
▼
Rate—
Min Deposit$500
UpdatedMar 27, 2026
Details
$500 minimum
FSB of Westmoreland
Institution Rating:
A5.0 ★Texas Ratio: 12.46%
307 Main St, Westmoreland, KS 66549
60 Month CD
$1,000
3.73%
▼
Rate3.70%
Min Deposit$1,000
UpdatedApr 3, 2026
Details
No additional details available.
Central Maine Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
1000 Lisbon St, Lewiston, ME 04240 5721
Wealth Builder IRA Share Certificates 60 Month Term
$1,000
3.72%
▼
Rate3.65%
Min Deposit$1,000
UpdatedApr 2, 2026
Details
No additional details available.
Central Wisconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.05%
1301 Post Rd, Plover, WI 54467
5 Year CD
$0
3.71%
▼
Rate3.65%
Min Deposit$0
UpdatedMar 24, 2026
Details
No additional details available.
Hancock Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.23%
125 Trenton Ave, Findlay, OH 45840 3741
60 Month Certificate
$500
3.70%
▼
Rate3.63%
Min Deposit$500
UpdatedMar 27, 2026
Details
No additional details available.
Big Horn Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
33 N 6th St, Greybull, WY 82426
5 year CD
$0
3.69%
▼
Rate3.62%
Min Deposit$0
UpdatedApr 3, 2026
Details
Entire Balance
Peoples Bank Lebanon, KY
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
265 Old Springfield Rd, Lebanon, KY 40033
60 Month CD
$0
3.68%
▼
Rate3.65%
Min Deposit$0
UpdatedApr 3, 2026
Details
No additional details available.
First Choice Financial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.07%
355 Hales Mills Rd Ext, Gloversville, NY 12078 5703
5 Year IRA Certificate
$0
3.67%
▼
Rate3.60%
Min Deposit$0
UpdatedApr 2, 2026
Details
Minimum $500 Credit Quarterly Compound Daily
Azura Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
610 SW 10th Ave, Topeka, KS 66612
60 month Certificates
$0
3.66%
▼
Rate3.60%
Min Deposit$0
UpdatedMar 25, 2026
Details
No additional details available.
Technicolor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
434 W Alameda Ave, Burbank, CA 91506
1 - 5 Year Share Certificate
$0
3.65%
▼
Rate—
Min Deposit$0
UpdatedApr 4, 2026
Details
No additional details available.
Warren-Boynton State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.80%
702 W Illinois St, New Berlin, IL 62670
60 Month CD
$0
3.63%
▼
Rate3.60%
Min Deposit$0
UpdatedMar 29, 2026
Details
No additional details available.
Members Advantage Credit Union Michigan City, IN
Institution Rating:
A+5.0 ★Texas Ratio: 5.81%
3064 Ohio St, Michigan City, IN 46360 6866
60 Mo. Certificate
$0
3.61%
▼
Rate—
Min Deposit$0
UpdatedMar 27, 2026
Details
No additional details available.
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
3777 West Rd, East Lansing, MI 48823 8029
5-Year Certificate or IRA-HSA Jumbo
$100,000
3.60%
▼
Rate—
Min Deposit$100,000
UpdatedMar 28, 2026
Details
No additional details available.
Inland Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
9389 Cherry Ave, Fontana, CA 92335
5 YEAR CERTIFICATE
$0
3.59%
▼
Rate—
Min Deposit$0
UpdatedMar 27, 2026
Details
No additional details available.
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
Room c 1 80, WASHINGTON, DC 20523 0001
5-year term
$500
3.56%
▼
Rate3.50%
Min Deposit$500
UpdatedApr 4, 2026
Details
No additional details available.
Austin Telco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.16%
8929 Shoal Creek Blvd, Austin, TX 78757
60 mo. Certificate
$0
3.55%
▼
Rate3.50%
Min Deposit$0
UpdatedMar 25, 2026
Details
No additional details available.
Southeast Michigan State Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.26%
6230 Orchard Lake Rd, West Bloomfield, MI 48322
60 Month Certificates
$0
3.54%
▼
Rate3.50%
Min Deposit$0
UpdatedApr 4, 2026
Details
No additional details available.
Old Exchange Bank of Okawville
Institution Rating:
A+5.0 ★Texas Ratio: 0.85%
110 E Walnut St, Okawville, IL 62271
60 Month Certificate
$0
3.53%
▼
Rate3.50%
Min Deposit$0
UpdatedApr 3, 2026
Details
No additional details available.
Homeland Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
310 Caldwell St, Chillicothe, OH 45601
Share and IRA Jumbo Certificates 60 Mo.
$0
3.52%
▼
Rate—
Min Deposit$0
UpdatedMar 27, 2026
Details
No additional details available.
Advanced Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
785 CENTRAL AVE, NEW PROVIDENCE, NJ 07974
IRA Roth or Traditional SC 60 Mo.
$500
3.51%
▼
Rate3.45%
Min Deposit$500
UpdatedApr 2, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
14550 Aviation Blvd, Hawthorne, CA 90250
IRA Certificate Term 60-Month Fixed
$100,000
3.50%
▼
Rate3.44%
Min Deposit$100,000
UpdatedMar 29, 2026
Details
$100,000 Minimum to Earn APY
Advanz Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
9600 Ormsby Station Rd, Louisville, KY 40223 4008
60 Month Certificate
$0
3.49%
▼
Rate3.45%
Min Deposit$0
UpdatedMar 24, 2026
Details
No additional details available.
Friendship State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.56%
5908 E Main Street, Friendship, IN 47021
60 Month CD
$0
3.46%
▼
Rate3.40%
Min Deposit$0
UpdatedApr 3, 2026
Details
No additional details available.
Sterling United Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.78%
5727 VOGEL RD, EVANSVILLE, IN 47715 7298
60 Month Term Certificate of Deposit
$0
3.45%
▼
Rate3.40%
Min Deposit$0
UpdatedApr 4, 2026
Details
No additional details available.
Members 1st Credit Union Saint Louis, MO
Institution Rating:
A+5.0 ★Texas Ratio: 2.33%
4702 Mattis Rd, Saint Louis, MO 63128
Certificates of Deposit 60-month term
$0
3.44%
▼
Rate—
Min Deposit$0
UpdatedMar 24, 2026
Details
No additional details available.
EvaBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.46%
4113 Eva Rd, Eva, AL 35621
60 month CD
$1,000
3.41%
▼
Rate—
Min Deposit$1,000
UpdatedMar 26, 2026
Details
No additional details available.
Louisville Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.06%
1420 Gardiner Ln Rm 66, Louisville, KY 40231 8900
5 Year Share Certificates
$0
3.40%
▼
Rate—
Min Deposit$0
UpdatedMar 27, 2026
Details
No additional details available.
1st Street Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
1558 1st St, Sarasota, FL 34236 8502
60 MONTH CERTIFICATE
$0
3.39%
▼
Rate—
Min Deposit$0
UpdatedApr 2, 2026
Details
No additional details available.
FNB of Okawville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
203 E Walnut St, Okawville, IL 62271
60 Month Certificate
$0
3.38%
▼
Rate3.35%
Min Deposit$0
UpdatedApr 3, 2026
Details
$500 Minimum Balance to obtain APY*
Tinker Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
1620 Lonnie Abbott Blvd, Ada, OK 74820
60 Mo. Term Share (Certificate) / IRA
$0
3.36%
▼
Rate3.31%
Min Deposit$0
UpdatedMar 29, 2026
Details
No additional details available.
American 1 Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.10%
718 E Michigan Ave, Jackson, MI 49201
IRA 5 Year
$50
3.35%
▼
Rate3.31%
Min Deposit$50
UpdatedMar 25, 2026
Details
No additional details available.
Freedom Bank Huntingburg, IN
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
1405 N Main St, Huntingburg, IN 47542
Certificate of Deposit (7) 5 year
$0
3.34%
▼
Rate3.30%
Min Deposit$0
UpdatedApr 3, 2026
Details
No additional details available.
Marion Center Bank
Institution Rating:
B-4.3 ★Texas Ratio: 23.35%
1271 Indian Springs Rd, Indiana, PA 15701
60 month CD
$0
3.33%
▼
Rate—
Min Deposit$0
UpdatedApr 3, 2026
Details
No additional details available.
JVB Juniata Valley Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
104 N Front St, Liverpool, PA 17045
60 Month CD or IRA
$1,000
3.31%
▼
Rate3.27%
Min Deposit$1,000
UpdatedApr 4, 2026
Details
No additional details available.
Southland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.82%
10701 Los Alamitos Blvd, Los Alamitos, CA 90720
Term Share Certificates & IRA Share Certificates 5 Year
$1,000
3.30%
▼
Rate3.25%
Min Deposit$1,000
UpdatedMar 28, 2026
Details
No additional details available.
Washington Savings Bank Effingham, IL
Institution Rating:
A+5.0 ★Texas Ratio: 2.45%
506 Main Street, Lerna, IL 62440
60 Month Certificate of Deposit
$1,000
3.29%
▼
Rate3.25%
Min Deposit$1,000
UpdatedApr 3, 2026
Details
No additional details available.
F&M Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
159 W James St, Columbus, WI 53925
Everyday CD Options 60 Month
$1,000
3.28%
▼
Rate3.25%
Min Deposit$1,000
UpdatedApr 2, 2026
Details
No additional details available.
The Bank of Tescott
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
104 S Main St, Tescott, KS 67484
Certificates of Deposit (CDs) 60 Month
$0
3.26%
▼
Rate3.22%
Min Deposit$0
UpdatedApr 4, 2026
Details
$10,000+
Newburyport Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
63 State St, Newburyport, MA 01950
Certificates of Deposit 60 Month
$0
3.25%
▼
Rate3.20%
Min Deposit$0
UpdatedApr 4, 2026
Details
No additional details available.
KSB Overbrook, KS
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
400 Maple St, Overbrook, KS 66524
60 Month Certificates of Deposit (CD's) & Individual Retirement Accounts (IRA's)
$1,000
3.24%
▼
Rate3.20%
Min Deposit$1,000
UpdatedApr 4, 2026
Details
No additional details available.
Massena Savings and Loan
Institution Rating:
A5.0 ★Texas Ratio: 10.52%
255 Main St, Massena, NY 13662
60 Month CD
$1,000
3.23%
▼
Rate3.15%
Min Deposit$1,000
UpdatedApr 3, 2026
Details
No additional details available.
Union State Bank Winterset, IA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
611 W Highway 92, Winterset, IA 50273
60 Month CD
$50,000
3.22%
▼
Rate3.20%
Min Deposit$50,000
UpdatedApr 3, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
5175 Parkstone Dr Ste 200, Chantilly, VA 20151 3816
60 month Share Certificate
$100,000
3.21%
▼
Rate3.17%
Min Deposit$100,000
UpdatedApr 4, 2026
Details
No additional details available.
Del Norte Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
3286 Cerrillos Rd, Santa Fe, NM 87507
Certificates and IRA Certificates - 60 month
$0
3.20%
▼
Rate3.15%
Min Deposit$0
UpdatedMar 25, 2026
Details
$10,000+ Minimum Balance to obtain APY. Minimum Balance to Open of $10,000. Deposit Rates are current as of March 26, 2026. Rates and Fees may change at any time without notice. Please contact a member services representative for details. Fee May Reduce Earnings on the Account. A Penalty May be Imposed for Early Withdrawal on any Share Certificate product.
Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
101 W Denver St, Holyoke, CO 80734 1427
60 month CD's
$10,000
3.19%
▼
Rate3.15%
Min Deposit$10,000
UpdatedApr 4, 2026
Details
No additional details available.
Beacon Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
7910 National Tpke, Louisville, KY 40214
60 Month Share and IRA Certificate
$0
3.18%
▼
Rate3.15%
Min Deposit$0
UpdatedMar 25, 2026
Details
No additional details available.
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
1025 Virginia Ave, Atlanta, GA 30354 1319
IRA CDs 60 Month
$0
3.15%
▼
Rate3.10%
Min Deposit$0
UpdatedMar 25, 2026
Details
No additional details available.
First Nebraska Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
1000 S Main St, Emerson, NE 68733
60-Month Certificate
$500
3.14%
▼
Rate3.10%
Min Deposit$500
UpdatedApr 4, 2026
Details
No additional details available.
Ultima Bank Minnesota
Institution Rating:
A+5.0 ★Texas Ratio: 4.29%
9 W Minnesota Ave, Winger, MN 56592
Roth IRA 60 Month
$0
3.12%
▼
Rate3.10%
Min Deposit$0
UpdatedApr 3, 2026
Details
No additional details available.
Smart Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.10%
4411 S Wayside Dr, Houston, TX 77087 1109
60-month Tier Jumbo Certificate of Deposit
$0
3.10%
▼
Rate3.06%
Min Deposit$0
UpdatedMar 28, 2026
Details
No additional details available.
State Highway Patrol Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
1900 Polaris Pkwy Ste 400, Columbus, OH 43240 4035
60 Month Share Certificate
$0
3.09%
▼
Rate3.05%
Min Deposit$0
UpdatedMar 28, 2026
Details
No additional details available.
First Federal S&L of Central Illinois, S.B.
Institution Rating:
A5.0 ★Texas Ratio: 10.33%
800 W Lincoln Ave, Charleston, IL 61920
60 Month CD / IRA
$0
3.05%
▼
Rate3.00%
Min Deposit$0
UpdatedApr 3, 2026
Details
No additional details available.
Pipefitters Steamfitters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
6445 Lake Road Ter Ste 100, Woodbury, MN 55125 1495
60 Month Certificate
$10,000
3.04%
▼
Rate3.00%
Min Deposit$10,000
UpdatedMar 28, 2026
Details
No additional details available.
UNO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.37%
2000 LAKESHORE DR, NEW ORLEANS, LA 70148 3520
60 Month (5 Years) Certificate
$300
3.03%
▼
Rate3.00%
Min Deposit$300
UpdatedMar 24, 2026
Details
No additional details available.
First Security Bank Byron, MN
Institution Rating:
A+5.0 ★Texas Ratio: 4.32%
316 Byron Ave N, Byron, MN 55920
60 Month Certificates of Deposit
$0
3.02%
▼
Rate—
Min Deposit$0
UpdatedApr 3, 2026
Details
No additional details available.
BayFirst National Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.71%
700 Central Ave, Saint Petersburg, FL 33701
60-Month CD
$1,000
3.01%
▼
Rate—
Min Deposit$1,000
UpdatedApr 2, 2026
Details
No additional details available.
Horicon Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.70%
326 E Lake St, Horicon, WI 53032
5 Year IRA
$0
3.00%
▼
Rate3.00%
Min Deposit$0
UpdatedApr 2, 2026
Details
No additional details available.
Fairwinds Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.48%
1621 S Orange Blossom Trl, Apopka, FL 32703 7755
60-Month CD
$0
2.97%
▼
Rate—
Min Deposit$0
UpdatedMar 26, 2026
Details
No additional details available.
Kemba Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.84%
555 Officenter Pl, Gahanna, OH 43230 5314
60 Month Certificate Everyday
$500
2.95%
▼
Rate—
Min Deposit$500
UpdatedMar 27, 2026
Details
No additional details available.
Family Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.25%
4075 W Polk Rd, Hart, MI 49420 8177
Certificate of Deposit & IRA Certificate 60 Month
$500
2.94%
▼
Rate2.90%
Min Deposit$500
UpdatedMar 26, 2026
Details
No additional details available.
Spring Hill State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
3700 Gilmer Rd, Longview, TX 75604
60 Month CD
$1,000
2.93%
▼
Rate2.90%
Min Deposit$1,000
UpdatedApr 2, 2026
Details
No additional details available.
Midcoast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
831 Middle St, Bath, ME 04530 2401
IRA Certificates 5 Year
$0
2.91%
▼
Rate2.87%
Min Deposit$0
UpdatedMar 28, 2026
Details
No additional details available.
Bronco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.34%
135 Stewart Dr, Franklin, VA 23851
60-Month Share Certificate
$0
2.90%
▼
Rate2.86%
Min Deposit$0
UpdatedMar 25, 2026
Details
No additional details available.
Embold Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.28%
15099 SE Mcloughlin Blvd, Milwaukie, OR 97267
Traditional IRA & Roth IRA 60 Month Certificate
$0
2.89%
▼
Rate—
Min Deposit$0
UpdatedApr 4, 2026
Details
No additional details available.
The Peoples Bank Co.
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
112 W Main St, Coldwater, OH 45828
60 Month CD/IRA
$500
2.88%
▼
Rate2.85%
Min Deposit$500
UpdatedApr 3, 2026
Details
$500 to $4,999.99
Reliance State Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.77%
606 Broad St, Story City, IA 50248
60 Month Certificates of Deposit
$2,500
2.87%
▼
Rate2.85%
Min Deposit$2,500
UpdatedMar 28, 2026
Details
No additional details available.
Beacon Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
136 Northpoint Ave, Huntington, IN 46750 7764
5 Year Certificate
$0
2.86%
▼
Rate2.82%
Min Deposit$0
UpdatedMar 25, 2026
Details
No additional details available.
FSB of Waupaca
Institution Rating:
A+5.0 ★Texas Ratio: 0.86%
112 W Fulton St, Waupaca, WI 54981
60 month CD
$0
2.85%
▼
Rate2.85%
Min Deposit$0
UpdatedApr 4, 2026
Details
No additional details available.
Franklin First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
57 Newton St, Greenfield, MA 01301 3113
60 Month Term Certificates (CDs) & IRAs
$0
2.84%
▼
Rate2.80%
Min Deposit$0
UpdatedApr 4, 2026
Details
No additional details available.
Stark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
3426 Cleveland Ave NW, Canton, OH 44709 2747
Growth Certificate (Less than 5 Year
$0
2.83%
▼
Rate2.80%
Min Deposit$0
UpdatedMar 28, 2026
Details
$10,000
Dairy State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
124 N Main Street, Birchwood, WI 54817
60-Month Term
$30,000
2.80%
▼
Rate2.80%
Min Deposit$30,000
UpdatedApr 4, 2026
Details
No additional details available.
United Churches Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
20252 Ecorse Rd, Taylor, MI 48180
Jumbo Certificates 5 year
$0
2.79%
▼
Rate2.75%
Min Deposit$0
UpdatedMar 29, 2026
Details
No additional details available.
NuVista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
2711 Commercial Way, Montrose, CO 81401
High Balance Share 60 Month Certificate
$50,000
2.78%
▼
Rate2.75%
Min Deposit$50,000
UpdatedMar 28, 2026
Details
No additional details available.
SSB Bank
Institution Rating:
C3.9 ★Texas Ratio: 28.54%
8700 Perry Hwy, Pittsburgh, PA 15237
60 Month CD
$500
2.77%
▼
Rate2.75%
Min Deposit$500
UpdatedApr 3, 2026
Details
**
SOUTHLAND
Institution Rating:
A+5.0 ★Texas Ratio: 1.91%
2601 S John Redditt Dr, Lufkin, TX 75904 5624
60 Month Certificate
$0
2.76%
▼
Rate2.75%
Min Deposit$0
UpdatedMar 24, 2026
Details
Starting at $5,000
Elements Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
639 S Delaware St, Indianapolis, IN 46225
Share Certificate (Fixed Rate) 5 Year Term
$0
2.75%
▼
Rate2.68%
Min Deposit$0
UpdatedMar 25, 2026
Details
No additional details available.
Seattle Metropolitan Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
303 NE Thornton PL, Seattle, WA 98125
IRA Jumbo Certificates 5 year
$50,000
2.74%
▼
Rate2.70%
Min Deposit$50,000
UpdatedMar 28, 2026
Details
No additional details available.
Bath Savings Institution
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
105 Front St, Bath, ME 04530
5 Year CD / IRA
$500
2.73%
▼
Rate—
Min Deposit$500
UpdatedApr 3, 2026
Details
No additional details available.
FNB of Scotia
Institution Rating:
A5.0 ★Texas Ratio: 8.63%
201 Mohawk Ave, Scotia, NY 12302
60 Month Certificates and IRA
$500
2.72%
▼
Rate2.69%
Min Deposit$500
UpdatedApr 3, 2026
Details
No additional details available.
Allegacy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.91%
1691 Westbrook Plaza Dr, Winston Salem, NC 27103 2993
5 Year IRA Certificate
$500
2.70%
▼
Rate2.66%
Min Deposit$500
UpdatedMar 25, 2026
Details
No additional details available.
FNB of McConnelsville
Institution Rating:
A+5.0 ★Texas Ratio: 5.48%
11 Public Sq, Nelsonville, OH 45764
IRA 60 Month Fixed Rate
$250
2.69%
▼
Rate2.65%
Min Deposit$250
UpdatedApr 4, 2026
Details
No additional details available.
Credit Union 1 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.94%
1941 Abbott Rd, Anchorage, AK 99507
IRA Certificate 5 year
$0
2.68%
▼
Rate2.65%
Min Deposit$0
UpdatedMar 25, 2026
Details
No additional details available.
Genoa Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
502 Willard Ave, Genoa, NE 68640
60 Month Certificate of Deposit
$0
2.66%
▼
Rate—
Min Deposit$0
UpdatedApr 3, 2026
Details
No additional details available.
Community Bank Lexington, TN
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
19 Natchez Trace Dr S, Lexington, TN 38351
Individual Retirement Accounts IRA 60 Month
$500
2.65%
▼
Rate—
Min Deposit$500
UpdatedApr 3, 2026
Details
No additional details available.
Altana Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.84%
1111 24th St W, Billings, MT 59102 3809
60 Month Certificates
$500
2.64%
▼
Rate2.61%
Min Deposit$500
UpdatedApr 2, 2026
Details
No additional details available.
Bank of Vici
Institution Rating:
B-4.3 ★Texas Ratio: 23.13%
121 W Broadway, Vici, OK 73859
60 Month Certificate
$0
2.63%
▼
Rate2.60%
Min Deposit$0
UpdatedApr 3, 2026
Details
No additional details available.
Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
701 W 18th St, Antioch, CA 94509 1586
5 Year CD
$1,000
2.62%
▼
Rate2.59%
Min Deposit$1,000
UpdatedApr 2, 2026
Details
$1,000 Min.
Ark Valley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.23%
1515 N Summit St, Arkansas City, KS 67005
60 Month Certificate
$1,000
2.61%
▼
Rate2.75%
Min Deposit$1,000
UpdatedApr 2, 2026
Details
No additional details available.
Bay Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
4202 Navarre Ave, Oregon, OH 43616 3562
60 MONTH IRA CERT
$0
2.60%
▼
Rate—
Min Deposit$0
UpdatedMar 25, 2026
Details
No additional details available.
South Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
958 W Monroe St, Jackson, MI 49202 2036
5 Year CD Gold
$0
2.58%
▼
Rate2.55%
Min Deposit$0
UpdatedMar 28, 2026
Details
No additional details available.
Michigan United Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.33%
576 E Lincoln St, Birmingham, MI 48009 1757
5 Year CD
$10,000
2.57%
▼
Rate2.55%
Min Deposit$10,000
UpdatedMar 24, 2026
Details
No additional details available.
F&M Trust Company of Chambersburg
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
100 Lincoln Way E, Mcconnellsburg, PA 17233
60-month CD
$1,000
2.55%
▼
Rate—
Min Deposit$1,000
UpdatedMar 26, 2026
Details
Certain new money restrictions apply.
Stafford Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
2 Furnace Ave, Stafford Springs, CT 06076
IRA Accounts 5 Year
$500
2.54%
▼
Rate2.50%
Min Deposit$500
UpdatedApr 2, 2026
Details
No additional details available.
Kelly Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
2105 W Grande Blvd, Tyler, TX 75703 0551
60 Month Certificate
$0
2.53%
▼
Rate2.50%
Min Deposit$0
UpdatedMar 24, 2026
Details
No additional details available.
Delta County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.41%
100 Circle Dr, Delta, CO 81416
5 Year Share Certificates/CD's
$2,500
2.52%
▼
Rate2.50%
Min Deposit$2,500
UpdatedMar 25, 2026
Details
No additional details available.
New Jersey Law And Public Safety Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
225 E State St, Trenton, NJ 08608 1800
60 Month Certificates of Deposit
$10,000
2.51%
▼
Rate2.49%
Min Deposit$10,000
UpdatedMar 24, 2026
Details
No additional details available.
Island Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.75%
120 Motor Pkwy, Hauppauge, NY 11788 5152
60 Month Certificate
$0
2.50%
▼
Rate2.47%
Min Deposit$0
UpdatedApr 2, 2026
Details
No additional details available.
Mound City Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
25 E Pine St, Platteville, WI 53818
5 Year CD
$2,500
2.49%
▼
Rate2.47%
Min Deposit$2,500
UpdatedApr 4, 2026
Details
No additional details available.
Compass Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
485 S State St, Sparta, MI 49345 1549
5-Year Share Certificate
$500
2.48%
▼
Rate—
Min Deposit$500
UpdatedApr 2, 2026
Details
No additional details available.
Ladysmith Federal S&L
Institution Rating:
B4.5 ★Texas Ratio: 20.88%
119 W 4th St N, Ladysmith, WI 54848
5 Year Certificates of Deposit
$1,000
2.47%
▼
Rate2.45%
Min Deposit$1,000
UpdatedApr 3, 2026
Details
No additional details available.
Kenowa Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.10%
1905 28th Street St SW, Wyoming, MI 49519 2507
60 MO CERTIFICATE
$500
2.46%
▼
Rate—
Min Deposit$500
UpdatedApr 4, 2026
Details
No additional details available.
Indianhead Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
104 E MAPLE ST, SPOONER, WI 54801 1482
Share, Roth & Traditional IRA Certificates 60 Month
$10,000
2.45%
▼
Rate2.43%
Min Deposit$10,000
UpdatedMar 27, 2026
Details
No additional details available.
Fidelity Co-operative Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
56 Common St, Barre, MA 01005
60-Month CD/IRA Plus Spending
$0
2.43%
▼
Rate—
Min Deposit$0
UpdatedApr 3, 2026
Details
No additional details available.
State Employees Credit Union
Institution Rating:
C3.8 ★Texas Ratio: 29.00%
813 Saint Michaels Dr, Santa Fe, NM 87505 7607
60 Month Share Certificates
$0
2.42%
▼
Rate2.40%
Min Deposit$0
UpdatedMar 28, 2026
Details
Early Withdrawal Penalty: 270 Days Interest
Farmers Bank of Appomattox
Institution Rating:
A+5.0 ★Texas Ratio: 5.70%
223 Main St, Appomattox, VA 24522
Jumbo CDs 5 Year
$100,000
2.40%
▼
Rate2.35%
Min Deposit$100,000
UpdatedApr 4, 2026
Details
No additional details available.
Camp Grove State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
26 Main Street, Camp Grove, IL 61424
Certificate of Deposit 60-Month
$1,000
2.39%
▼
Rate2.36%
Min Deposit$1,000
UpdatedApr 3, 2026
Details
No additional details available.
Vermilion Valley Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
111 W Hack St, Cullom, IL 60929
60 Month Roth IRA
$0
2.38%
▼
Rate2.35%
Min Deposit$0
UpdatedMar 24, 2026
Details
No additional details available.
La Salle State Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.56%
654 1st St, La Salle, IL 61301
IRA Certificates of Deposit 60 Month
$0
2.37%
▼
Rate2.35%
Min Deposit$0
UpdatedApr 3, 2026
Details
No additional details available.
Latitude 32 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
1845 Sam Rittenberg Blvd, Charleston, SC 29407
2.5 Year Certificate
$500
2.35%
▼
Rate2.32%
Min Deposit$500
UpdatedApr 4, 2026
Details
No additional details available.
True Sky Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.26%
10201 S Western Ave, Oklahoma City, OK 73139 2931
5 year CD
$0
2.33%
▼
Rate2.30%
Min Deposit$0
UpdatedMar 24, 2026
Details
No additional details available.
Grinnell State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
814 4th Ave, Grinnell, IA 50112
60 month Certificates of Deposit
$1,000
2.32%
▼
Rate2.30%
Min Deposit$1,000
UpdatedApr 3, 2026
Details
DB4 of
Syracuse Cooperative Federal Credit Union
Institution Rating:
F2.9 ★Texas Ratio: 40.19%
800 N SALINA ST STE 200, SYRACUSE, NY 13208 2513
60 Month Certificate
$0
2.31%
▼
Rate—
Min Deposit$0
UpdatedMar 25, 2026
Details
No additional details available.
Marine Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.80%
127 West Ave N, La Crosse, WI 54601 3528
60-month IRA Certificate
$0
2.30%
▼
Rate2.28%
Min Deposit$0
UpdatedMar 27, 2026
Details
No additional details available.
Oshkosh Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.62%
250 Pearl Ave, Oshkosh, WI 54901 4834
Share Certificates Account 60 Month
$2,500
2.28%
▼
Rate2.25%
Min Deposit$2,500
UpdatedMar 28, 2026
Details
No additional details available.
First Robinson Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.34%
501 E Main St, Robinson, IL 62454
60 Month CD
$500
2.27%
▼
Rate2.25%
Min Deposit$500
UpdatedApr 3, 2026
Details
No additional details available.
The Blue Grass Valley Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.06%
2583 Blue Grass Valley Rd, Blue Grass, VA 24413
60 Month Certificate of Deposit
$500
2.25%
▼
Rate2.24%
Min Deposit$500
UpdatedApr 3, 2026
Details
No additional details available.
Bayou City Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
6414 FANNIN ST STE G50, HOUSTON, TX 77030 1500
60 month CD
$0
2.24%
▼
Rate2.21%
Min Deposit$0
UpdatedMar 25, 2026
Details
No additional details available.
Northwoods Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.66%
1702 Avenue B, Cloquet, MN 55720
60 Month Share Certificate
$0
2.22%
▼
Rate2.20%
Min Deposit$0
UpdatedMar 28, 2026
Details
No additional details available.
American Metro Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
4878 N Broadway St, Chicago, IL 60640
60 Month Certificate
$1,000
2.20%
▼
Rate2.20%
Min Deposit$1,000
UpdatedApr 3, 2026
Details
No additional details available.
Midwest Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
101 Wesley Dr, Wood River, IL 62095
60 Month Share Certificates
$1,000
2.17%
▼
Rate2.15%
Min Deposit$1,000
UpdatedMar 28, 2026
Details
No additional details available.
Port Washington State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.20%
201 Regal Dr, Fredonia, WI 53021
Certificates of Deposit 5 Year
$1,000
2.15%
▼
Rate2.13%
Min Deposit$1,000
UpdatedApr 2, 2026
Details
$1,000.00 - $9,999.99
TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
506 W Lamar St, Sherman, TX 75090 5840
60-month certificate
$10,000
2.13%
▼
Rate—
Min Deposit$10,000
UpdatedMar 28, 2026
Details
Balance Over $10,000
Powered by
MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
60-Month CD Rate Trend
Daily national average APY for 60-month CDs
Daily averages compiled from our database of 8,500+ banks and credit unions — updated daily.
60-Month CD — National Avg
2.871%
▲ 0.217 vs 7 days ago
National 60-month CD rates rose 0.217 points over the past 7 days to 2.871% APY, up from 2.655% 7 days ago.
Powered by
MonitorBankRates
CD Calculators
60-Month CD FAQs
What is a 60-Month (5-Year) Certificate of Deposit?
A 60-month CD is a savings account that holds a fixed amount of money for five years. In exchange for that long-term commitment, banks typically offer their highest fixed interest rates across all CD terms.
Are 5-year CD rates higher than shorter-term CDs?
In a normal yield curve environment, yes 5-year CDs typically offer the highest rates among standard CD terms. In an inverted yield curve, shorter terms can sometimes match or exceed 5-year yields, so always compare current offers.
Is my money safe in a 60-month CD?
Yes. CDs at FDIC-insured banks or NCUA-insured credit unions are insured up to $250,000 per depositor, per institution. Your principal is fully protected up to that limit.
What happens if I withdraw money from a 5-year CD early?
Early withdrawal penalties on 60-month CDs are typically the steepest of any term often 12 months or more of earned interest. Review the penalty schedule carefully before committing to a 5-year term.
What is APY and why does it especially matter for a 5-year CD?
APY (Annual Percentage Yield) accounts for compounding and reflects the true annual return. Over a 5-year term, even a 0.10% APY difference compounds into a meaningful difference in total earnings on larger deposits.
Is locking in a 5-year CD rate a good strategy when rates are high?
Many financial advisors recommend locking in a long-term CD when rates are near cyclical highs. If the Federal Reserve cuts rates in the future, a 5-year CD lets you continue earning your locked-in rate while new savers see lower yields.
Methodology & Data Sources
Direct-Sourced & Verified CD Rate Data: We aggregate 60-month CD rates nationwide directly from the official websites of banks and credit unions using our proprietary rate aggregation technology. By pulling data straight from the institutions’ own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available 5-year CD yields across the country. We feature a comprehensive mix of financial institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly based on Federal Reserve policy and market conditions, every CD product listed features its own specific “last updated” date for full transparency.
Proprietary Institution Health & Safety Grades: Beyond tracking rates, MonitorBankRates evaluates the financial stability of every listed institution. Our Health Grades (A+ to F) and Star Ratings are composite metrics calculated using objective regulatory data — including the Texas Ratio — ensuring you deposit with secure, reliable institutions.
Disclaimer: Interest rates are variable and subject to change without notice. It is always advisable to verify current offers directly with the institution’s official website. Last Updated and Verified: April 4, 2026
Rate Assistant
MonitorBankRates.com · Live Data
Try asking