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540 IBEW Credit Union Rates & Review April 2026

You can compare 540 IBEW Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 0.25%, 6-month share certificate rates at 1.20% and 3-month share certificate rates at 0.50%. Savings rates are at 0.30% and money market rates are at 3.96%. Mortgage rates on 30-year fixed loans are around 6.28%. All these rates can be compared to 540 IBEW Credit Union rates. MonitorBankRates evaluates the financial stability of 540 IBEW Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 12.53%. Rates were last updated on 04/25/2026.

540 IBEW Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at 540 IBEW Credit Union? Share your experience about 540 IBEW Credit Union by leaving a review below, or read customer reviews before you decide to use 540 IBEW Credit Union.

Overall Health & Safety Grade ?
A
Excellent Health Score: 94/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
12.53%
Excellent Higher than avg
540 IBEW Credit Union
Main Office
2333 Nave Rd SE
Massillon, OH 44646 8822
Member NCUA

Current Rate Availability

We do not have 540 IBEW Credit Union rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for 540 IBEW Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather 540 IBEW Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with 540 IBEW Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name 540 IBEW Credit Union
Website
Address 2333 Nave Rd SE, Massillon, OH 44646 8822
Phone 330-833-8337
Fax 330-833-9423
President Lester Stark
CEO Kimberly Lowe
Full-Time Employees 0
Part-Time Employees 1
Branch Locations 1
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (94/100)
Texas Ratio
12.53%
Return on Assets (ROA)
0.3443%
Return on Equity (ROE)
2.9867%
Non-Performing Loans Ratio (NPL)
2.25%
Total Assets
1,443,344
Total Amount of Shares and Deposits
1,276,374
Total Shares and Deposits < 1 Year
1,276,374
Total Interest Expense (Sum of items 6 8)
1,385
Number of Accounts for Regular Shares
428
Net Income (unless the amount is already included in Undivided Earnings)
4,969
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
377,933
Total Liabilities
1,276,972
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews
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Frequently Asked Questions About 540 IBEW Credit Union

Is 540 IBEW Credit Union a safe place to deposit money?

Yes, 540 IBEW Credit Union is considered a safe financial institution. With a Texas Ratio of 12.526747289207%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does 540 IBEW Credit Union operate?

540 IBEW Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join 540 IBEW Credit Union?

Yes, to access services at 540 IBEW Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, 540 IBEW Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, 540 IBEW Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does 540 IBEW Credit Union offer online and mobile banking?

Most modern institutions like 540 IBEW Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online.