|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
Carey Poverello Credit Union Rates & Review November 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: October 30, 2026
Carey Poverello Credit Union's savings rates are at 0.50%. Carey Poverello Credit Union's money market rates are at 3.81%. Carey Poverello Credit Union's checking rates are as high as 0.75%. Carey Poverello Credit Union's Personal Loan Rates are as low as 9.24%. Carey Poverello Credit Union's savings rates are 33% lower than the MonitorBankRates national average, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of Carey Poverello Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.82%. Rates last updated and verified on 10/30/2026. Carey Poverello Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Carey Poverello Credit Union? Share your experience about Carey Poverello Credit Union by leaving a review below, or read customer reviews before you decide to use Carey Poverello Credit Union. Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends. Carey Poverello Credit Union Savings Rates
Carey Poverello Credit Union Money Market Rates
Carey Poverello Credit Union Checking Rates
Carey Poverello Credit Union Auto Loan Rates
Carey Poverello Credit Union RV, Boat and Powersport Loan Rates
Carey Poverello Credit Union Personal Loan Rates
Carey Poverello Credit Union Other Rates
Financial Health HistoryCarey Poverello Credit Union’s Texas Ratio rose from 0.00% in Q3 2023 to 0.82% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by
MonitorBankRates
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Carey Poverello Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Carey Poverello Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Carey Poverello Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Carey Poverello Credit Union
Website
http://www.poverellofcu.com
Address
201 N Vance St,
Carey, OH 43316-1038
Phone
419-396-6071
Fax
419-396-3704
President
James Nye
CEO
Austin Pahl
Full-Time Employees
6
Part-Time Employees
1
Branch Locations
1
ATM Locations
0
NCUA Insured
✓ Yes, up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.82%
Return on Assets (ROA)
0.3747%
Return on Equity (ROE)
2.9112%
Non-Performing Loans Ratio (NPL)
0.34%
Total Assets
32,661,493
Total Amount of Shares and Deposits
28,427,277
Total Shares and Deposits < 1 Year
28,427,277
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,279,163
Total Uninsured Shares and Deposits > $250K (F+J)
1,279,163
Total Insured Shares and Deposits > $250K (item 17 less item K)
27,148,114
Total Interest Expense (Sum of items 6 8)
291,957
Number of Accounts for Share Drafts
718
Number of Accounts for Regular Shares
1,882
Money Market Shares
265
Net Income (unless the amount is already included in Undivided Earnings)
122,398
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,074,755
Total Liabilities
28,483,574
Source: NCUA — Last Updated 06/30/2026
Customer Reviews
There are no reviews for Carey Poverello Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Carey Poverello Credit Union
Frequently Asked Questions About Carey Poverello Credit UnionWhat is the highest savings rate at Carey Poverello Credit Union?The highest Carey Poverello Credit Union savings rate is its Savings Account at 0.50% APY, verified by MonitorBankRates as of October 30, 2026. What is the highest money market rate at Carey Poverello Credit Union?The highest Carey Poverello Credit Union money market rate is its Money Market Share Accounts at 3.815% APY, verified by MonitorBankRates as of October 30, 2026. What is the highest checking rate at Carey Poverello Credit Union?The highest Carey Poverello Credit Union checking rate is its Checking Account at 0.75% APY, verified by MonitorBankRates as of October 30, 2026. What is the lowest auto loan rate at Carey Poverello Credit Union?The lowest Carey Poverello Credit Union auto loan rate is its New Vehicle Loan at 4.99% APR, verified by MonitorBankRates as of October 30, 2026. What is the lowest personal loan rate at Carey Poverello Credit Union?The lowest Carey Poverello Credit Union personal loan rate is its Signature Loan at 9.24% APR, verified by MonitorBankRates as of October 30, 2026. How many branches does Carey Poverello Credit Union operate?Carey Poverello Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Carey Poverello Credit Union?Yes, to access services at Carey Poverello Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Carey Poverello Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Carey Poverello Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Carey Poverello Credit Union offer online and mobile banking?Most modern institutions like Carey Poverello Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.poverellofcu.com. Are all CD rates listed on MonitorBankRates federally insured?Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account. I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit. If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money. Why are some CD offers not available for me to open?Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules. How do Carey Poverello Credit Union rates compare?Carey Poverello Credit Union's savings rates are 33% lower than the MonitorBankRates national average, and it has an A+ health rating. Carey Poverello Credit Union's top rates are its Savings Account at 0.50% APY, its Money Market Share Accounts at 3.815% APY, its Checking Account at 0.75% APY and its Signature Loan at 9.24% APR, verified by MonitorBankRates on October 30, 2026. Current Carey Poverello Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
Arkansas Health Center Federal Credit Union
Reliant Community Federal Credit Union
Catholic & Community Credit Union
Winslow Santa Fe Credit Union
Parthenon Federal Credit Union
Macon Firemens Credit Union
Illiana Financial Credit Union
Riegel Federal Credit Union
Questa Credit Union
SkyPoint Federal Credit Union
United Poles Federal Credit Union
Harvest Federal Credit Union
Lanai Federal Credit Union
CES Credit Union
U S Postal Service Credit Union
Local 804 Credit Union
One Thirteen Credit Union
Building Trades Federal Credit Union
Cornerstone Community Federal Credit Union
East River Federal Credit Union
Dexsta Federal Credit Union
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
