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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Geauga Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 26, 2026
Geauga Credit Union's IRA CDs 24 month rates are at 3.00%, IRA CDs 36 month rates are at 3.00%, IRA Roth CDs 24 month rates are at 3.00%, IRA Roth CDs 36 month rates are at 3.00%, CDs 18 month rates are at 3.00%. Geauga Credit Union's savings rates are at 1.50%. MonitorBankRates evaluates the financial stability of Geauga Credit Union with a 4.0 Star Rating, an C+ Overall Health Grade, and a Texas Ratio of 26.43%. Rates were last updated on 03/26/2026. Geauga Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Geauga Credit Union? Share your experience about Geauga Credit Union by leaving a review below, or read customer reviews before you decide to use Geauga Credit Union. Geauga Credit Union
Geauga Credit Union Inc PO Box 839
https://www.geaugacreditunion.com burton, OH 44021 
Geauga Credit Union CD Rates
Geauga Credit Union Savings Rates
Geauga Credit Union Checking Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Geauga Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Geauga Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Geauga Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Geauga Credit Union
Address
PO Box 839,
burton, OH 44021
Phone
440-834-4327
Fax
440-834-0455
President
Daniel Burkholder
CEO
lisa briggs
Full-Time Employees
9
Part-Time Employees
3
Branch Locations
2
ATM Locations
2
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
4.0 / 5.0 ★
Overall Health & Safety Grade
C+ (77/100)
Texas Ratio
26.43%
Return on Assets (ROA)
0.4794%
Return on Equity (ROE)
5.2886%
Non-Performing Loans Ratio (NPL)
3.73%
Total Assets
108,625,819
Total Amount of Shares and Deposits
98,146,628
Total Shares and Deposits < 1 Year
81,798,061
Total Shares and Deposits 1 3 Years
16,348,567
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
7,737,459
Total Uninsured Shares and Deposits > $250K (F+J)
7,737,459
Total Insured Shares and Deposits > $250K (item 17 less item K)
90,409,169
Total Interest Expense (Sum of items 6 8)
1,998,674
Share Certificates
584
Number of Accounts for Share Drafts
2,745
IRA KEOGH Accounts
159
Number of Accounts for Regular Shares
7,303
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
32,774,643
Total Liabilities
98,778,836
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Geauga Credit UnionIs Geauga Credit Union a safe place to deposit money?Yes, Geauga Credit Union is considered a safe financial institution. With a Texas Ratio of 26.434411433431%, the institution's financial health is rated as stable. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Geauga Credit Union operate?Geauga Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Geauga Credit Union?Yes, to access services at Geauga Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Geauga Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Geauga Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Geauga Credit Union offer online and mobile banking?Most modern institutions like Geauga Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.geaugacreditunion.com. Current Geauga Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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