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Abbey Credit Union Rates & Review March 2026

Abbey Credit Union's Jumbo CD 12 month rates are at 3.95%, CDs of Deposit 48 month rates are at 3.87%, CDs of Deposit 60 month rates are at 3.87%, Jumbo CD 24 month rates are at 3.75%, CDs of Deposit 12 month rates are at 3.65%. Abbey Credit Union's money market rates are at 0.05%. Abbey Credit Union's Personal Loan Rates are at 10.29%. MonitorBankRates evaluates the financial stability of Abbey Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 13.81%. Rates were last updated on 03/24/2026.

Abbey Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Abbey Credit Union? Share your experience about Abbey Credit Union by leaving a review below, or read customer reviews before you decide to use Abbey Credit Union.

Overall Health & Safety Grade ?
A
Excellent Health Score: 93/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
13.81%
Excellent Higher than avg
Abbey Credit Union
Abbey Credit Union
800 Falls Creek Dr
Vandalia, OH 45377 8600
https://www.abbeycu.com
Member NCUA

Abbey Credit Union CD Rates

Product Rate APY Term View More
Jumbo CD 12 month 3.88% 3.95% 12
Min Deposit $250,000
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.81%
Certificates of Deposit 48 month 3.80% 3.87% 48
Min Deposit $500
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.81%
Certificates of Deposit 60 month 3.80% 3.87% 60
Min Deposit $500
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.81%
Jumbo CD 24 month 3.69% 3.75% 24
Min Deposit $250,000
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.81%
Certificates of Deposit 12 month 3.59% 3.65% 12
Min Deposit $500
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.81%
Certificates of Deposit 18 month 3.59% 3.65% 18
Min Deposit $500
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.81%
Certificates of Deposit 24 month 3.59% 3.65% 24
Min Deposit $500
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.81%
Certificates of Deposit 36 month 3.59% 3.65% 36
Min Deposit $500
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.81%
Certificates of Deposit 6 month 3.59% 3.65% 6
Min Deposit $500
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.81%

Abbey Credit Union Savings Rates

Product Rate APY View More
Christmas Club 0.05% 0.05%
No additional details.
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.81%

Abbey Credit Union Money Market Rates

Product Rate APY View More
Business Money Market 0.05% 0.05%
Min Balance $1
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.81%
Consumer Money Market 0.05% 0.05%
Min Balance $1
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.81%

Abbey Credit Union Checking Rates

Product Rate APY View More
Classic Checking* 0.05% 0.05%
Min Balance $1,000
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.81%

Abbey Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Loans 60 Months - - 7.25%
Details Max LTV: 80% | Max CLTV: 90% | Closing Cost: $750
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.81%
Home Equity Loans 84 Months - - 7.50%
Details Max LTV: 80% | Max CLTV: 90% | Closing Cost: $750
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.81%
Home Equity Loans 120 Months - - 7.75%
Details Max LTV: 80% | Max CLTV: 90% | Closing Cost: $750
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.81%

Abbey Credit Union Credit Card Rates

Product Rate APR View More
Abbey Credit Card - 11.96%
Details Regular APR: 11.96% for $5,000 and up
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.81%
Credit Cards - 11.96%
Details $5,000 - $15,000
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.81%
Abbey Credit Card - 12.96%
Details Regular APR: 12.96% for limits $300-$4,999
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.81%
Credit Cards - 12.96%
Details $0 - $4,999
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.81%

Abbey Credit Union Personal Loan Rates

Product Rate APR View More
Personal Loan 1 - 24 Months - 10.29%
No additional details.
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.81%
Personal Loan 25 - 36 Months - 10.54%
No additional details.
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.81%
Personal Loan 37 - 48 Months - 10.79%
No additional details.
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.81%
Personal Loan 49 - 60 Months - 11.04%
No additional details.
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.81%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Abbey Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Abbey Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Abbey Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Abbey Credit Union
Address 800 Falls Creek Dr, Vandalia, OH 45377 8600
Phone 937-898-7800
Fax 937-898-7803
President Steve Wilmoth
CEO Dean Pielemeier
Full-Time Employees 45
Part-Time Employees 7
Branch Locations 4
ATM Locations 4
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (93/100)
Texas Ratio
13.81%
Return on Assets (ROA)
1.1387%
Return on Equity (ROE)
14.5835%
Non-Performing Loans Ratio (NPL)
1.33%
Total Assets
188,453,114
Total Amount of Shares and Deposits
166,686,982
Total Shares and Deposits < 1 Year
155,969,301
Total Shares and Deposits 1 3 Years
7,753,803
Total Shares and Deposits > 3 Years
2,963,878
Total Interest Expense (Sum of items 6 8)
2,354,462
Share Certificates
2,066
Number of Accounts for Share Drafts
8,236
IRA KEOGH Accounts
331
Number of Accounts for Regular Shares
15,833
All other shares
129
Non Member Deposits
4
Money Market Shares
302
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
12,396,734
Total Liabilities
175,105,070
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

yIww
★★★★★
December 17, 2025
HOVH
Average Rating
★★★★★
Total Reviews
1
Add Your Rating and Review for Abbey Credit Union
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Frequently Asked Questions About Abbey Credit Union

Is Abbey Credit Union a safe place to deposit money?

Yes, Abbey Credit Union is considered a safe financial institution. With a Texas Ratio of 13.811845613917%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Abbey Credit Union operate?

Abbey Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Abbey Credit Union?

Yes, to access services at Abbey Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Abbey Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Abbey Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Abbey Credit Union offer online and mobile banking?

Most modern institutions like Abbey Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.abbeycu.com.

Current Abbey Credit Union Rates

  • 12-Month CD3.65%
  • 18-Month CD3.65%
  • 24-Month CD3.65%
  • 60-Month CD3.87%
  • MMA0.05%
Retrieved from our database of financial products. Rates subject to change.