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Expree Credit Union

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Expree Credit Union Rates & Review July 2026

Q: How many branches does Expree Credit Union operate?

Expree Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join Expree Credit Union?

Yes, to access services at Expree Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Is there a first-time homebuyer program?

Currently, Expree Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Expree Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: July 11, 2026

You can compare Expree Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 3.49%, 6-month share certificate rates at 3.00% and 3-month share certificate rates at 3.80%. Savings rates are at 0.05% and money market rates are at 0.45%. Mortgage rates on 30-year fixed loans are around 5.79%. All these rates can be compared to Expree Credit Union rates. MonitorBankRates evaluates the financial stability of Expree Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.66%. Rates were last updated on 07/11/2026.

Expree Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Expree Credit Union? Share your experience about Expree Credit Union by leaving a review below, or read customer reviews before you decide to use Expree Credit Union.

Verified Strong Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 98/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

4.66%

Excellent Lower than avg

Expree Credit Union
Expree CU

100 Moore Dr
Frankfort, KY 40601 8295

https://www.expree.org

Current Rate Availability

We do not have Expree Credit Union rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Expree Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Expree Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Expree Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Expree Credit Union

Website https://www.expree.org

Address 100 Moore Dr, Frankfort, KY 40601 8295

Phone 502-564-5597

Fax 502-564-2858

President Paul Royce

CEO John Graham

Full-Time Employees 25

Part-Time Employees 1

Branch Locations 1

ATM Locations 1

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (98/100)

Texas Ratio

4.66%

Return on Assets (ROA)

0.5472%

Return on Equity (ROE)

5.0866%

Non-Performing Loans Ratio (NPL)

0.68%

Total Assets

114,032,238

Total Amount of Shares and Deposits

100,930,920

Total Shares and Deposits < 1 Year

95,194,459

Total Shares and Deposits 1 3 Years

4,069,970

Total Shares and Deposits > 3 Years

1,666,492

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

7,472,668

Total Uninsured Shares and Deposits > $250K (F+J)

7,472,668

Total Insured Shares and Deposits > $250K (item 17 less item K)

93,458,252

Total Interest Expense (Sum of items 6 8)

1,686,540

Share Certificates

1,492

Number of Accounts for Share Drafts

5,753

IRA KEOGH Accounts

178

Number of Accounts for Regular Shares

11,303

Non Member Deposits

Money Market Shares

255

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

9,544,748

Total Liabilities

101,643,687

Source: NCUA — Last Updated 09/30/2025

2026 MBR Health & Safety Badge

Expree Credit Union earned the Verified Strong badge

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Customer Reviews

There are no reviews for Expree Credit Union yet. Feel free to create one below.

Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.

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Total Reviews

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Frequently Asked Questions About Expree Credit Union

How many branches does Expree Credit Union operate?

Expree Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Expree Credit Union?

Yes, to access services at Expree Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Expree Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Expree Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Expree Credit Union offer online and mobile banking?

Most modern institutions like Expree Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.expree.org.