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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Expree Credit Union Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 23, 2026
Expree Credit Union's 12-month Share/IRA CDs rates are at 3.80%, Share/IRA CDs 12-month rates are at 3.80%, 6-month Share/IRA CDs rates are at 3.70%, Share/IRA CDs 6-month rates are at 3.70%, 60-month Share/IRA CDs rates are at 3.50%. Expree Credit Union's savings rates are at 0.15%. Expree Credit Union's Personal Loan Rates are at 5.99%. MonitorBankRates evaluates the financial stability of Expree Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.78%. Rates were last updated on 03/23/2026. Expree Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Expree Credit Union? Share your experience about Expree Credit Union by leaving a review below, or read customer reviews before you decide to use Expree Credit Union. 
Expree Credit Union CD Rates
Expree Credit Union Savings Rates
Expree Credit Union Money Market Rates
Expree Credit Union Checking Rates
Expree Credit Union Mortgage Rates
Expree Credit Union Home Equity & HELOC
Expree Credit Union Auto Loan Rates
Expree Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Expree Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Expree Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Expree Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Expree Credit Union
Website
https://www.expree.org
Address
100 Moore Dr,
Frankfort, KY 40601 8295
Phone
502-564-5597
Fax
502-564-2858
President
Paul Royce
CEO
John Graham
Full-Time Employees
25
Part-Time Employees
1
Branch Locations
1
ATM Locations
1
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.78%
Return on Assets (ROA)
0.5472%
Return on Equity (ROE)
5.0866%
Non-Performing Loans Ratio (NPL)
0.68%
Total Assets
114,032,238
Total Amount of Shares and Deposits
100,930,920
Total Shares and Deposits < 1 Year
95,194,459
Total Shares and Deposits 1 3 Years
4,069,970
Total Shares and Deposits > 3 Years
1,666,492
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
7,472,668
Total Uninsured Shares and Deposits > $250K (F+J)
7,472,668
Total Insured Shares and Deposits > $250K (item 17 less item K)
93,458,252
Total Interest Expense (Sum of items 6 8)
1,686,540
Share Certificates
1,492
Number of Accounts for Share Drafts
5,753
IRA KEOGH Accounts
178
Number of Accounts for Regular Shares
11,303
Non Member Deposits
1
Money Market Shares
255
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
9,544,748
Total Liabilities
101,643,687
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Expree Credit UnionIs Expree Credit Union a safe place to deposit money?Yes, Expree Credit Union is considered a safe financial institution. With a Texas Ratio of 4.7804342221299%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Expree Credit Union operate?Expree Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Expree Credit Union?Yes, to access services at Expree Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Expree Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Expree Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Expree Credit Union offer online and mobile banking?Most modern institutions like Expree Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.expree.org. Current Expree Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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