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Altra Federal Credit Union

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Altra Federal Credit Union Rates & Review April 2026

Q: Is a member application needed to join Altra Federal Credit Union?

Yes, to access services at Altra Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Altra Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: April 27, 2026

You can compare Altra Federal Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 3.80%, 6-month share certificate rates at 0.45% and 3-month share certificate rates at 0.25%. Savings rates are at 0.20% and money market rates are at 0.10%. Mortgage rates on 30-year fixed loans are around 6.22%. All these rates can be compared to Altra Federal Credit Union rates. MonitorBankRates evaluates the financial stability of Altra Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.67%. Rates were last updated on 04/27/2026.

Altra Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Altra Federal Credit Union? Share your experience about Altra Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Altra Federal Credit Union.

Overall Health & Safety Grade

A+

Exceptional Health Score: 98/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

4.67%

Excellent Lower than avg

Altra Federal Credit Union
Altra Federal Credit Union

1700 Oak Forest Dr
ONALASKA, WI 54650

https://www.altra.org

Current Rate Availability

We do not have Altra Federal Credit Union rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Altra Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Altra Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Altra Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Altra Federal Credit Union

Website https://www.altra.org

Address 1700 Oak Forest Dr, ONALASKA, WI 54650

Phone 608-787-4500

Fax 608-787-7160

President Tanner Holst

CEO Steve Koenen

Full-Time Employees 471

Part-Time Employees 27

Branch Locations 17

ATM Locations 17

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (98/100)

Texas Ratio

4.67%

Return on Assets (ROA)

1.1125%

Return on Equity (ROE)

9.2560%

Non-Performing Loans Ratio (NPL)

0.64%

Total Assets

3,010,625,934

Total Amount of Shares and Deposits

2,510,059,029

Total Shares and Deposits < 1 Year

2,451,328,849

Total Shares and Deposits 1 3 Years

43,778,263

Total Shares and Deposits > 3 Years

14,951,916

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

338,988,107

Total Uninsured Shares and Deposits > $250K (F+J)

361,525,905

Total Insured Shares and Deposits > $250K (item 17 less item K)

2,148,533,124

Total Interest Expense (Sum of items 6 8)

60,042,580

Share Certificates

24,062

Number of Accounts for Share Drafts

102,690

IRA KEOGH Accounts

5,052

Number of Accounts for Regular Shares

175,304

All other shares

14,501

Non Member Deposits

1,199

Money Market Shares

15,727

Net Income (unless the amount is already included in Undivided Earnings)

33,494,144

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

106,565,016

Total Liabilities

2,656,955,097

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

There are no reviews for Altra Federal Credit Union yet. Feel free to create one below.

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Frequently Asked Questions About Altra Federal Credit Union

Is Altra Federal Credit Union a safe place to deposit money?

Yes, Altra Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 4.6703886355851%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Altra Federal Credit Union operate?

Altra Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Altra Federal Credit Union?

Yes, to access services at Altra Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Altra Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Altra Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Altra Federal Credit Union offer online and mobile banking?

Most modern institutions like Altra Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.altra.org.