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Aegis Credit Union

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Aegis Credit Union Rates & Review March 2026

Q: How many branches does Aegis Credit Union operate?

Aegis Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join Aegis Credit Union?

Yes, to access services at Aegis Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Is there a first-time homebuyer program?

Currently, Aegis Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Aegis Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: March 28, 2026

You can compare Aegis Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 3.24%, 6-month share certificate rates at 0.19% and 3-month share certificate rates at 0.15%. Savings rates are at 0.25% and money market rates are at 0.10%. Mortgage rates on 30-year fixed loans are around 5.73%. All these rates can be compared to Aegis Credit Union rates. MonitorBankRates evaluates the financial stability of Aegis Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.66%. Rates were last updated on 03/28/2026.

Aegis Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Aegis Credit Union? Share your experience about Aegis Credit Union by leaving a review below, or read customer reviews before you decide to use Aegis Credit Union.

Overall Health & Safety Grade

A+

Exceptional Health Score: 98/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

4.66%

Excellent Lower than avg

Aegis Credit Union
Clinton

1200 N 2nd St
Clinton, IA 52732

https://www.aegiscu.com

Current Rate Availability

We do not have Aegis Credit Union rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Aegis Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Aegis Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Aegis Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Aegis Credit Union

Website https://www.aegiscu.com

Address 1200 N 2nd St, Clinton, IA 52732

Phone 563-242-0531

Fax 563-242-8744

President Josh Jacobsen

CEO Tim Clark

Full-Time Employees 7

Part-Time Employees 0

Branch Locations 2

ATM Locations 2

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (98/100)

Texas Ratio

4.66%

Return on Assets (ROA)

1.6242%

Return on Equity (ROE)

9.9279%

Non-Performing Loans Ratio (NPL)

1.13%

Total Assets

26,382,886

Total Amount of Shares and Deposits

21,863,898

Total Shares and Deposits < 1 Year

20,881,171

Total Shares and Deposits 1 3 Years

982,727

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

355,065

Total Uninsured Shares and Deposits > $250K (F+J)

355,065

Total Insured Shares and Deposits > $250K (item 17 less item K)

21,508,833

Total Interest Expense (Sum of items 6 8)

187,824

Share Certificates

152

Number of Accounts for Share Drafts

1,751

IRA KEOGH Accounts

Number of Accounts for Regular Shares

4,657

All other shares

Money Market Shares

Net Income (unless the amount is already included in Undivided Earnings)

374,286

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

2,008,959

Total Liabilities

22,066,616

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Average Rating

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Total Reviews

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Frequently Asked Questions About Aegis Credit Union

Is Aegis Credit Union a safe place to deposit money?

Yes, Aegis Credit Union is considered a safe financial institution. With a Texas Ratio of 4.6585593579642%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Aegis Credit Union operate?

Aegis Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Aegis Credit Union?

Yes, to access services at Aegis Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Aegis Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Aegis Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Aegis Credit Union offer online and mobile banking?

Most modern institutions like Aegis Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.aegiscu.com.