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iAdvertiser Disclosure
Advertiser Disclosure
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 Kelly Community Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 5, 2026
Kelly Community Federal Credit Union's Kidicate CD (24 month) rates are at 4.08%, 12 Month CD rates are at 3.87%, 12 Month IRA CD rates are at 3.87%, 6 Month CD rates are at 3.82%, 6 Month IRA CD rates are at 3.82%. Kelly Community Federal Credit Union's savings rates are at 0.15%. Kelly Community Federal Credit Union's 5/5 ARM rates are at 5.75%, 30 Year Fixed rates are at 6.88%. Kelly Community Federal Credit Union's Personal Loan Rates are at 5.24%. MonitorBankRates evaluates the financial stability of Kelly Community Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.21%. Rates were last updated on 04/05/2026. Kelly Community Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Kelly Community Federal Credit Union? Share your experience about Kelly Community Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Kelly Community Federal Credit Union. Kelly Community Federal Credit Union
Administrative Offices 2105 W Grande Blvd
https://www.kellycommunity.org Tyler, TX 75703 
Kelly Community Federal Credit Union CD Rates
Kelly Community Federal Credit Union Savings Rates
Kelly Community Federal Credit Union Checking Rates
Kelly Community Federal Credit Union Mortgage Rates
Kelly Community Federal Credit Union Home Equity & HELOC
Kelly Community Federal Credit Union Credit Card Rates
Kelly Community Federal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Kelly Community Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Kelly Community Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Kelly Community Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Kelly Community Federal Credit Union
Website
https://www.kellycommunity.org
Address
2105 W Grande Blvd,
Tyler, TX 75703
Phone
903-597-7291
Fax
President
Michael Barr
CEO
Michelle Small
Full-Time Employees
43
Part-Time Employees
0
Branch Locations
2
ATM Locations
2
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.21%
Return on Assets (ROA)
0.6949%
Return on Equity (ROE)
5.4214%
Non-Performing Loans Ratio (NPL)
0.37%
Total Assets
167,649,004
Total Amount of Shares and Deposits
145,078,021
Total Shares and Deposits < 1 Year
141,131,695
Total Shares and Deposits 1 3 Years
2,795,745
Total Shares and Deposits > 3 Years
1,150,582
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
5,061,593
Total Uninsured Shares and Deposits > $250K (F+J)
5,061,593
Total Insured Shares and Deposits > $250K (item 17 less item K)
140,016,428
Total Interest Expense (Sum of items 6 8)
2,099,183
Share Certificates
1,913
Number of Accounts for Share Drafts
7,608
IRA KEOGH Accounts
457
Number of Accounts for Regular Shares
11,278
All other shares
318
Money Market Shares
583
Net Income (unless the amount is already included in Undivided Earnings)
1,165,003
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
3,515,093
Total Liabilities
146,168,689
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Kelly Community Federal Credit UnionIs Kelly Community Federal Credit Union a safe place to deposit money?Yes, Kelly Community Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 2.2083016427717%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Kelly Community Federal Credit Union operate?Kelly Community Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Kelly Community Federal Credit Union?Yes, to access services at Kelly Community Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Kelly Community Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Kelly Community Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Kelly Community Federal Credit Union offer online and mobile banking?Most modern institutions like Kelly Community Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.kellycommunity.org. Current Kelly Community Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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