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PPG and Associates Federal Credit Union Rates & Review November 2026

PPG and Associates Federal Credit Union's Auto Loan Rates are as low as 4.74%. PPG and Associates Federal Credit Union's Credit Card Rates are at 10.90%. MonitorBankRates evaluates the financial stability of PPG and Associates Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.61%. Rates last updated and verified on 10/28/2026.

PPG and Associates Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at PPG and Associates Federal Credit Union? Share your experience about PPG and Associates Federal Credit Union by leaving a review below, or read customer reviews before you decide to use PPG and Associates Federal Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.61%
Excellent Lower than avg
Health Trend ?
Improving 12 quarters
Full history ›
PPG and Associates Federal Credit Union
PPG & Associates FCU
101 Bailies Run Rd
Creighton, PA 15030-1066
https://ppgfcu.org
Member NCUA
Customer Reviews
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

PPG and Associates Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
HOME EQUITY - - 6.99% 120 Months
Details APR as low as; Home Equity 80%; Minimum of $10,000; Minimum you can borrow on a Home Equity Loan is $10,000.00
Last Updated 10/28/2026
Rate History
No change since Sep 16, 2026 · 6.99% APR · checked 6 times
6.49%6.99%7.49%Sep 16, 2026: 6.99% APRSep 16, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.61%
HOME EQUITY - - 7.20% 180 Months
Details APR as low as; Home Equity 80%; Minimum of $10,000; Minimum you can borrow on a Home Equity Loan is $10,000.00
Last Updated 10/28/2026
Rate History
No change since Sep 16, 2026 · 7.20% APR · checked 6 times
6.70%7.20%7.70%Sep 16, 2026: 7.20% APRSep 16, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.61%

PPG and Associates Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
New Vehicles Loan - - 4.74% 48 Months
Details As Low As; 2026 - 100% Financing
Last Updated 10/28/2026
Rate History
No change since Oct 22, 2026 · 4.74% APR · checked 3 times
4.24%4.74%5.24%Oct 22, 2026: 4.74% APROct 22, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.61%
New Vehicles Loan - - 4.99% 60 Months
Details As Low As
Last Updated 10/28/2026
Rate History
No change since Oct 22, 2026 · 4.99% APR · checked 3 times
4.49%4.99%5.49%Oct 22, 2026: 4.99% APROct 22, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.61%
New Vehicles Loan - - 5.49% 72 Months
Details As Low As
Last Updated 10/28/2026
Rate History
No change since Oct 22, 2026 · 5.49% APR · checked 3 times
4.99%5.49%5.99%Oct 22, 2026: 5.49% APROct 22, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.61%
Used Vehicles Loan - - 5.99% Up to 72 Months
Details As Low As; Model Year: 2022 - 2025
Last Updated 10/28/2026
Rate History
No change since Oct 22, 2026 · 5.99% APR · checked 3 times
5.49%5.99%6.49%Oct 22, 2026: 5.99% APROct 22, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.61%
Used Vehicles Loan - - 5.99% Up to 60 Months
Details As Low As; Model Year: 2016 - 2021
Last Updated 10/28/2026
Rate History
No change since Oct 22, 2026 · 5.99% APR · checked 3 times
5.49%5.99%6.49%Oct 22, 2026: 5.99% APROct 22, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.61%
New Vehicles Loan - - 6.24% 84 Months
Details As Low As
Last Updated 10/28/2026
Rate History
No change since Oct 22, 2026 · 6.24% APR · checked 3 times
5.74%6.24%6.74%Oct 22, 2026: 6.24% APROct 22, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.61%

PPG and Associates Federal Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
New Motorcycles / ATVs / Snowmobiles Loan - 4.74% Up to 48 Months
Details As Low As; 2026 - 100% Financing
Last Updated 10/28/2026
Rate History
No change since Oct 22, 2026 · 4.74% APR · checked 3 times
4.24%4.74%5.24%Oct 22, 2026: 4.74% APROct 22, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.61%
New Motorcycles / ATVs / Snowmobiles Loan - 4.99% Up to 60 Months
Details As Low As
Last Updated 10/28/2026
Rate History
No change since Oct 22, 2026 · 4.99% APR · checked 3 times
4.49%4.99%5.49%Oct 22, 2026: 4.99% APROct 22, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.61%
NEW BOATS Loan - 5.49% Up to 36 Months
Details As Low As; 2026 - 100% Financing
Last Updated 10/28/2026
Rate History
No change since Oct 22, 2026 · 5.49% APR · checked 3 times
4.99%5.49%5.99%Oct 22, 2026: 5.49% APROct 22, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.61%
New Motorcycles / ATVs / Snowmobiles Loan - 5.49% Up to 72 Months
Details As Low As
Last Updated 10/28/2026
Rate History
No change since Oct 22, 2026 · 5.49% APR · checked 3 times
4.99%5.49%5.99%Oct 22, 2026: 5.49% APROct 22, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.61%
NEW BOATS Loan - 5.74% Up to 48 Months
Details As Low As
Last Updated 10/28/2026
Rate History
No change since Oct 22, 2026 · 5.74% APR · checked 3 times
5.24%5.74%6.24%Oct 22, 2026: 5.74% APROct 22, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.61%
USED MOTORCYCLES / ATVs / SNOWMOBILES Loan - 5.99% Up to 72 Months
Details As Low As; Model Year: 2022-2025
Last Updated 10/28/2026
Rate History
No change since Oct 22, 2026 · 5.99% APR · checked 3 times
5.49%5.99%6.49%Oct 22, 2026: 5.99% APROct 22, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.61%
USED MOTORCYCLES / ATVs / SNOWMOBILES Loan - 5.99% Up to 60 Months
Details As Low As; Model Year: 2016 - 2021
Last Updated 10/28/2026
Rate History
No change since Oct 22, 2026 · 5.99% APR · checked 3 times
5.49%5.99%6.49%Oct 22, 2026: 5.99% APROct 22, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.61%
NEW BOATS Loan - 6.24% Up to 60 Months
Details As Low As
Last Updated 10/28/2026
Rate History
No change since Oct 22, 2026 · 6.24% APR · checked 3 times
5.74%6.24%6.74%Oct 22, 2026: 6.24% APROct 22, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.61%
NEW BOATS Loan - 6.99% Up to 72 Months
Details As Low As
Last Updated 10/28/2026
Rate History
No change since Oct 22, 2026 · 6.99% APR · checked 3 times
6.49%6.99%7.49%Oct 22, 2026: 6.99% APROct 22, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.61%
New Recreational Vehicles Loan - 7.24% Up to 60 Months
Details As Low As; 2026 - 100% Financing
Last Updated 10/28/2026
Rate History
No change since Oct 22, 2026 · 7.24% APR · checked 3 times
6.74%7.24%7.74%Oct 22, 2026: 7.24% APROct 22, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.61%
New Recreational Vehicles Loan - 7.99% Up to 84 Months
Details As Low As
Last Updated 10/28/2026
Rate History
No change since Oct 22, 2026 · 7.99% APR · checked 3 times
7.49%7.99%8.49%Oct 22, 2026: 7.99% APROct 22, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.61%
New Recreational Vehicles Loan - 8.49% Up to 120 Months
Details As Low As
Last Updated 10/28/2026
Rate History
No change since Oct 22, 2026 · 8.49% APR · checked 3 times
7.99%8.49%8.99%Oct 22, 2026: 8.49% APROct 22, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.61%

PPG and Associates Federal Credit Union Credit Card Rates

Product Rate APR View More
VISA Credit Card - 10.90%
Details Fixed rate on VISA credit card purchases and balance transfers
Last Updated 10/28/2026
Rate History
No change since Sep 16, 2026 · 10.90% APR · checked 6 times
10.40%10.90%11.40%Sep 16, 2026: 10.90% APRSep 16, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.61%

Financial Health History

PPG and Associates Federal Credit Union’s Texas Ratio fell from 2.71% in Q3 2023 to 0.61% in Q2 2026, so its financial health has improved and is now very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 1% 2.0★ 2% 3.0★ 3% 4.0★ 3.9% 5.0★ Healthy zone – entire history below the 15% limit 2.71% A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 A+ Q1 2026 0.61% A+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$20M0.61%5.0A+
March 31, 2026$20M0.79%5.0A+
December 31, 2025$20M1.02%5.0A+
September 30, 2025$20M0.89%5.0A+
June 30, 2025$21M0.88%5.0A+
March 31, 2025$21M1.06%5.0A+
December 31, 2024$21M0.19%5.0A+
September 30, 2024$21M0.49%5.0A+
June 30, 2024$21M1.39%5.0A+
March 31, 2024$21M1.92%5.0A+
December 31, 2023$21M2.92%5.0A+
September 30, 2023$21M2.71%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for PPG and Associates Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather PPG and Associates Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with PPG and Associates Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name PPG and Associates Federal Credit Union
Address 101 Bailies Run Rd, Creighton, PA 15030-1066
Phone 724-224-1777
Fax 724-224-3226
President Julia Yockey
CEO Sean O'Leary
Full-Time Employees 4
Part-Time Employees 2
Branch Locations 2
ATM Locations 1
NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.61%
Return on Assets (ROA)
0.1001%
Return on Equity (ROE)
0.6005%
Non-Performing Loans Ratio (NPL)
0.42%
Total Assets
19,556,409
Total Amount of Shares and Deposits
17,397,130
Total Shares and Deposits < 1 Year
17,372,134
Total Shares and Deposits 1 3 Years
24,996
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
405,213
Total Uninsured Shares and Deposits > $250K (F+J)
405,213
Total Insured Shares and Deposits > $250K (item 17 less item K)
16,991,917
Total Interest Expense (Sum of items 6 8)
6,348
Share Certificates
155
Number of Accounts for Share Drafts
525
Number of Accounts for Regular Shares
1,780
Net Income (unless the amount is already included in Undivided Earnings)
19,582
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,008,402
Total Liabilities
17,421,536
Source: NCUA — Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

PPG and Associates Federal Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter, and this profile page always shows the latest results, so the code never needs to change.

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Customer Reviews

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Frequently Asked Questions About PPG and Associates Federal Credit Union

What is the lowest auto loan rate at PPG and Associates Federal Credit Union?

The lowest PPG and Associates Federal Credit Union auto loan rate is its New Vehicles Loan at 4.74% APR, verified by MonitorBankRates as of October 28, 2026.

What is the lowest credit card APR at PPG and Associates Federal Credit Union?

The lowest PPG and Associates Federal Credit Union credit card APR is its VISA Credit Card at 10.90% APR, verified by MonitorBankRates as of October 28, 2026.

How many branches does PPG and Associates Federal Credit Union operate?

PPG and Associates Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join PPG and Associates Federal Credit Union?

Yes, to access services at PPG and Associates Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, PPG and Associates Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, PPG and Associates Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does PPG and Associates Federal Credit Union offer online and mobile banking?

Most modern institutions like PPG and Associates Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://ppgfcu.org.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do PPG and Associates Federal Credit Union rates compare?

PPG and Associates Federal Credit Union's top rates are its New Vehicles Loan at 4.74% APR and its VISA Credit Card at 10.90% APR, verified by MonitorBankRates on October 28, 2026.