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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Afena Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 23, 2026
Afena Federal Credit Union's Personal Loan Rates are at 6.99%. MonitorBankRates evaluates the financial stability of Afena Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 8.23%. Rates were last updated on 04/23/2026. Afena Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Afena Federal Credit Union? Share your experience about Afena Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Afena Federal Credit Union. 
Afena Federal Credit Union Auto Loan Rates
Afena Federal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Afena Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Afena Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Afena Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Afena Federal Credit Union
Website
https://www.afenafcu.org
Address
935 N Baldwin Ave,
Marion, IN 46952
Phone
765-664-8089
Fax
765-668-4331
President
Mark Souers
CEO
Karen Madry
Full-Time Employees
30
Part-Time Employees
1
Branch Locations
3
ATM Locations
4
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (96/100)
Texas Ratio
8.23%
Return on Assets (ROA)
0.1568%
Return on Equity (ROE)
1.2950%
Non-Performing Loans Ratio (NPL)
1.45%
Total Assets
95,216,370
Total Amount of Shares and Deposits
83,034,522
Total Shares and Deposits < 1 Year
73,632,058
Total Shares and Deposits 1 3 Years
7,054,988
Total Shares and Deposits > 3 Years
2,347,476
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
2,861,654
Total Uninsured Shares and Deposits > $250K (F+J)
2,861,654
Total Insured Shares and Deposits > $250K (item 17 less item K)
80,172,868
Total Interest Expense (Sum of items 6 8)
1,080,294
Share Certificates
679
Number of Accounts for Share Drafts
4,712
IRA KEOGH Accounts
150
Number of Accounts for Regular Shares
10,606
All other shares
59
Non Member Deposits
13
Money Market Shares
184
Net Income (unless the amount is already included in Undivided Earnings)
149,252
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,821,212
Total Liabilities
86,536,704
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Afena Federal Credit UnionIs Afena Federal Credit Union a safe place to deposit money?Yes, Afena Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 8.2328383545464%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Afena Federal Credit Union operate?Afena Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Afena Federal Credit Union?Yes, to access services at Afena Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Afena Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Afena Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Afena Federal Credit Union offer online and mobile banking?Most modern institutions like Afena Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.afenafcu.org. Compare to Other Credit Unions
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