MonitorBankRates
  1. Home
  2. Credit Unions
  3. New Alliance Federal Credit Union
iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

New Alliance Federal Credit Union Rates & Review April 2026

New Alliance Federal Credit Union's savings rates are at 0.05%. New Alliance Federal Credit Union's money market rates are at 2.75%. New Alliance Federal Credit Union's Personal Loan Rates are at 4.49%. MonitorBankRates evaluates the financial stability of New Alliance Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 13.83%. Rates were last updated on 04/11/2026.

New Alliance Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at New Alliance Federal Credit Union? Share your experience about New Alliance Federal Credit Union by leaving a review below, or read customer reviews before you decide to use New Alliance Federal Credit Union.

Overall Health & Safety Grade ?
A
Excellent Health Score: 93/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
13.83%
Excellent Higher than avg
New Alliance Federal Credit Union
Ambridge
835 Merchant St
Ambridge, PA 15003
https://www.newalliancefcu.com
Member NCUA

New Alliance Federal Credit Union Savings Rates

Product Rate APY View More
Christmas Club 0.05% 0.05%
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.83%
Regular Share Savings 0.05% 0.05%
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.83%
Vacation Club 0.05% 0.05%
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.83%

New Alliance Federal Credit Union Money Market Rates

Product Rate APY View More
Money Market - 2.75%
Min Deposit $1,000
Details Qualifying balance up to $1,000.00
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.83%

New Alliance Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Loan - - 5.74% 60 months
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.83%
Home Equity Line of Credit - - 5.75%
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.83%
Home Equity Loan - - 5.99% 120 months
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.83%
Home Equity Loan - - 6.19% 180 months
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.83%

New Alliance Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loan Refinance - - 4.49%
Details As Low As; The interest rate reduction is our lowest available auto finance rate, but not below 4.49%.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.83%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for New Alliance Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather New Alliance Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with New Alliance Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name New Alliance Federal Credit Union
Address 835 Merchant St, Ambridge, PA 15003
Phone 724-266-7675
Fax 724-266-3369
President Alex Barlamas
CEO Constance Barlamas
Full-Time Employees 22
Part-Time Employees 1
Branch Locations 3
ATM Locations 4
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (93/100)
Texas Ratio
13.83%
Return on Assets (ROA)
0.8206%
Return on Equity (ROE)
9.2019%
Non-Performing Loans Ratio (NPL)
2.12%
Total Assets
101,613,552
Total Amount of Shares and Deposits
91,803,946
Total Shares and Deposits < 1 Year
89,469,224
Total Shares and Deposits 1 3 Years
2,333,199
Total Shares and Deposits > 3 Years
1,522
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
6,219,729
Total Uninsured Shares and Deposits > $250K (F+J)
6,219,729
Total Insured Shares and Deposits > $250K (item 17 less item K)
85,584,217
Total Interest Expense (Sum of items 6 8)
632,168
Share Certificates
610
Number of Accounts for Share Drafts
4,716
IRA KEOGH Accounts
179
Number of Accounts for Regular Shares
7,691
Money Market Shares
244
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
5,654,928
Total Liabilities
92,615,746
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

There are no reviews for New Alliance Federal Credit Union yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for New Alliance Federal Credit Union
Your Name:
Your Rating:

Frequently Asked Questions About New Alliance Federal Credit Union

Is New Alliance Federal Credit Union a safe place to deposit money?

Yes, New Alliance Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 13.833993403456%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does New Alliance Federal Credit Union operate?

New Alliance Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join New Alliance Federal Credit Union?

Yes, to access services at New Alliance Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, New Alliance Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, New Alliance Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does New Alliance Federal Credit Union offer online and mobile banking?

Most modern institutions like New Alliance Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.newalliancefcu.com.

Current New Alliance Federal Credit Union Rates

  • Savings0.05%
  • MMA2.75%
Retrieved from our database of financial products. Rates subject to change.