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Hialeah Municipal Employees Federal Credit Union

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Hialeah Municipal Employees Federal Credit Union Rates & Review May 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Hialeah Municipal Employees Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: May 15, 2026

Hialeah Municipal Employees Federal Credit Union's Personal Loan Rates are at 9.99%. MonitorBankRates evaluates the financial stability of Hialeah Municipal Employees Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.09%. Rates were last updated on 05/15/2026.

Hialeah Municipal Employees Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Hialeah Municipal Employees Federal Credit Union? Share your experience about Hialeah Municipal Employees Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Hialeah Municipal Employees Federal Credit Union.

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

0.09%

Excellent Lower than avg

Hialeah Municipal Employees Federal Credit Union
Hialeah Mun Emp FCU

501 Palm Ave
Hialeah, FL 33010 4719

https://www.hialeahcu.org

Hialeah Municipal Employees Federal Credit Union Credit Card Rates

Product	Rate	APR	View More
VISA Credit Cards	-	7.99%
Details As Low As Last Updated 05/06/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.09%

Hialeah Municipal Employees Federal Credit Union Personal Loan Rates

Product	Rate	APR	View More
Personal Loans	-	9.99%
Details As Low As; Borrow up to $15,000 Last Updated 05/06/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.09%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Hialeah Municipal Employees Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Hialeah Municipal Employees Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Hialeah Municipal Employees Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Hialeah Municipal Employees Federal Credit Union

Website https://www.hialeahcu.org

Address 501 Palm Ave, Hialeah, FL 33010 4719

Phone 305-883-8090

Fax 305-883-8092

President Yoshua Garfinkel

CEO Doug Leever

Full-Time Employees 4

Part-Time Employees 1

Branch Locations 1

ATM Locations 0

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (100/100)

Texas Ratio

0.09%

Return on Assets (ROA)

-0.1561%

Return on Equity (ROE)

-0.6365%

Non-Performing Loans Ratio (NPL)

0.04%

Total Assets

13,225,248

Total Amount of Shares and Deposits

9,879,690

Total Shares and Deposits < 1 Year

9,879,690

Total Insured Shares and Deposits > $250K (item 17 less item K)

9,879,690

Total Interest Expense (Sum of items 6 8)

62,616

Number of Accounts for Share Drafts

167

Number of Accounts for Regular Shares

1,681

Net Income (unless the amount is already included in Undivided Earnings)

-20,641

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

452,998

Total Liabilities

9,982,105

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Average Rating

☆☆☆☆☆

Total Reviews

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Frequently Asked Questions About Hialeah Municipal Employees Federal Credit Union

How many branches does Hialeah Municipal Employees Federal Credit Union operate?

Hialeah Municipal Employees Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Hialeah Municipal Employees Federal Credit Union?

Yes, to access services at Hialeah Municipal Employees Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Hialeah Municipal Employees Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Hialeah Municipal Employees Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Hialeah Municipal Employees Federal Credit Union offer online and mobile banking?

Most modern institutions like Hialeah Municipal Employees Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.hialeahcu.org.