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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 KH Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 9, 2026
KH Credit Union's savings rates are at 0.10%. KH Credit Union's money market rates are at 2.65%. MonitorBankRates evaluates the financial stability of KH Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.76%. Rates were last updated on 04/09/2026. KH Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at KH Credit Union? Share your experience about KH Credit Union by leaving a review below, or read customer reviews before you decide to use KH Credit Union. 
KH Credit Union Savings Rates
KH Credit Union Money Market Rates
KH Credit Union Checking Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for KH Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather KH Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with KH Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
KH Credit Union
Website
https://www.khcreditunion.com
Address
7740 Paragon Rd,
Dayton, OH 45459
Phone
937-558-9070
Fax
937-558-9066
President
Matthew Dabbelt
CEO
Bradley Mader
Full-Time Employees
14
Part-Time Employees
0
Branch Locations
1
ATM Locations
13
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.76%
Return on Assets (ROA)
0.1104%
Return on Equity (ROE)
0.9599%
Non-Performing Loans Ratio (NPL)
0.13%
Total Assets
69,805,217
Total Amount of Shares and Deposits
61,480,990
Total Shares and Deposits < 1 Year
58,845,646
Total Shares and Deposits 1 3 Years
1,572,484
Total Shares and Deposits > 3 Years
1,062,859
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
3,463,862
Total Uninsured Shares and Deposits > $250K (F+J)
3,463,862
Total Insured Shares and Deposits > $250K (item 17 less item K)
58,017,128
Total Interest Expense (Sum of items 6 8)
218,730
Share Certificates
349
Number of Accounts for Share Drafts
3,369
IRA KEOGH Accounts
48
Number of Accounts for Regular Shares
8,651
All other shares
2,222
Money Market Shares
290
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
2,814,749
Total Liabilities
61,788,292
Source: NCUA — Last Updated 03/31/2024
Frequently Asked Questions About KH Credit UnionIs KH Credit Union a safe place to deposit money?Yes, KH Credit Union is considered a safe financial institution. With a Texas Ratio of 0.7579833126309%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does KH Credit Union operate?KH Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join KH Credit Union?Yes, to access services at KH Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, KH Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, KH Credit Union provides members with tools to manage their accounts and build a solid financial history. Does KH Credit Union offer online and mobile banking?Most modern institutions like KH Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.khcreditunion.com. Current KH Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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