|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Polam Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 18, 2026
Polam Federal Credit Union's 1 Year Savings CD Term rates are at 3.75%, 2 Years Savings CD Term rates are at 3.50%, Savings CD 2 Years rates are at 3.25%, 1 Year Savings CD Term rates are at 3.25%, Savings CD Term with a Minimum - 2 Years rates are at 3.25%. Polam Federal Credit Union's savings rates are at 0.03%. Polam Federal Credit Union's money market rates are at 0.30%. Polam Federal Credit Union's Personal Loan Rates are at 15.95%. MonitorBankRates evaluates the financial stability of Polam Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 6.60%. Rates were last updated on 04/18/2026. Polam Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Polam Federal Credit Union? Share your experience about Polam Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Polam Federal Credit Union. Polam Federal Credit Union
Polam FCU 589 N LARCHMONT BLVD
https://www.polam.org LOS ANGELES, CA 90004 1305 
Polam Federal Credit Union CD Rates
Polam Federal Credit Union Savings Rates
Polam Federal Credit Union Money Market Rates
Polam Federal Credit Union Credit Card Rates
Polam Federal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Polam Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Polam Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Polam Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Polam Federal Credit Union
Website
https://www.polam.org
Address
589 N LARCHMONT BLVD,
LOS ANGELES, CA 90004 1305
Phone
323-463-5137
Fax
323-460-4518
President
Mariusz Kicinski
CEO
Jennifer Audette
Full-Time Employees
11
Part-Time Employees
1
Branch Locations
2
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (97/100)
Texas Ratio
6.60%
Return on Assets (ROA)
-0.2519%
Return on Equity (ROE)
-2.4940%
Non-Performing Loans Ratio (NPL)
1.31%
Total Assets
73,821,243
Total Amount of Shares and Deposits
65,504,449
Total Shares and Deposits < 1 Year
63,201,295
Total Shares and Deposits 1 3 Years
1,785,937
Total Shares and Deposits > 3 Years
517,217
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,348,614
Total Uninsured Shares and Deposits > $250K (F+J)
1,348,614
Total Insured Shares and Deposits > $250K (item 17 less item K)
64,155,835
Total Interest Expense (Sum of items 6 8)
1,265,535
Share Certificates
357
Number of Accounts for Share Drafts
938
IRA KEOGH Accounts
117
Number of Accounts for Regular Shares
2,104
Non Member Deposits
2
Money Market Shares
45
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
4,671,667
Total Liabilities
66,366,324
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Polam Federal Credit UnionIs Polam Federal Credit Union a safe place to deposit money?Yes, Polam Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 6.5986766589952%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Polam Federal Credit Union operate?Polam Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Polam Federal Credit Union?Yes, to access services at Polam Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Polam Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Polam Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Polam Federal Credit Union offer online and mobile banking?Most modern institutions like Polam Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.polam.org. Current Polam Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
Pathways Financial Credit Union
South Bay Credit Union
Acme Federal Credit Union
Tee Pak Credit Union
Enlighten Federal Credit Union
Sugar Valley Federal Credit Union
Expedition Credit Union
Mobility Credit Union
MUW Employees Federal Credit Union
BASF Chattanooga Federal Credit Union
Valley Isle Community Federal Credit Union
PAGODA
MINUTEMAN
Fresno Police Department Credit Union
New England Teamsters Federal Credit Union
Decatur Policemen Credit Union
Vue Community Credit Union
Liberty Bay Credit Union
Members First Credit Union of Florida
Teamsters Credit Union Blaine, MN
Tex Mex Credit Union
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
