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Members Choice Credit Union Greenville, OH Rates & Review April 2026

Members Choice Credit Union Greenville, OH's CD of Deposit (CD) 12 month rates are at 3.80%, CD of Deposit (CD) 6 month rates are at 3.80%, CD of Deposit (CD) 9 month rates are at 3.80%, CD of Deposit (CD) 18 month rates are at 2.52%, CD of Deposit (CD) 24 month rates are at 2.52%. Members Choice Credit Union Greenville, OH's savings rates are at 0.10%. Members Choice Credit Union Greenville, OH's Personal Loan Rates are at 10.00%. MonitorBankRates evaluates the financial stability of Members Choice Credit Union Greenville, OH with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.29%. Rates were last updated on 03/27/2026.

Members Choice Credit Union Greenville, OH money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Members Choice Credit Union Greenville, OH? Share your experience about Members Choice Credit Union Greenville, OH by leaving a review below, or read customer reviews before you decide to use Members Choice Credit Union Greenville, OH.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
2.29%
Excellent Lower than avg
Members Choice Credit Union Greenville, OH
Main Office 725 Pine St
725 PINE ST
GREENVILLE, OH 45331
https://www.mccugreenville.org
Member NCUA

Members Choice Credit Union Greenville, OH CD Rates

Product Rate APY Term View More
Share Certificate of Deposit (CD) 12 month 3.75% 3.80% 12 month
Min Balance $1,000
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.29%
Share Certificate of Deposit (CD) 6 month 3.75% 3.80% 6 month
Min Balance $500
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.29%
Share Certificate of Deposit (CD) 9 month 3.75% 3.80% 9 month
Min Balance $1,000
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.29%
Share Certificate of Deposit (CD) 18 month 2.50% 2.52% 18 month
Min Balance $1,000
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.29%
Share Certificate of Deposit (CD) 24 month 2.50% 2.52% 24 month
Min Balance $1,000
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.29%
Share Certificate of Deposit (CD) 36 month 2.00% 2.02% 36 month
Min Balance $1,000
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.29%
Share Certificate of Deposit (CD) 30 month 1.75% 1.76% 30 month
Min Balance $1,000
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.29%
Share Certificate of Deposit (CD) 120 day 0.50% 0.50% 120 day
Min Balance $500
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.29%
Share Certificate of Deposit (CD) 90 day 0.50% 0.50% 90 day
Min Balance $500
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.29%

Members Choice Credit Union Greenville, OH Savings Rates

Product Rate APY View More
Christmas Club Share Accounts 0.10% 0.10%
Details Funds transfer to share account on October 1
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.29%
Regular Share (savings) Account 0.10% 0.10%
Min Balance $100
Details Dividend declared by Board and posted to all share accounts of $100 or more on a quarterly basis
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.29%

Members Choice Credit Union Greenville, OH Checking Rates

Product Rate APY View More
Share Draft Checking Account 0.10% 0.10%
Min Balance $1,000
Details Dividends declared on balances of $1,000 or more and posted monthly; No limit on number of checks per month; No service/maintenance fee
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.29%

Members Choice Credit Union Greenville, OH Credit Card Rates

Product Rate APR View More
VISA Credit Card - 11.90%
No additional details.
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.29%

Members Choice Credit Union Greenville, OH Personal Loan Rates

Product Rate APR View More
Signature Personal Loan - 10.00%
Details Based upon credit rating
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.29%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Members Choice Credit Union Greenville, OH is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Members Choice Credit Union Greenville, OH rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Members Choice Credit Union Greenville, OH's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Members Choice Credit Union Greenville, OH
Address 725 PINE ST, GREENVILLE, OH 45331
Phone 937-548-0360
Fax 937-548-0164
President Donald Atkins
CEO TINA BROOKS
Full-Time Employees 5
Part-Time Employees 3
Branch Locations 1
ATM Locations 1
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.29%
Return on Assets (ROA)
1.1413%
Return on Equity (ROE)
6.0663%
Non-Performing Loans Ratio (NPL)
0.79%
Total Assets
35,520,298
Total Amount of Shares and Deposits
28,707,600
Total Shares and Deposits < 1 Year
28,144,451
Total Shares and Deposits 1 3 Years
563,149
Total Interest Expense (Sum of items 6 8)
294,826
Share Certificates
489
Number of Accounts for Share Drafts
1,028
IRA KEOGH Accounts
96
Number of Accounts for Regular Shares
3,811
Net Income (unless the amount is already included in Undivided Earnings)
367,609
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,468,799
Total Liabilities
28,845,711
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews
0
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Frequently Asked Questions About Members Choice Credit Union Greenville, OH

Is Members Choice Credit Union Greenville, OH a safe place to deposit money?

Yes, Members Choice Credit Union Greenville, OH is considered a safe financial institution. With a Texas Ratio of 2.286958905487%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Members Choice Credit Union Greenville, OH operate?

Members Choice Credit Union Greenville, OH currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Members Choice Credit Union Greenville, OH?

Yes, to access services at Members Choice Credit Union Greenville, OH, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Members Choice Credit Union Greenville, OH does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Members Choice Credit Union Greenville, OH provides members with tools to manage their accounts and build a solid financial history.

Does Members Choice Credit Union Greenville, OH offer online and mobile banking?

Most modern institutions like Members Choice Credit Union Greenville, OH provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.mccugreenville.org.

Current Members Choice Credit Union Greenville, OH Rates

  • 12-Month CD3.80%
  • 18-Month CD2.52%
  • 24-Month CD2.52%
  • Savings0.10%
Retrieved from our database of financial products. Rates subject to change.