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iAdvertiser Disclosure
Advertiser Disclosure
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 Alden Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 8, 2026
Alden Credit Union's 10 Month CD SPECIAL rates are at 3.75%, 10 Month CD SPECIAL IRA rates are at 3.75%, 5 Month CD SPECIAL rates are at 3.50%, 5 Month CD SPECIAL IRA rates are at 3.50%, 5 Year CD rates are at 1.16%. Alden Credit Union's savings rates are at 0.05%. Alden Credit Union's money market rates are at 0.10%. Alden Credit Union's 5/5 ARM No Boundary PLUS rates are at 4.99%, 7/1 ARM rates are at 5.75%, 5/1 ARM rates are at 5.50%, 5/1 ARM First Time Homebuyer rates are at 5.50%. Alden Credit Union's Personal Loan Rates are at 12.74%. MonitorBankRates evaluates the financial stability of Alden Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 9.29%. Rates were last updated on 04/08/2026. Alden Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Alden Credit Union? Share your experience about Alden Credit Union by leaving a review below, or read customer reviews before you decide to use Alden Credit Union. 
Alden Credit Union CD Rates
Alden Credit Union Savings Rates
Alden Credit Union Money Market Rates
Alden Credit Union Checking Rates
Alden Credit Union Mortgage Rates
Alden Credit Union Home Equity & HELOC
Alden Credit Union Auto Loan Rates
Alden Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Alden Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Alden Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Alden Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Alden Credit Union
Website
https://www.aldencu.com
Address
710 Grattan St,
Chicopee, MA 01020 1255
Phone
413-536-0475
Fax
413-536-0986
President
Marc Dugre
CEO
Adam Corcoran
Full-Time Employees
25
Part-Time Employees
2
Branch Locations
2
ATM Locations
2
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (95/100)
Texas Ratio
9.29%
Return on Assets (ROA)
0.1153%
Return on Equity (ROE)
1.3187%
Non-Performing Loans Ratio (NPL)
1.07%
Total Assets
192,079,711
Total Amount of Shares and Deposits
148,941,402
Total Shares and Deposits < 1 Year
134,471,180
Total Shares and Deposits 1 3 Years
11,500,898
Total Shares and Deposits > 3 Years
2,969,323
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
16,433,329
Total Uninsured Shares and Deposits > $250K (F+J)
16,433,329
Total Insured Shares and Deposits > $250K (item 17 less item K)
132,508,073
Total Interest Expense (Sum of items 6 8)
2,720,504
Share Certificates
1,639
Number of Accounts for Share Drafts
5,913
IRA KEOGH Accounts
447
Number of Accounts for Regular Shares
11,339
Non Member Deposits
1
Money Market Shares
317
Net Income (unless the amount is already included in Undivided Earnings)
221,386
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
8,795,193
Total Liabilities
179,107,030
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Alden Credit UnionIs Alden Credit Union a safe place to deposit money?Yes, Alden Credit Union is considered a safe financial institution. With a Texas Ratio of 9.2930200280861%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Alden Credit Union operate?Alden Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Alden Credit Union?Yes, to access services at Alden Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Alden Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Alden Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Alden Credit Union offer online and mobile banking?Most modern institutions like Alden Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.aldencu.com. Current Alden Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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