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 Georgetown Kraft Credit Union Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 23, 2026
Georgetown Kraft Credit Union's 60 month CDs rates are at 3.45%, 48 month CDs rates are at 3.35%, 36 month CDs rates are at 3.25%, 24 month CDs rates are at 3.14%, 18 month CDs rates are at 3.09%. Georgetown Kraft Credit Union's savings rates are at 0.20%. Georgetown Kraft Credit Union's money market rates are at 0.75%. Georgetown Kraft Credit Union's Personal Loan Rates are at 8.00%. MonitorBankRates evaluates the financial stability of Georgetown Kraft Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.98%. Rates were last updated on 03/23/2026. Georgetown Kraft Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Georgetown Kraft Credit Union? Share your experience about Georgetown Kraft Credit Union by leaving a review below, or read customer reviews before you decide to use Georgetown Kraft Credit Union. Georgetown Kraft Credit Union
Georgetown N Fraser St 1379 N Fraser St
https://www.gkcu.org Georgetown, SC 29440 2825 
Georgetown Kraft Credit Union CD Rates
Georgetown Kraft Credit Union Savings Rates
Georgetown Kraft Credit Union Money Market Rates
Georgetown Kraft Credit Union Checking Rates
Georgetown Kraft Credit Union Home Equity & HELOC
Georgetown Kraft Credit Union Credit Card Rates
Georgetown Kraft Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Georgetown Kraft Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Georgetown Kraft Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Georgetown Kraft Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Georgetown Kraft Credit Union
Website
https://www.gkcu.org
Address
1379 N Fraser St,
Georgetown, SC 29440 2825
Phone
843-546-8494
Fax
843-546-0029
President
James Bessant
CEO
Kevin Owens
Full-Time Employees
72
Part-Time Employees
3
Branch Locations
5
ATM Locations
5
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.98%
Return on Assets (ROA)
1.3698%
Return on Equity (ROE)
7.6221%
Non-Performing Loans Ratio (NPL)
0.90%
Total Assets
187,340,305
Total Amount of Shares and Deposits
153,353,635
Total Shares and Deposits < 1 Year
145,871,343
Total Shares and Deposits 1 3 Years
4,966,015
Total Shares and Deposits > 3 Years
2,516,277
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
4,082,391
Total Uninsured Shares and Deposits > $250K (F+J)
4,082,391
Total Insured Shares and Deposits > $250K (item 17 less item K)
149,271,244
Total Interest Expense (Sum of items 6 8)
940,563
Share Certificates
926
Number of Accounts for Share Drafts
14,467
IRA KEOGH Accounts
202
Number of Accounts for Regular Shares
19,797
Money Market Shares
208
Net Income (unless the amount is already included in Undivided Earnings)
2,566,118
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
31,955,681
Total Liabilities
155,485,222
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Georgetown Kraft Credit UnionIs Georgetown Kraft Credit Union a safe place to deposit money?Yes, Georgetown Kraft Credit Union is considered a safe financial institution. With a Texas Ratio of 2.9764919261634%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Georgetown Kraft Credit Union operate?Georgetown Kraft Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Georgetown Kraft Credit Union?Yes, to access services at Georgetown Kraft Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Georgetown Kraft Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Georgetown Kraft Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Georgetown Kraft Credit Union offer online and mobile banking?Most modern institutions like Georgetown Kraft Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.gkcu.org. Current Georgetown Kraft Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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