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 Great Lakes Credit Union Rates & Review September 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: September 21, 2026
Great Lakes Credit Union's PROMO 100 Day CD rates are at 4.25%, PROMO 7 mo CD rates are at 3.85%, CD 5 yr (Incl. IRA) rates are at 1.25%, CD 4 yr (Incl. IRA) rates are at 1.15%, CD 3 yr (Incl. IRA) rates are at 1.10%. Great Lakes Credit Union's money market rates are at 0.50%. Great Lakes Credit Union's Auto Loan Rates are as low as 3.99%. MonitorBankRates evaluates the financial stability of Great Lakes Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 6.33%. Rates last updated and verified on 09/21/2026. Great Lakes Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Great Lakes Credit Union? Share your experience about Great Lakes Credit Union by leaving a review below, or read customer reviews before you decide to use Great Lakes Credit Union. Great Lakes Credit Union
North Chicago Branch 2525 Green Bay Rd
https://www.glcu.org North Chicago, IL 60064 
Great Lakes Credit Union CD Rates
Great Lakes Credit Union Money Market Rates
Great Lakes Credit Union Checking Rates
Great Lakes Credit Union Home Equity & HELOC
Great Lakes Credit Union Auto Loan Rates
Great Lakes Credit Union Other Rates
Financial Health HistoryGreat Lakes Credit Union’s Texas Ratio rose from 1.55% in Q2 2023 to 6.33% in Q1 2026, so its financial health has weakened over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A+ to A. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Great Lakes Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Great Lakes Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Great Lakes Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Great Lakes Credit Union
Website
https://www.glcu.org
Address
2525 Green Bay Rd,
North Chicago, IL 60064
Phone
847-578-7000
Fax
President
Patrice Price
CEO
Steven Bugg
Full-Time Employees
252
Part-Time Employees
7
Branch Locations
20
ATM Locations
20
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (97/100)
Texas Ratio
6.33%
Return on Assets (ROA)
0.0677%
Return on Equity (ROE)
0.7623%
Non-Performing Loans Ratio (NPL)
0.82%
Total Assets
1,441,613,195
Total Amount of Shares and Deposits
1,223,570,786
Total Shares and Deposits < 1 Year
1,180,330,823
Total Shares and Deposits 1 3 Years
41,033,359
Total Shares and Deposits > 3 Years
2,206,604
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
101,540,124
Total Uninsured Shares and Deposits > $250K (F+J)
101,540,124
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,122,030,662
Total Interest Expense (Sum of items 6 8)
7,070,939
Share Certificates
10,579
Number of Accounts for Share Drafts
53,477
IRA KEOGH Accounts
2,381
Number of Accounts for Regular Shares
131,444
All other shares
299
Non Member Deposits
4,005
Money Market Shares
4,975
Net Income (unless the amount is already included in Undivided Earnings)
976,514
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
125,688,241
Total Liabilities
1,332,709,810
Source: NCUA — Last Updated 03/31/2026
Customer Reviews
There are no reviews for Great Lakes Credit Union yet. Feel free to create one below.
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Add Your Rating and Review for Great Lakes Credit Union
Frequently Asked Questions About Great Lakes Credit UnionHow many branches does Great Lakes Credit Union operate?Great Lakes Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Great Lakes Credit Union?Yes, to access services at Great Lakes Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Great Lakes Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Great Lakes Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Great Lakes Credit Union offer online and mobile banking?Most modern institutions like Great Lakes Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.glcu.org. Current Great Lakes Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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