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Allentown Federal Credit Union Rates & Review March 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

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Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated: March 28, 2026

Allentown Federal Credit Union's Personal Loan Rates are at 9.99%. MonitorBankRates evaluates the financial stability of Allentown Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 9.11%. Rates were last updated on 03/28/2026.

Allentown Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Allentown Federal Credit Union? Share your experience about Allentown Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Allentown Federal Credit Union.

Overall Health & Safety Grade ?
A
Excellent Health Score: 95/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
9.11%
Excellent Higher than avg
Security Bank New Auburn, WI
Parkway Office
1325 Oxford Dr
Allentown, PA 18103
http://www.allentownfcu.com
Member NCUA

Allentown Federal Credit Union Personal Loan Rates

Product Rate APR View More
Variable Rate Personal Line of Credit - 9.99%
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.11%
Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Allentown Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Allentown Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Allentown Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Allentown Federal Credit Union
Website http://www.allentownfcu.com
Address 1325 Oxford Dr, Allentown, PA 18103
Phone 610-791-0119
Fax
President Louis Stalsitz
CEO Albert Farnschlader
Full-Time Employees 19
Part-Time Employees 0
Branch Locations 4
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (95/100)
Texas Ratio
9.11%
Return on Assets (ROA)
0.9551%
Return on Equity (ROE)
5.8770%
Non-Performing Loans Ratio (NPL)
2.49%
Total Assets
122,351,691
Total Amount of Shares and Deposits
102,397,781
Total Shares and Deposits < 1 Year
102,397,781
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,646,478
Total Uninsured Shares and Deposits > $250K (F+J)
1,646,478
Total Insured Shares and Deposits > $250K (item 17 less item K)
100,751,303
Total Interest Expense (Sum of items 6 8)
911,769
Number of Accounts for Share Drafts
3,881
Number of Accounts for Regular Shares
8,354
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
19,925,965
Total Liabilities
102,485,111
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews
0
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Frequently Asked Questions About Allentown Federal Credit Union

Is Allentown Federal Credit Union a safe place to deposit money?

Yes, Allentown Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 9.1052140815206%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Allentown Federal Credit Union operate?

Allentown Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Allentown Federal Credit Union?

Yes, to access services at Allentown Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Allentown Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Allentown Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Allentown Federal Credit Union offer online and mobile banking?

Most modern institutions like Allentown Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.allentownfcu.com.

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