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Allentown Federal Credit Union

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Allentown Federal Credit Union Rates & Review May 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Allentown Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: May 30, 2026

Allentown Federal Credit Union's Personal Loan Rates are at 9.99%. MonitorBankRates evaluates the financial stability of Allentown Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 9.00%. Rates were last updated on 05/30/2026.

Allentown Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Allentown Federal Credit Union? Share your experience about Allentown Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Allentown Federal Credit Union.

Verified Healthy Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

Excellent Health Score: 95/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

9.00%

Excellent Higher than avg

Allentown Federal Credit Union
Parkway Office

1325 Oxford Dr
Allentown, PA 18103

http://www.allentownfcu.com

Allentown Federal Credit Union Home Equity & HELOC

Product	Rate	Points	APR	Term	View More
Home Equity Line of Credit Revolving	-	-	4.75%
No additional details. Last Updated 05/20/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.00%

Allentown Federal Credit Union Personal Loan Rates

Product	Rate	APR	View More
Variable Rate Personal Line of Credit	-	9.99%
No additional details. Last Updated 05/20/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.00%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Allentown Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Allentown Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Allentown Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Allentown Federal Credit Union

Website http://www.allentownfcu.com

Address 1325 Oxford Dr, Allentown, PA 18103

Phone 610-791-0119

Fax

President Louis Stalsitz

CEO Albert Farnschlader

Full-Time Employees 19

Part-Time Employees 0

Branch Locations 4

ATM Locations 0

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A (95/100)

Texas Ratio

9.00%

Return on Assets (ROA)

0.9551%

Return on Equity (ROE)

5.8770%

Non-Performing Loans Ratio (NPL)

2.49%

Total Assets

122,351,691

Total Amount of Shares and Deposits

102,397,781

Total Shares and Deposits < 1 Year

102,397,781

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

1,646,478

Total Uninsured Shares and Deposits > $250K (F+J)

1,646,478

Total Insured Shares and Deposits > $250K (item 17 less item K)

100,751,303

Total Interest Expense (Sum of items 6 8)

911,769

Number of Accounts for Share Drafts

3,881

Number of Accounts for Regular Shares

8,354

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

19,925,965

Total Liabilities

102,485,111

Source: NCUA — Last Updated 09/30/2025

2026 MBR Health & Safety Badge

Allentown Federal Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

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Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Frequently Asked Questions About Allentown Federal Credit Union

How many branches does Allentown Federal Credit Union operate?

Allentown Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Allentown Federal Credit Union?

Yes, to access services at Allentown Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Allentown Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Allentown Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Allentown Federal Credit Union offer online and mobile banking?

Most modern institutions like Allentown Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.allentownfcu.com.