|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
Allentown Federal Credit Union Rates & Review September 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: September 22, 2026
Allentown Federal Credit Union's Personal Loan Rates are as low as 8.99%. MonitorBankRates evaluates the financial stability of Allentown Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.39%. Rates last updated and verified on 09/22/2026. Allentown Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Allentown Federal Credit Union? Share your experience about Allentown Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Allentown Federal Credit Union. Allentown Federal Credit Union
Parkway Office 1325 Oxford Dr
http://www.allentownfcu.com Allentown, PA 18103 
Allentown Federal Credit Union Checking Rates
Allentown Federal Credit Union Home Equity & HELOC
Allentown Federal Credit Union Auto Loan Rates
Allentown Federal Credit Union RV, Boat and Powersport Loan Rates
Allentown Federal Credit Union Personal Loan Rates
Financial Health HistoryAllentown Federal Credit Union’s Texas Ratio fell from 4.31% in Q2 2023 to 2.39% in Q1 2026, so its financial health has improved and is now very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by
MonitorBankRates
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Allentown Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Allentown Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Allentown Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Allentown Federal Credit Union
Website
http://www.allentownfcu.com
Address
1325 Oxford Dr,
Allentown, PA 18103
Phone
610-791-0119
Fax
President
Louis Stalsitz
CEO
Albert Farnschlader
Full-Time Employees
20
Part-Time Employees
0
Branch Locations
4
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.39%
Return on Assets (ROA)
0.3228%
Return on Equity (ROE)
1.9717%
Non-Performing Loans Ratio (NPL)
0.70%
Total Assets
126,166,773
Total Amount of Shares and Deposits
105,391,953
Total Shares and Deposits < 1 Year
105,391,953
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,758,285
Total Uninsured Shares and Deposits > $250K (F+J)
1,758,285
Total Insured Shares and Deposits > $250K (item 17 less item K)
103,633,668
Total Interest Expense (Sum of items 6 8)
303,578
Number of Accounts for Share Drafts
3,831
Number of Accounts for Regular Shares
8,188
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
24,555,545
Total Liabilities
105,513,146
Source: NCUA — Last Updated 03/31/2026
Customer Reviews
There are no reviews for Allentown Federal Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Allentown Federal Credit Union
Frequently Asked Questions About Allentown Federal Credit UnionHow many branches does Allentown Federal Credit Union operate?Allentown Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Allentown Federal Credit Union?Yes, to access services at Allentown Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Allentown Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Allentown Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Allentown Federal Credit Union offer online and mobile banking?Most modern institutions like Allentown Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.allentownfcu.com. Compare to Other Credit Unions
Lakota Federal Credit Union
Government Employees Federal Credit Union
Local 50 Plumbers & Steamfitters Federal Credit Union
Cincinnati Interagency Federal Credit Union
Prestige Community Credit Union
North Penn Federal Credit Union
SCI Federal Credit Union
Amoco Federal Credit Union
Hutchinson Government Employees Credit Union
Lynn Police Credit Union
ISRAEL MEMORIAL A M E
Service Station Dealers Federal Credit Union
InFirst Federal Credit Union
Northwestern Energy Employees Federal Credit Union
Lutheran Federal Credit Union
Singing River Federal Credit Union
Dover Federal Credit Union
Katahdin Federal Credit Union
Visionary Federal Credit Union
FRONT ROYAL
Eaton Family Credit Union
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
