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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 First Education Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 18, 2026
First Education Federal Credit Union's 9-Month CD rates are at 3.56%, 12-Month CD rates are at 3.04%, IRA 12-Month CD rates are at 3.04%, 6-Month CD rates are at 2.78%, 24-Month CD rates are at 2.63%. First Education Federal Credit Union's money market rates are at 0.00%. MonitorBankRates evaluates the financial stability of First Education Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.37%. Rates were last updated on 04/18/2026. First Education Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First Education Federal Credit Union? Share your experience about First Education Federal Credit Union by leaving a review below, or read customer reviews before you decide to use First Education Federal Credit Union. First Education Federal Credit Union
First Education Federal Credit Union 120 W Carlson St
https://firstedfcu.com Cheyenne, WY 82009 
First Education Federal Credit Union CD Rates
First Education Federal Credit Union Savings Rates
First Education Federal Credit Union Money Market Rates
First Education Federal Credit Union Home Equity & HELOC
First Education Federal Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for First Education Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather First Education Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with First Education Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
First Education Federal Credit Union
Website
https://firstedfcu.com
Address
120 W Carlson St,
Cheyenne, WY 82009
Phone
307-432-7400
Fax
307-637-3022
President
Dan Sawyer
CEO
James Yates
Full-Time Employees
14
Part-Time Employees
4
Branch Locations
1
ATM Locations
1
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.37%
Return on Assets (ROA)
1.1732%
Return on Equity (ROE)
12.0839%
Non-Performing Loans Ratio (NPL)
0.09%
Total Assets
84,613,477
Total Amount of Shares and Deposits
75,751,790
Total Shares and Deposits < 1 Year
74,468,307
Total Shares and Deposits 1 3 Years
1,001,752
Total Shares and Deposits > 3 Years
281,731
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
3,112,755
Total Uninsured Shares and Deposits > $250K (F+J)
3,112,755
Total Insured Shares and Deposits > $250K (item 17 less item K)
72,639,035
Total Interest Expense (Sum of items 6 8)
138,580
Share Certificates
263
Number of Accounts for Share Drafts
3,627
IRA KEOGH Accounts
92
Number of Accounts for Regular Shares
6,077
Money Market Shares
103
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
6,940,357
Total Liabilities
76,398,659
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About First Education Federal Credit UnionIs First Education Federal Credit Union a safe place to deposit money?Yes, First Education Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 0.36684927164546%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does First Education Federal Credit Union operate?First Education Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join First Education Federal Credit Union?Yes, to access services at First Education Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, First Education Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, First Education Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does First Education Federal Credit Union offer online and mobile banking?Most modern institutions like First Education Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://firstedfcu.com. Current First Education Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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