|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 La Terre Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 18, 2026
La Terre Federal Credit Union's La Terre Lagniappe CD Accounts 12 month - Special rates are at 3.75%, La Terre Lagniappe CD Accounts 6 month - Special rates are at 3.50%, La Terre Lagniappe CD Accounts 24 month rates are at 0.25%, La Terre Lagniappe CD Accounts 12 month rates are at 0.20%, La Terre Lagniappe CD Accounts 6 month rates are at 0.15%. La Terre Federal Credit Union's Personal Loan Rates are at 7.00%. MonitorBankRates evaluates the financial stability of La Terre Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 6.32%. Rates were last updated on 04/18/2026. La Terre Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at La Terre Federal Credit Union? Share your experience about La Terre Federal Credit Union by leaving a review below, or read customer reviews before you decide to use La Terre Federal Credit Union. La Terre Federal Credit Union
Downtown Office 701 Barrow St
https://www.laterrefcu.org Houma, LA 70360 4701 
La Terre Federal Credit Union CD Rates
La Terre Federal Credit Union Savings Rates
La Terre Federal Credit Union Credit Card Rates
La Terre Federal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for La Terre Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather La Terre Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with La Terre Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
La Terre Federal Credit Union
Website
https://www.laterrefcu.org
Address
701 Barrow St,
Houma, LA 70360 4701
Phone
985-872-2836
Fax
984-872-1666
President
Paul Labat
CEO
Crystal Marks
Full-Time Employees
9
Part-Time Employees
4
Branch Locations
1
ATM Locations
1
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (97/100)
Texas Ratio
6.32%
Return on Assets (ROA)
0.2455%
Return on Equity (ROE)
3.1470%
Non-Performing Loans Ratio (NPL)
0.57%
Total Assets
25,541,429
Total Amount of Shares and Deposits
23,871,008
Total Shares and Deposits < 1 Year
21,001,261
Total Shares and Deposits 1 3 Years
2,869,746
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
99,326
Total Uninsured Shares and Deposits > $250K (F+J)
99,326
Total Insured Shares and Deposits > $250K (item 17 less item K)
23,771,682
Total Interest Expense (Sum of items 6 8)
239,818
Share Certificates
38
Number of Accounts for Share Drafts
324
Number of Accounts for Regular Shares
5,143
All other shares
402
Non Member Deposits
23
Net Income (unless the amount is already included in Undivided Earnings)
62,698
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
2,400,133
Total Liabilities
23,874,499
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About La Terre Federal Credit UnionIs La Terre Federal Credit Union a safe place to deposit money?Yes, La Terre Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 6.3152737992281%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does La Terre Federal Credit Union operate?La Terre Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join La Terre Federal Credit Union?Yes, to access services at La Terre Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, La Terre Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, La Terre Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does La Terre Federal Credit Union offer online and mobile banking?Most modern institutions like La Terre Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.laterrefcu.org. Current La Terre Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
Proctor Federal Credit Union
EAGLE CAN EMPLOYEES
Wyrope Williamsport Federal Credit Union
Opp-Micolas Credit Union
GFA Federal Credit Union
Regional Medical Ctr Hopkins Co Emp Federal Credit Union
US Employees Credit Union
Polish American Federal Credit Union
Old West Federal Credit Union
Methodist Hospital Employees Federal Credit Union
Lesco Federal Credit Union
JCT Federal Credit Union
St Tammany Federal Credit Union
Southern Coastal Federal Credit Union
Gold Credit Union
Sikeston Public Schools Credit Union
Bluffton Motor Works Franklin Elect Credit Union
Union Fidelity Federal Credit Union
Los Alamos Schools Credit Union
Sunrise Family Credit Union
Schlumberger Employees Credit Union
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
