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iAdvertiser Disclosure
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 Advantage One Credit Union CU Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 9, 2026
Advantage One Credit Union CU's 36 Month IRA CDs rates are at 0.45%, 24 Month IRA CDs rates are at 0.40%, 18 Month IRA CDs rates are at 0.35%, 12 Month IRA CDs rates are at 0.25%, 6 Month IRA CDs rates are at 0.20%. Advantage One Credit Union CU's savings rates are at 0.15%. Advantage One Credit Union CU's money market rates are at 0.15%. MonitorBankRates evaluates the financial stability of Advantage One Credit Union CU with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.21%. Rates were last updated on 04/09/2026. Advantage One Credit Union CU money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Advantage One Credit Union CU? Share your experience about Advantage One Credit Union CU by leaving a review below, or read customer reviews before you decide to use Advantage One Credit Union CU. Advantage One Credit Union CU
Advantage One Credit Union 204 N Jackson St
https://www.adonecu.org Morrison, IL 61270 
Advantage One Credit Union CU CD Rates
Advantage One Credit Union CU Savings Rates
Advantage One Credit Union CU Money Market Rates
Advantage One Credit Union CU Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Advantage One Credit Union CU is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Advantage One Credit Union CU rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Advantage One Credit Union CU's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Advantage One Credit Union CU
Website
https://www.adonecu.org
Address
204 N Jackson St,
Morrison, IL 61270
Phone
815-772-7215
Fax
815-772-4458
President
Michael Buckwalter
CEO
Amy Venhuizen
Full-Time Employees
5
Part-Time Employees
2
Branch Locations
1
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.21%
Return on Assets (ROA)
0.9068%
Return on Equity (ROE)
8.1899%
Non-Performing Loans Ratio (NPL)
0.22%
Total Assets
24,189,850
Total Amount of Shares and Deposits
21,396,339
Total Shares and Deposits < 1 Year
20,835,231
Total Shares and Deposits 1 3 Years
561,109
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
267,816
Total Uninsured Shares and Deposits > $250K (F+J)
267,816
Total Insured Shares and Deposits > $250K (item 17 less item K)
21,128,523
Total Interest Expense (Sum of items 6 8)
98,608
Share Certificates
141
Number of Accounts for Share Drafts
1,122
IRA KEOGH Accounts
55
Number of Accounts for Regular Shares
2,407
All other shares
265
Money Market Shares
40
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,356,993
Total Liabilities
21,525,226
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Advantage One Credit Union CUIs Advantage One Credit Union CU a safe place to deposit money?Yes, Advantage One Credit Union CU is considered a safe financial institution. With a Texas Ratio of 1.2060553656471%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Advantage One Credit Union CU operate?Advantage One Credit Union CU currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Advantage One Credit Union CU?Yes, to access services at Advantage One Credit Union CU, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Advantage One Credit Union CU does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Advantage One Credit Union CU provides members with tools to manage their accounts and build a solid financial history. Does Advantage One Credit Union CU offer online and mobile banking?Most modern institutions like Advantage One Credit Union CU provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.adonecu.org. Current Advantage One Credit Union CU Rates
Retrieved from our database of financial products. Rates subject to change.
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