|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Roswell Community Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 11, 2026
Roswell Community Federal Credit Union's 36 CD of Deposit (CD) rates are at 3.50%, 24 CD of Deposit (CD) rates are at 3.35%, 18 CD of Deposit (CD) rates are at 3.25%, 6 CD of Deposit (CD) rates are at 2.50%, 3 CD of Deposit (CD) rates are at 2.00%. Roswell Community Federal Credit Union's savings rates are at 0.20%. Roswell Community Federal Credit Union's money market rates are at 1.00%. MonitorBankRates evaluates the financial stability of Roswell Community Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.98%. Rates were last updated on 04/11/2026. Roswell Community Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Roswell Community Federal Credit Union? Share your experience about Roswell Community Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Roswell Community Federal Credit Union. Roswell Community Federal Credit Union
Main Office 2514 N Main St
https://www.roswellcu.org Roswell, NM 88201 
Roswell Community Federal Credit Union CD Rates
Roswell Community Federal Credit Union Savings Rates
Roswell Community Federal Credit Union Checking Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Roswell Community Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Roswell Community Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Roswell Community Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Roswell Community Federal Credit Union
Website
https://www.roswellcu.org
Address
2514 N Main St,
Roswell, NM 88201
Phone
575-623-7788
Fax
575-622-2340
President
Carol Smith
CEO
Karen Griffo
Full-Time Employees
8
Part-Time Employees
1
Branch Locations
2
ATM Locations
2
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.98%
Return on Assets (ROA)
1.7660%
Return on Equity (ROE)
9.5687%
Non-Performing Loans Ratio (NPL)
1.00%
Total Assets
49,492,328
Total Amount of Shares and Deposits
39,909,654
Total Shares and Deposits < 1 Year
38,447,294
Total Shares and Deposits 1 3 Years
1,462,360
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
6,655,808
Total Uninsured Shares and Deposits > $250K (F+J)
6,655,808
Total Insured Shares and Deposits > $250K (item 17 less item K)
33,253,846
Total Interest Expense (Sum of items 6 8)
607,037
Share Certificates
263
Number of Accounts for Share Drafts
1,363
IRA KEOGH Accounts
35
Number of Accounts for Regular Shares
3,777
Non Member Deposits
3
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
4,623,439
Total Liabilities
40,357,835
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Roswell Community Federal Credit UnionIs Roswell Community Federal Credit Union a safe place to deposit money?Yes, Roswell Community Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 3.9835927401773%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Roswell Community Federal Credit Union operate?Roswell Community Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Roswell Community Federal Credit Union?Yes, to access services at Roswell Community Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Roswell Community Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Roswell Community Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Roswell Community Federal Credit Union offer online and mobile banking?Most modern institutions like Roswell Community Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.roswellcu.org. Current Roswell Community Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
Berea Federal Credit Union
Oregon State Credit Union
Novation Credit Union
Utility Employees Federal Credit Union
1st MidAmerica Credit Union
Prospectors Federal Credit Union
First Area Credit Union
Berkeley Community Federal Credit Union
Port Washington Federal Credit Union
Philadelphia Federal Credit Union
United Catholics Federal Credit Union
Omaha Firefighters Credit Union
Oak Lawn Municipal Employees Credit Union
Community Choice Credit Union Commerce City, CO
Chicago Avenue Garage Federal Credit Union
IBEW 141 Federal Credit Union
Enterprise Credit Union
WEOKIE Federal Credit Union
WTNM Atlantic Federal Credit Union
Credit Union of Richmond
Members Community Credit Union
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
