Independence Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Independence BankToday's 12-month CD rates can be found at 0.02%, 6-month CD rates at 4.60% and 3-month CD rates at 2.52%. Current savings rates are at 0.05% and money market rates are at 0.50%. Mortgage rates today on 30-year fixed loans are around 6.77%. Credit Card rates are at 19.49%. Personal Loan rates are at 10.00%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Independence Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Independence Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Independence Bank CD rates. You can also compare Independence Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Independence Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Independence Bank? Share your experience about Independence Bank by leaving a review below, or read customer reviews before you decide to use Independence Bank.

Independence Bank Texas Ratio

Independence Bank's Texas Ratio is at 3.21%, which is considered excellent. The Texas Ratio for Independence Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Independence Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Independence Bank
435 3rd St
Havre, MT 59501
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare Independence Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Landmark Credit Union
Landmark Credit Union
Premium Checking
7.50%
$0
First FarmBank
First FarmBank
12-Month CD
4.00%
$1,000
Susser Bank
Susser Bank
12-Month CD
4.00%
$1,000
Yakima Federal S&L
Yakima Federal S&L
12-Month CD
4.00%
$500
VirtualBank
VirtualBank
18-Month CD
3.87%
$0
Guardian Credit Union Montgomery, AL
Guardian Credit Union Montgomery, AL
12-Month CD
3.80%
$500
Mid-America Bank
Mid-America Bank
24-Month CD
3.79%
$500
Gainey Business Bank
Gainey Business Bank
48-Month CD
3.66%
$5,000
Interstate Bank
Interstate Bank
12-Month CD
3.55%
$500
Franklin SB Franklin, NH
Franklin SB Franklin, NH
6-Month CD
3.50%
$2,000
FSB of Randolph County
FSB of Randolph County
24-Month CD
3.35%
$500
Empower Federal Credit Union
Empower Federal Credit Union
12-Month CD
3.30%
$500
Hinsdale Bank & Trust Company
Hinsdale Bank & Trust Company
26-Month CD
3.20%
$1,000
First Financial of Maryland FCU
First Financial of Maryland FCU
36-Month CD
3.00%
$500
Mauch Chunk Trust Company
36-Month CD
2.83%
$500
First Citizens State Bank
First Citizens State Bank
48-Month CD
2.80%
$1,000
The Bank of the West
The Bank of the West
24-Month CD
2.53%
$1,000
South Georgia Banking Company
South Georgia Banking Company
36-Month CD
2.52%
$1,000
Murray Bank
Murray Bank
24-Month CD
2.25%
$1,000
First Security B&T Co. IA
First Security B&T Co. IA
48-Month CD
2.24%
$2,500
CNB Bank Berkeley Springs, WV
CNB Bank Berkeley Springs, WV
18-Month CD
2.00%
$500
Southwest Missouri Bank
Southwest Missouri Bank
48-Month CD
2.00%
$500
Paramount Bank
Paramount Bank
18-Month CD
1.80%
$1,000
Capon Valley Bank
Capon Valley Bank
24-Month CD
1.76%
$500
Community Bank Owatonna
Community Bank Owatonna
36-Month CD
1.30%
$1,000
First Federal S&L Pascagoula, MS
First Federal S&L Pascagoula, MS
24-Month CD
1.25%
$10,000
Bank of Easton
Bank of Easton
18-Month CD
1.25%
$500
First Security State Bank Evansdale, IA
First Security State Bank Evansdale, IA
36-Month CD
1.05%
$1,000
Everett Co-operative Bank
Everett Co-operative Bank
24-Month CD
1.00%
$500
Longview Bank
Longview Bank
Money Market
1.00%
$25,000
Haddon Savings Bank
Haddon Savings Bank
Checking
0.70%
$50
Federation Bank
Federation Bank
18-Month CD
0.60%
$500
Mercer Savings Bank
Mercer Savings Bank
60-Month CD
0.55%
$100
Timberland Bank
Timberland Bank
Non-Profit Money Market
0.50%
$0
Denison State Bank
Denison State Bank
Regular Savings
0.40%
$100
Elkhorn Valley Bank & Trust
Elkhorn Valley Bank & Trust
Money Market
0.40%
$0
The Union Bank Company
The Union Bank Company
48-Month CD
0.35%
$500
Johnson State Bank
Johnson State Bank
Savings
0.20%
$10
Eastern Bank
Eastern Bank
48-Month CD (Business Select)
0.20%
$500
Circuit Federal Credit Union
Circuit Federal Credit Union
Platinum Money Market
0.15%
$50,000
American National Bank - Fox Cities
American National Bank - Fox Cities
Money Market
0.14%
$0
Bank of Kampsville
Bank of Kampsville
Money Market
0.10%
$2,500
RBT Rollstone B&T
RBT Rollstone B&T
Prime Saver Savings
0.10%
$100
The Peoples S&L Co.
The Peoples S&L Co.
Statement Savings
0.10%
$10
The Honesdale National Bank
The Honesdale National Bank
Statement Saving
0.10%
$100
Home Loan SB
Home Loan SB
Statement Savings
0.07%
$100
Franklin SB Franklin, NH
Franklin SB Franklin, NH
Money Market Advantage
0.05%
$1
Northfield Bank
Northfield Bank
Premier Savings
0.05%
$300
Sugar River Bank
Sugar River Bank
Money Market
0.05%
$1,000
Kearny Bank
Kearny Bank
Statement Savings
0.05%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates February 19, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.125%
5.230%
0.000
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.500%
5.614%
0.000
5.500%
5.654%
0.000
30-Year Fixed
5.560%
5.730%
0.000
5.750%
5.756%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.750%
5.793%
0.000
5.625%
5.797%
0.000
5.750%
5.801%
0.000
5.750%
5.801%
0.000
15-Year Fixed
5.750%
5.806%
0.000
10-Year Fixed (Power Rate)
5.500%
5.814%
0.000
5.500%
5.820%
0.000
5.750%
5.832%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Independence Bank rate data right now, check back for updates, we are adding rates all the time.

Independence Bank Information

Independence Bank
435 3rd St
Havre, MT 59501
Hill
Established Date: 03/12/1973
FDIC Certificate #: 20989
Date of FDIC Deposit Insurance: 03/12/1973
Bank Holding Company: MONTANA SECURITY INC
How Many Domestic U.S. Offices? 10
How Many Branches are There? 10
Is Independence Bank FDIC Insured? Yes
What is Independence Bank's Cert number? 20989
What is the maximum amount for insured deposits? $250,000 per holder, per account

Independence Bank Financials

Total Assets:
$1,194,303,000
Total Deposits:
$1,047,458,000
Equity Capital:
$127,938,000
Domestic Deposits:
$1,047,458,000
Net Income:
$4,027,000
Return on Assets:
1.5362%
Quarterly Return on Assets:
1.3500%
Pretax Return on Assets:
1.8251%
Pretax Quarterly Return on Assets:
1.8300%
Return on Equity:
15.5000%
Quarterly Return on Equity:
12.4900%
Common Equity Tier 1 Capital Ratio:
14.9009%
Tier 1 Risk-Based Capital Ratio:
14.9009%
Leverage Tier 1 (Core Capital) Ratio:
12.4176%
Total Risk-Based Capital Ratio (YTD):
16.1233%
Total Interest Income (YTD):
5.1405%
 
 
Headquarters:
Havre
FDIC Field Office:
Billings
Regulator:
FDIC
County:
Hill
# of Offices:
10
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
San Francisco
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Long term home mortgage rates are unchanged today. Shorter term adjustable mortgage rates are mostly lower, following Treasury yields lower. Conforming 30 year home mortgage rates are averaging 4.44 percent, unchanged from yesterday’s 30 year mortgage rate. 30 year home mortgage rates in Kansas are higher than the national average 30 year mortgage rate. Current 30 year mortgage rates in Kansas are averaging 4.46 percent.
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