Century Next Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 3.96%, 6-month CD rates at 1.52% and 3-month CD rates at 3.75%. Current savings rates are at 0.25% and money market rates are at 1.76%. Mortgage rates today on 30-year fixed loans are around 6.93%. Credit Card rates are at 19.49%. Personal Loan rates are at 14.85%. All these rates, and more, can be found in our database of rates. Century Next Bank's savings rates are at 0.50%. Century Next Bank's money market rates are at 3.75%.

Century Next Bank

To see how these rates compare to Century Next Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Century Next Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Century Next Bank CD rates. You can also compare Century Next Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Century Next Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Century Next Bank? Share your experience about Century Next Bank by leaving a review below, or read customer reviews before you decide to use Century Next Bank.

Century Next Bank Texas Ratio

Century Next Bank's Texas Ratio is at 4.33%, which is considered excellent. The Texas Ratio for Century Next Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Century Next Bank is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
0.50%
MMA
3.75%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Century Next Bank
505 N Vienna St
Ruston, LA 71270
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

Century Next Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Century Next Bank
Century Next Bank
Priority Checking
7.00%
$50
Century Next Bank
Century Next Bank
Premier Money Market
3.75%
$100,000
Century Next Bank
Century Next Bank
Priority Savings
3.00%
$50
Century Next Bank
Century Next Bank
Regular Savings
0.50%
$50

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Century Next Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
My eBanc, a division of Bradesco Bank
My eBanc, a division of Bradesco Bank
6-Month CD (Jumbo)
4.40%
$50,000
Bogota Savings Bank
Bogota Savings Bank
18-Month CD
4.05%
$1,000
Genesis Bank
Genesis Bank
24-Month CD
4.00%
$1,000
Pentucket Bank
Pentucket Bank
18-Month CD
4.00%
$500
Bank of Magnolia
Bank of Magnolia
12-Month CD
4.00%
$1,000
United Valley Bank
United Valley Bank
3-Month CD
4.00%
$500
Citizens-Farmers Bank of Cole Camp
Citizens-Farmers Bank of Cole Camp
12-Month CD
3.94%
$1,000
Kish Bank
Kish Bank
18-Month CD
3.90%
$2,000
Bank Five Nine
Bank Five Nine
12-Month CD
3.60%
$1,000
FNB of Bangor
FNB of Bangor
18-Month CD
3.55%
$1,000
Gainey Business Bank
Gainey Business Bank
36-Month CD
3.51%
$5,000
Perryton National Bank
Perryton National Bank
36-Month CD
3.38%
$500
Meridian Bank
Meridian Bank
24-Month CD
3.35%
$500
Circuit Federal Credit Union
Circuit Federal Credit Union
6-Month CD
3.35%
$1,000
BankVista
BankVista
18-Month CD
3.16%
$1,000
Circuit Federal Credit Union
Circuit Federal Credit Union
24-Month CD
3.04%
$1,000
F&M State Bank Winterset, IA
F&M State Bank Winterset, IA
18-Month CD (Jumbo)
3.01%
$100,000
First National Bank of Michigan
First National Bank of Michigan
18-Month CD
2.78%
$2,500
Longview Bank
Longview Bank
3-Month CD
2.75%
$500
Farmers State Bank Yale, IA
Farmers State Bank Yale, IA
18-Month CD
2.57%
$500
United Savings Bank Philadelphia, PA
United Savings Bank Philadelphia, PA
12-Month CD
2.50%
$1,000
Institution for Savings
Institution for Savings
Diamond Savings
1.80%
$25,000
Essex Savings Bank
Essex Savings Bank
18-Month CD
1.79%
$500
Alva State Bank & Trust Company
Alva State Bank & Trust Company
Kasasa Savings
1.75%
$0
San Luis Valley Federal Bank
San Luis Valley Federal Bank
24-Month CD
1.69%
$1,000
La Salle State Bank
La Salle State Bank
30-Month CD
1.51%
$1,000
FNB Bank, Inc. Romney, WV
FNB Bank, Inc. Romney, WV
30-Month CD
1.50%
$1,000
FNB of Groton
FNB of Groton
60-Month CD
1.41%
$1,000
Republic Bank of Chicago
Republic Bank of Chicago
24-Month CD
1.25%
$1,000
Century Bank of Florida
Century Bank of Florida
Money Market
1.00%
$25,000
The MINT National Bank
The MINT National Bank
MonuMINT Savings
1.00%
$0
First Internet Bank of Indiana
First Internet Bank of Indiana
Free Savings
0.81%
$25
First Bank Burkburnett, TX
First Bank Burkburnett, TX
3-Month CD
0.80%
$1,000
F&M Union Bank
Statement Savings
0.75%
$0
Citizens-Farmers Bank of Cole Camp
Citizens-Farmers Bank of Cole Camp
Regular Savings
0.65%
$10
Magnolia Bank Elizabethtown, KY
Magnolia Bank Elizabethtown, KY
36-Month CD
0.60%
$500
Silver Lake Bank
Silver Lake Bank
Money Market
0.60%
$0
Ballston Spa National Bank
Ballston Spa National Bank
Diamond Money Market
0.60%
$50,000
Community National Bank (VT)
Community National Bank (VT)
24-Month CD
0.59%
$2,500
PyraMax Bank
PyraMax Bank
48-Month CD
0.50%
$1,000
First Community Bank of Hillsboro
First Community Bank of Hillsboro
Business Money Market
0.25%
$100,000
Canton Co-operative Bank
Canton Co-operative Bank
Savings
0.15%
$0
Wells River Savings Bank
Wells River Savings Bank
3-Month CD
0.15%
$200
Stock Exchange Bank, Caldwell, KS
Stock Exchange Bank, Caldwell, KS
Regular Passbook Savings
0.13%
$100
Home Federal S&L of Niles
Home Federal S&L of Niles
Statement Savings
0.10%
$50
Nebraska Bank of Commerce
Nebraska Bank of Commerce
Savings
0.10%
$0
First Commerce Bank Lewisburg, TN
First Commerce Bank Lewisburg, TN
Rate Climber Money Market
0.05%
$0
PNB Peshtigo National Bank
PNB Peshtigo National Bank
Regular Savings
0.05%
$1
Circuit Federal Credit Union
Circuit Federal Credit Union
Savings
0.05%
$5
1st United Credit Union
1st United Credit Union
Regular Savings
0.03%
$5
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates June 23, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.494%
0.000
4.750%
5.507%
0.000
5.375%
5.525%
0.750
5.000%
5.531%
0.000
5.250%
5.545%
1.000
5.500%
5.569%
0.000
5.500%
5.614%
0.000
5.250%
5.629%
2.000
5.500%
5.637%
0.000
5.625%
5.693%
0.000
5.500%
5.728%
1.125
30-Year Fixed
5.560%
5.730%
0.000
5.500%
5.759%
0.000
15-Year Fixed Jumbo
5.750%
5.776%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.250%
5.791%
2.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Century Next Bank Information

Century Next Bank
505 N Vienna St
Ruston, LA 71270
Lincoln
Established Date: 01/01/1905
FDIC Certificate #: 29700
Date of FDIC Deposit Insurance: 08/09/1989
Bank Holding Company: CENTURY NEXT FINANCIAL CORP
How Many Domestic U.S. Offices? 7
How Many Branches are There? 7
Is Century Next Bank FDIC Insured? Yes
What is Century Next Bank's Cert number? 29700
What is the maximum amount for insured deposits? $250,000 per holder, per account

Century Next Bank Financials

Total Assets:
$793,443,000
Total Deposits:
$705,091,000
Equity Capital:
$82,047,000
Domestic Deposits:
$705,091,000
Net Income:
$2,789,000
Return on Assets:
0.9461%
Quarterly Return on Assets:
1.4300%
Pretax Return on Assets:
1.7671%
Pretax Quarterly Return on Assets:
1.7700%
Return on Equity:
8.8900%
Quarterly Return on Equity:
13.8300%
Leverage Tier 1 (Core Capital) Ratio:
10.4806%
Total Interest Income (YTD):
5.7132%
 
 
Headquarters:
Ruston
FDIC Field Office:
Shreveport
Regulator:
OCC
County:
Lincoln
# of Offices:
7
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
Dallas
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

The future direction of interest rates has all eyes remaining on the Fed. The most recent Fed alert was yesterday's release of meeting minutes which showed the Fed staying the course on interest rates for now.
Today's average 30 year mortgage rate is 4.99 percent, up slightly from yesterday's average 30 year rate of 4.98 percent. 30 year mortgage rates and refinancing rates in New York are higher than the national average. Current New York Rates are averaging 5.11 percent.

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