American National Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

Today's 12-month CD rates can be found at 4.25%, 6-month CD rates at 0.65% and 3-month CD rates at 2.00%. Current savings rates are at 0.25% and money market rates are at 0.10%. Mortgage rates today on 30-year fixed loans are around 6.79%. Credit Card rates are at 18.00%. Personal Loan rates are at 11.50%. All these rates, and more, can be found in our database of rates. American National Bank's money market rates are at 4.00%.

American National Bank

To see how these rates compare to American National Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from American National Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with American National Bank CD rates. You can also compare American National Bank savings rates, MMA rates and mortgage rates using our other rate lists.

American National Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at American National Bank? Share your experience about American National Bank by leaving a review below, or read customer reviews before you decide to use American National Bank.

American National Bank Texas Ratio

American National Bank's Texas Ratio is at 4.54%, which is considered excellent. The Texas Ratio for American National Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, American National Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate

APY/APR

vs Avg

12-Month CD

N/A

2.52%

18-Month CD

N/A

2.27%

24-Month CD

N/A

2.26%

36-Month CD

N/A

2.19%

48-Month CD

N/A

2.14%

60-Month CD

N/A

2.29%

Savings

N/A

0.63%

MMA

4.00%

0.88%

30-Year Fixed

N/A

6.84%

Credit Card

N/A

14.10%

Personal Loan

N/A

11.27%

American National Bank

8990 W Dodge Rd
Omaha, NE 68114

https://www.american.bank

MonitorBankRates' Rating

5/5

★★★★★

Review American National Bank

American National Bank CD Rates and Interest Rates

American National Bank

Money Market

4.00%

$25,000

Disclaimer

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare American National Bank Rates with Other Competitive Bank and Credit Union Rates

All America Bank

6-Month CD

4.15%

$500

Bank5 Connect

Accelerator Money Market

3.96%

$5,000

Abbey Credit Union

24-Month CD

3.85%

$500

Randolph Brooks FCU

12-Month CD

3.85%

$1,000

1st Advantage Bank

12-Month CD

3.75%

$500

HSBC Bank USA

Premier Relationship Savings

3.70%

Everence Trust Company

12-Month CD

3.70%

$500

GTE Financial Credit Union

12-Month CD

3.66%

$500

Round Top State Bank

12-Month CD

3.60%

$1,000

Premier Bank Omaha, NE

12-Month CD

3.55%

$1,000

First National Bank of Eastern Arkansas

24-Month CD

3.50%

$1,000

CSB Norwood Young America

12-Month CD

3.19%

$500

M.Y. Safra Bank

48-Month CD

3.00%

$500

Methuen Co-operative Bank

18-Month CD

3.00%

$1,000

Santander Bank

6-Month CD

3.00%

$500

AAA Federal Credit Union

12-Month CD

2.95%

$500

First National Bank in Ord

12-Month CD (Jumbo)

2.78%

$100,000

Ladysmith Federal S&L

Christmas Club Savings

2.75%

Premier Bank Dubuque, IA

60-Month CD

2.50%

$1,000

New Tripoli Bank

48-Month CD

2.50%

$500

Ladysmith Federal S&L

36-Month CD

2.47%

$1,000

Lowell Five SB

48-Month CD

2.30%

$500

Bank of Canton

36-Month CD

2.25%

$1,000

Osgood Bank

24-Month CD

2.02%

$1,000

Achieve Financial Credit Union

12-Month CD

2.02%

$1,000

Bank 21

Money Market

1.75%

$1,000

TrustCo Bank

12-Month CD

1.50%

$500

Connex Credit Union

24-Month CD

1.50%

$500

Pathfinder Bank

48-Month CD

1.10%

$1,000

Bank of Botetourt

60-Month CD

1.00%

$500

First State Bank and Trust

6-Month CD

0.95%

$2,500

Fidelity State Bank and Trust Company

Money Market Maximum

0.90%

$100,000

5Star Bank

Basic Savings

0.75%

The Harrison B&L Assoc.

60-Month CD

0.75%

$1,000

First Federal Community Bank N.A.

60-Month CD

0.70%

$500

Peoples Trust Co. of St. Albans

24-Month CD

0.60%

$500

Ballston Spa National Bank

Diamond Money Market

0.60%

$50,000

Mercer Savings Bank

60-Month CD

0.55%

$100

Empower Federal Credit Union

Membership Share Savings

0.55%

Farmers State Bank of Alto Pass, Ill.

36-Month CD

0.50%

$1,000

Kearney Trust Company

Savings

0.50%

JVB Juniata Valley Bank

Money Market

0.50%

$1,000

BankWest Of Kansas

24-Month CD

0.40%

802 Credit Union

Regular Savings

0.40%

Eagle Bank Everett, MA

18-Month CD

0.35%

$500

Cape Ann Savings Bank

NOW Checking

0.25%

$100

Greene County Commercial Bank

9-Month CD

0.25%

$1,000

Murray Bank

Statement Savings

0.20%

$50

Bank Five Nine

First Rate Money Market

0.08%

$2,500

First Commercial Bank, N.A.

Interest Checking

0.05%

$1,500

Disclaimer

Mortgage Rates June 15, 2025

1st Northern California Credit Union

7-Year Fixed

3.990%

4.357%

0.750

1st Northern California Credit Union

10-Year Fixed

4.250%

4.514%

0.750

1st Northern California Credit Union

15-Year Fixed

4.500%

4.685%

0.750

Americas First Federal Credit Union

15-Year Fixed

5.560%

5.250%

0.000

Lakewood Credit Union

15 Year Fixed

5.300%

5.390%

0.000

Pioneer Federal Credit Union

15-Year Fixed

5.250%

5.491%

0.000

State Employees Credit Union

10-Year Fixed

5.300%

5.494%

0.000

North Carolina Press Association Federal Credit Union

10 Year Fixed

5.300%

5.494%

0.000

Savings Bank of Danbury

5/1 ARM

4.750%

5.507%

0.000

1st Northern California Credit Union

15-Year Fixed (Jumbo)

5.375%

5.525%

0.750

Savings Bank of Danbury

7/1 ARM

5.000%

5.531%

0.000

DCU Digital Federal Credit Union

10-Year Fixed

5.250%

5.545%

1.000

First FSB of Champaign Urbana

10-Year Fixed

5.500%

5.569%

0.000

Mutual Security Credit Union

5/1 ARM

5.500%

5.614%

0.000

Hatboro Federal Savings

15-Year Fixed

5.250%

5.629%

2.000

State Employees Credit Union

15-Year Fixed

5.500%

5.637%

0.000

North Carolina Press Association Federal Credit Union

15 Year Fixed

5.500%

5.637%

0.000

North Carolina Press Association Federal Credit Union

5 Year ARM

5.500%

5.658%

0.000

Chartway Credit Union

5/1 ARM

5.625%

5.693%

0.000

DCU Digital Federal Credit Union

15-Year Fixed

5.500%

5.728%

1.125

PNB of Kewanee

30-Year Fixed

5.560%

5.730%

0.000

Piedmont Advantage Credit Union

15-Year Fixed

5.500%

5.759%

0.000

Abound Federal Credit Union

15-Year Fixed Jumbo

5.750%

5.776%

0.000

PNB of Kewanee

15-Year Fixed

5.500%

5.785%

0.000

Hatboro Federal Savings

10-Year Fixed

5.250%

5.791%

2.000

Disclaimer

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

American National Bank Information

American National Bank

8990 W Dodge Rd
Omaha, NE 68114
Douglas
Established Date: 12/02/1964
FDIC Certificate #: 19300
Date of FDIC Deposit Insurance: 12/02/1964

Bank Holding Company: AMERICAN NATIONAL CORP

How Many Domestic U.S. Offices? 37

How Many Branches are There? 37

Website: https://www.american.bank

Is American National Bank FDIC Insured? Yes

What is American National Bank's Cert number? 19300

What is the maximum amount for insured deposits? $250,000 per holder, per account

American National Bank Financials

Total Assets:

$5,138,900,000

Total Deposits:

$4,299,671,000

Equity Capital:

$439,917,000

Domestic Deposits:

$4,299,671,000

Net Income:

$12,023,000

Return on Assets:

1.4429%

Quarterly Return on Assets:

0.9600%

Pretax Return on Assets:

1.0009%

Pretax Quarterly Return on Assets:

1.0000%

Return on Equity:

17.4700%

Quarterly Return on Equity:

11.0000%

Common Equity Tier 1 Capital Ratio:

11.3312%

Tier 1 Risk-Based Capital Ratio:

11.3312%

Leverage Tier 1 (Core Capital) Ratio:

9.5368%

Total Risk-Based Capital Ratio (YTD):

12.5842%

Total Interest Income (YTD):

4.9727%

Headquarters:

Omaha

FDIC Field Office:

Omaha

Regulator:

OCC

County:

Douglas

# of Offices:

Metropolitan Statistical Area (MSA):

Omaha-Council Bluffs, NE-IA

Consolidated Metropolitan Statistical Area (CMSA):

OTS Region:

West

FDIC Region:

Kansas City

Source: FDIC Last Updated 03/31/2024

FDIC List of Troubled Banks and the Texas Ratio

The Federal Deposit Insurance Corporation (FDIC) maintains a list of problem banks that isn't published or shared with anyone else. So how can the average depositor or lender know if their bank is a problem bank about to fail?

The Texas Ratio is one measure that might offer a clue. The ratio was developed by RBC Capital Markets analyst Gerard Cassidy in the 1980's to forecast which banks could fail during the 1980's real estate bubble...Deja vu, anyone?

The ratio is devised by comparing a bank's troubled loans to its capital. If the amount of bad loans equals or exceeds its capital, a ratio of 100% or higher, the bank might not have enough capital to cover its losses related to the bad loans on its books. Updated Failed Bank List Below:

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Ten Banks Now Offering Variable Deposit Rates at 1.00 Percent or Higher

For the past year, we have seen many banks and credit unions increase savings rates and money market rates before the FOMC has increased the federal funds rate. This week there are now ten financial institutions offering variable deposit rates at 1.00 percent or higher.

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