Waterfall Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
To see how these rates compare to Waterfall Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Waterfall Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Waterfall Bank CD rates. You can also compare Waterfall Bank savings rates, MMA rates and mortgage rates using our other rate lists. Waterfall Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Waterfall Bank? Share your experience about Waterfall Bank by leaving a review below, or read customer reviews before you decide to use Waterfall Bank. Waterfall Bank Texas Ratio Waterfall Bank's Texas Ratio is at 0.00%, which is considered excellent. The Texas Ratio for Waterfall Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Waterfall Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. Compare Waterfall Bank Rates with Other Competitive Bank and Credit Union Rates
Presidential Bank
Advantage Savings
4.50%
$100
SFGI Direct
Savings
4.26%
$1
Education Credit Union
12-Month CD
4.25%
$500
MapleMark Bank
12-Month CD
4.15%
$25,000
Security Bank Tulsa, OK
24-Month CD
4.06%
$2,000
Show More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates April 22, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Our apologies, we do not have Waterfall Bank rate data right now, check back for updates, we are adding rates all the time. Waterfall Bank InformationWaterfall Bank
500 Mclennan StClearwater, FL 33756 Pinellas Established Date: 09/20/2021 FDIC Certificate #: 59265 Date of FDIC Deposit Insurance: 09/20/2021 How Many Domestic U.S. Offices? 2 How Many Branches are There? 2 Website: https://www.waterfallbank.com
Is Waterfall Bank FDIC Insured? Yes
What is Waterfall Bank's Cert number? 59265
What is the maximum amount for insured deposits? $250,000 per holder, per account
Waterfall Bank FinancialsTotal Assets:
$205,899,000
Total Deposits:
$154,973,000
Equity Capital:
$41,099,000
Domestic Deposits:
$154,973,000
Net Income:
$70,000
Return on Assets:
-0.1032%
Quarterly Return on Assets:
0.1400%
Pretax Return on Assets:
0.1996%
Pretax Quarterly Return on Assets:
0.2000%
Return on Equity:
-0.3500%
Quarterly Return on Equity:
0.6800%
Common Equity Tier 1 Capital Ratio:
28.5388%
Tier 1 Risk-Based Capital Ratio:
28.5388%
Leverage Tier 1 (Core Capital) Ratio:
25.6766%
Total Risk-Based Capital Ratio (YTD):
29.3931%
Total Interest Income (YTD):
5.7200%
Headquarters:
Clearwater
FDIC Field Office:
Tampa
Regulator:
FDIC
County:
Pinellas
# of Offices:
2
Metropolitan Statistical Area (MSA):
Tampa-St. Petersburg-Clearwater, FL
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Atlanta
Source: FDIC Last Updated 03/31/2024
Explore Other Rate Deals The downtrend for CD rates continues in 2011. CD interest rates have been on a slow painful decline for just over two years. The current national average 12 month rate is 0.671 percent today, down from the previous week’s average 12 month rate of 0.678 percent. Of course you can find 12 month rates higher than the current national average.
 New credit card rules take effect this week that were passed in the Credit Card Holders Bill of Rights this past spring. The biggest credit card change is starting on August 20, 2009, credit card companies will have to give consumers 45 days notice before raising their credit card interest rate. You have the option to turn down the new credit card rate but if you do be prepared to payoff the balance. Which you could have done in the past before this new credit card rule takes effect.
 Mortgage rates are higher today as 30 year conventional mortgage rates are back above 4.00%. Current mortgage rates on 30 year loans are averaging 4.02%, an increase from yesterday's average 30 year mortgage rate of 3.90%. Mortgage rates on 15 year home loans are averaging 3.31%, an increase from yesterday's average 15 year mortgage rate of 3.23%.
Bank or Credit Union Offers and DealsApplied Bank MMA 50K Rates now at 0.15%Mortgage Rates: Current Mortgage Rates This Week Housing Market Recovery Continues as Mortgage Rates Hit New Lows Money Market Account Rates at First Federal Savings & Loan Highest Florida Savings Yields & MMA Yields OneUnited Bank 2 Year CD Rates now at 1.05% Finworth CD Rates: Top Rate at 5.70% for 16-Month CD Hudson City Bank Internet Money Market Savings Bell Buckle, Tennessee Savings Interest Rates & Money Market Account Rates Mortgage Rates: Today's 30 Year Mortgage Rates at 5.13% and 15 Year Mortgage Rates at 4.53% Alternative Bank and Credit Union Offers to ExploreAloStar Bank of Commerce Money Market Account 50K Rates now at 0.70%FDIC List of Troubled Banks and the Texas Ratio Auto Loan Rates San Jose The Housing Market is Back Thanks to Affordable Home Prices and Low Mortgage Rates Today Best Savings Rates & MMA Rates in New York, New York My Savings Direct Savings Rates now at 1.00% TAB Bank CD Rates Changed Treasury Yields Higher on Greece Debt Deal QE3 Will Bring Even Lower CD Rates & Mortgage Rates Earn up to $250 with WTDirect’s Sign-On Bonus Waterfall Bank ReviewsThere are no reviews for Waterfall Bank yet. Feel free to create one below.
Add Your Rating and Review for Waterfall Bank
See how Waterfall Bank Compares to other banks |
Today's 12-month CD rates can be found at 1.15%, 6-month CD rates at 1.05% and 3-month CD rates at 4.11%. Current savings rates are at 0.25% and money market rates are at 0.05%. Mortgage rates today on 30-year fixed loans are around 6.68%. Credit Card rates are at 16.10%. Personal Loan rates are at 9.50%. All these rates, and more, can be found in our database of rates. 
.png)
