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Fidelity Federal S&L of Delaware Rates & Review April 2026

Fidelity Federal S&L of Delaware's 182 Day Fixed Certificates of Deposit rates are at 3.75%, 48-Month Fixed Certificates of Deposit rates are at 0.65%, 36-Month Fixed Certificates of Deposit rates are at 0.55%, 30-Month Fixed Certificates of Deposit rates are at 0.50%, 24-Month Fixed Certificates of Deposit rates are at 0.45%. Fidelity Federal S&L of Delaware's savings rates are at 0.10%. Fidelity Federal S&L of Delaware's money market rates are at 0.10%. MonitorBankRates evaluates the financial stability of Fidelity Federal S&L of Delaware with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.53%. Rates were last updated on 04/11/2026.

Fidelity Federal S&L of Delaware money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Fidelity Federal S&L of Delaware? Share your experience about Fidelity Federal S&L of Delaware by leaving a review below, or read customer reviews before you decide to use Fidelity Federal S&L of Delaware.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
1.53%
Excellent Lower than avg
Fidelity Federal S&L of Delaware
60 N Sandusky St
Delaware, OH 43015
https://www.fidfedsl.com
Member FDIC

Fidelity Federal S&L of Delaware CD Rates

Product Rate APY Term View More
182 Day Fixed Certificates of Deposit 3.68% 3.75% 182
Min Deposit $500
Min Balance $500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.53%
48 month Fixed Certificates of Deposit 0.65% 0.65% 48
Min Deposit $500
Min Balance $500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.53%
36 month Fixed Certificates of Deposit 0.55% 0.55% 36
Min Deposit $500
Min Balance $500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.53%
30 month Fixed Certificates of Deposit 0.50% 0.50% 30
Min Deposit $500
Min Balance $500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.53%
24 month Fixed Certificates of Deposit 0.45% 0.45% 24
Min Deposit $500
Min Balance $500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.53%
18 month Fixed Certificates of Deposit 0.35% 0.35% 18
Min Deposit $500
Min Balance $500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.53%
12 month Fixed Certificates of Deposit 0.25% 0.25% 12
Min Deposit $500
Min Balance $500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.53%
91 Day Fixed Certificates of Deposit 0.15% 0.15% 91
Min Deposit $2,500
Min Balance $2,500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.53%

Fidelity Federal S&L of Delaware Savings Rates

Product Rate APY View More
Passbook and Statement Savings 0.10% 0.10%
Min Deposit $25
Min Balance $25
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.53%
Statement Savings 0.10% 0.10%
Min Deposit $25
Min Balance $25
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.53%

Fidelity Federal S&L of Delaware Money Market Rates

Product Rate APY View More
Money Market Tier 4 1.98% 2.00%
Min Deposit $2,500
Min Balance $200,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.53%
Money Market Tier 3 0.20% 0.20%
Min Deposit $2,500
Min Balance $50,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.53%
Money Market Tier 2 0.15% 0.15%
Min Deposit $2,500
Min Balance $25,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.53%
Money Market Tier 1 0.10% 0.10%
Min Deposit $2,500
Min Balance $250
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.53%

Fidelity Federal S&L of Delaware Checking Rates

Product Rate APY View More
FidFed Checking Plus 0.02% 0.02%
Min Deposit $25
Min Balance $1,500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.53%
NOW Checking 0.02% 0.02%
Min Deposit $50
Min Balance $250
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.53%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Fidelity Federal S&L of Delaware is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Fidelity Federal S&L of Delaware rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Fidelity Federal S&L of Delaware's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Fidelity Federal S&L of Delaware
Bank Holding Company FIDELITY FS&LA MHC
Address 60 N Sandusky St, Delaware, OH 43015  ·  Delaware
FDIC Certificate # 29521
Established 01/01/1887
FDIC Insurance Date 08/09/1989
Domestic Offices 2
Total Branches 2
Regulator OCC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 99/100
5.0
Exceptional Out of 5.0 Stars
1.53%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) -0.2810%
Return on Equity (ROE) -2.1700%
Non-Performing Loans (NPL) 0.18%
Total Assets $131,018,000
Total Deposits $97,466,000
Equity Capital $18,881,000
Net Income $-42,000
Headquarters Delaware
Total Offices 2
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

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Frequently Asked Questions About Fidelity Federal S&L of Delaware

Is Fidelity Federal S&L of Delaware a safe place to deposit money?

Yes, Fidelity Federal S&L of Delaware is considered a safe financial institution. With a Texas Ratio of 1.5341791817711%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Fidelity Federal S&L of Delaware operate?

Fidelity Federal S&L of Delaware currently maintains approximately 2 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Fidelity Federal S&L of Delaware does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Fidelity Federal S&L of Delaware provides members with tools to manage their accounts and build a solid financial history.

Does Fidelity Federal S&L of Delaware offer online and mobile banking?

Most modern institutions like Fidelity Federal S&L of Delaware provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.fidfedsl.com.

Current Fidelity Federal S&L of Delaware Rates

  • 12-Month CD0.25%
  • 18-Month CD0.35%
  • 24-Month CD0.45%
  • 36-Month CD0.55%
  • 48-Month CD0.65%
  • Savings0.10%
  • MMA0.10%
Retrieved from our database of financial products. Rates subject to change.