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Old National Bank Rates & Review July 2026

Old National Bank's 4-Months 4-month CD rates are at 4.00%. MonitorBankRates evaluates the financial stability of Old National Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.09%. Rates were last updated on 07/11/2026.

Old National Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Old National Bank? Share your experience about Old National Bank by leaving a review below, or read customer reviews before you decide to use Old National Bank.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 97/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
5.09%
Excellent Lower than avg
Old National Bank
1 Main St
Evansville, IN 47708
https://www.oldnational.com
Member FDIC

Old National Bank CD Rates

Product Rate APY Term View More
4-month CD - 4.00% 4 months
Min Deposit $500
Details Advertised interest rate of 3.93% (4.00% Annual Percentage Yield (APY)) is for a new 4-month certificate of deposit (CD) with balances of $500 or more. CD rates are fixed upon opening the account. APYs assume money stays on deposit until CD maturity date. An early withdrawal penalty may be assessed and may decrease earnings. If you close the account before interest is credited, you will not receive the accrued interest. Upon maturity the CD will automatically renew for a successive term based on the term, minimum balance, and other features of the 3-month certificate of deposit available at that time. Due to market conditions, there may be times when there is little to no difference in the interest rate and Annual Percentage Yield (APY) earned in each tier. ONB may change the interest rate and APY based on account balances at our sole discretion. For more information regarding interest rates and APYs in effect at the time of CD renewal, please contact your local banker. Public funds, institutional funds and brokered CDs are not eligible for advertised APYs.
Last Updated 07/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.09%

Old National Bank Checking Rates

Product Rate APY View More
ONB Preferred Checking - 0.01%
Min Deposit $50
Details Interest-bearing account, the interest rate and annual percentage yield may change. Fees may reduce earnings on this account. If account is closed within 180 days, a $25 fee will be assessed.
Last Updated 07/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.09%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Old National Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Old National Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Old National Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Old National Bank
Bank Holding Company OLD NATIONAL BCORP
Address 1 Main St, Evansville, IN 47708  ·  Vanderburgh
FDIC Certificate # 3832
Established 08/27/1907
FDIC Insurance Date 01/01/1934
Domestic Offices 361
Total Branches 361
Regulator OCC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 97/100
5.0
Exceptional Out of 5.0 Stars
5.09%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.3486%
Return on Equity (ROE) 12.4500%
Non-Performing Loans (NPL) 0.37%
Total Assets $71,771,976,000
Total Deposits $55,594,013,000
Equity Capital $8,112,742,000
Net Income $745,732,000
Headquarters Evansville
Total Branches and Offices 361
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

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Total Reviews
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Frequently Asked Questions About Old National Bank

How many branches does Old National Bank operate?

Old National Bank currently maintains approximately 361 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Old National Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Old National Bank provides members with tools to manage their accounts and build a solid financial history.

Does Old National Bank offer online and mobile banking?

Most modern institutions like Old National Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.oldnational.com.