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Old National Bank Rates and Review January 2026

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Old National Bank

To see how these rates compare to Old National Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Old National Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Old National Bank CD rates. You can also compare Old National Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Old National Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Old National Bank? Share your experience about Old National Bank by leaving a review below, or read customer reviews before you decide to use Old National Bank.

Old National Bank Texas Ratio

Old National Bank's Texas Ratio is at 8.42%, which is considered excellent. The Texas Ratio for Old National Bank is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

MonitorBankRates Rating

5.0
Excellent
Out of 5.0 Stars

Old National Bank has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Overall, Old National Bank is a excellent bank worth considering, with an overall rating of 5.0 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
7.90%
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Old National Bank
1 Main St
Evansville, IN 47708
Member FDIC
MonitorBankRates
Official Financial Rating
5.0
★★★★★
EXCELLENT
🏆

Banks:
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Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
30-Year Fixed FHA
5.875%
7.902%
0.000
30-Year Fixed Jumbo
6.250%
6.261%
0.000
30-Year Fixed
6.000%
6.048%
0.000
5/6 SOFR ARM Jumbo
5.750%
5.761%
0.000
15-Year Fixed
5.500%
5.579%
0.000

Compare Old National Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Northeast Bank Portland, ME
Northeast Bank Portland, ME
6-Month CD
3.95%
$5,000
Landmark Credit Union
Landmark Credit Union
36-Month CD
3.90%
$500
The Corner Stone Bank
The Corner Stone Bank
18-Month CD
3.85%
$1,000
Quaint Oak Bank
Quaint Oak Bank
6-Month CD
3.75%
$500
Customers Bank
Customers Bank
3-Month CD
3.60%
$500
Yakima Federal S&L
Yakima Federal S&L
6-Month CD
3.50%
$500
Huron Valley State Bank
Huron Valley State Bank
24-Month CD
3.49%
$500
First National Bank in Olney
First National Bank in Olney
30-Month CD
3.45%
$500
Monroe Federal S&L
Monroe Federal S&L
24-Month CD
3.40%
$1,000
Liberty Bank Poulsbo, WA
Liberty Bank Poulsbo, WA
12-Month CD (Jumbo)
3.30%
$100,000
Ergo Bank
Ergo Bank
18-Month CD
3.28%
$500
Ponce Bank
Ponce Bank
36-Month CD
3.25%
$1,000
Heritage Bank of St Tammany
Heritage Bank of St Tammany
60-Month CD
3.05%
$500
Citizens State Bank Somerville, TX
Citizens State Bank Somerville, TX
18-Month CD
2.83%
$1,000
Farmers State Bank Center, TX
Farmers State Bank Center, TX
48-Month CD
2.73%
$1,000
First National Bank in Marlow
First National Bank in Marlow
18-Month CD
2.70%
$500
Henderson FSB
Henderson FSB
6-Month CD
2.57%
$500
4U Federal Credit Union
4U Federal Credit Union
24-Month CD
2.53%
$1,000
The Bank of Princeton
The Bank of Princeton
12-Month CD
2.50%
$500
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
Money Market (Member Advantage)
2.43%
$25,000
FSB of St. Charles, MO
FSB of St. Charles, MO
6-Month CD
2.40%
$1,000
TD Bank
TD Bank
60-Month CD
2.25%
$250
Security Bank Laurel, NE
Security Bank Laurel, NE
36-Month CD
2.03%
$1,000
Fox Valley Savings Bank
Fox Valley Savings Bank
12-Month CD
2.00%
$500
Ohio Valley Bank Co.
Ohio Valley Bank Co.
Money Market
2.00%
$10,000
Bank of Hindman
Bank of Hindman
24-Month CD
1.51%
$1,000
North Shore Trust and Savings
North Shore Trust and Savings
48-Month CD
1.46%
$1,000
Jovia Federal Credit Union
Jovia Federal Credit Union
24-Month CD
1.25%
$100
Touchmark Bank
Touchmark Bank
Business Platinum Money Market
1.25%
$100
Community Bank Mankato
Community Bank Mankato
Blue Chip Money Market
1.10%
$25,000
Farmers State Bank (Marion, IA)
Farmers State Bank (Marion, IA)
60-Month CD
1.05%
$1,000
Huron Valley State Bank
Huron Valley State Bank
Statement Savings
1.00%
$1
First FSB of Kentucky
First FSB of Kentucky
60-Month CD
1.00%
$500
PennCrest Bank
PennCrest Bank
12-Month CD
1.00%
$1,000
State Bank of Scotia
State Bank of Scotia
Savings
1.00%
$0
North Star Bank
North Star Bank
Money Market
0.90%
$1,000
Bangor Savings Bank
Bangor Savings Bank
60-Month CD
0.75%
$500
Century SLA
Century SLA
Money Market
0.75%
$100,000
Grand Valley Bank
Grand Valley Bank
Savings
0.50%
$100
Hometown National Bank
Hometown National Bank
Statement Savings
0.50%
$1,000
Pathfinder Bank
Pathfinder Bank
Money Market
0.20%
$2,500
Shelby County State Bank
Shelby County State Bank
Statement Savings
0.15%
$10
Massena Savings and Loan
Massena Savings and Loan
Savings
0.10%
$1
Seamens Bank
Seamens Bank
Savings
0.10%
$1
Associated Bank
Associated Bank
60-Month CD
0.10%
$1,000
The Honesdale National Bank
The Honesdale National Bank
Statement Saving
0.10%
$100
Franklin SB Franklin, NH
Franklin SB Franklin, NH
Money Market Advantage
0.05%
$1
Washington Financial Bank
Washington Financial Bank
Statement Savings
0.05%
$2,500
Milford Bank
Milford Bank
Sound Money Market
0.02%
$5
University Federal Credit Union
University Federal Credit Union
Savings
0.01%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
30-Year Fixed FHA
5.875%
7.902%
0.000
4.240%
7.689%
0.000
4.240%
7.689%
0.000
5.750%
7.634%
0.000
4.740%
7.533%
0.000
4.740%
7.533%
0.000
20 Year Fixed
7.125%
7.527%
0.000
30-Year Fixed
7.250%
7.402%
0.000
6.250%
7.325%
0.000
6.250%
7.325%
0.000
6.999%
7.235%
0.000
7.000%
7.168%
0.000
30-Year Fixed
7.125%
7.126%
0.000
7/1 ARM
7.000%
7.111%
0.000
20-Year Fixed
6.800%
6.993%
0.000
6.750%
6.880%
0.000
5/1 ARM
6.750%
6.859%
0.000
30-Year Fixed Jumbo
6.750%
6.825%
0.000
30-Year Fixed Jumbo
6.625%
6.809%
0.000
30-Year Fixed
6.750%
6.750%
0.000
6.500%
6.748%
0.000
6.740%
6.723%
0.000
6.750%
6.697%
0.000
30 Year Fixed
6.375%
6.670%
0.000
6.375%
6.662%
0.000
6.500%
6.648%
0.000
6.500%
6.630%
0.000
20 Year Fixed
6.500%
6.628%
0.000
15-Year Fixed
6.625%
6.627%
0.000
20-Year Fixed
6.625%
6.626%
0.000
30 Year Fixed
6.500%
6.597%
0.000
6.525%
6.595%
0.000
6.500%
6.595%
0.000
6.500%
6.582%
0.000
5.250%
6.580%
0.000
30-Year Fixed
6.500%
6.559%
0.000
6.375%
6.556%
0.000
30-Year Fixed Jumbo
6.500%
6.553%
0.000
5/1 ARM (Jumbo)
6.500%
6.546%
0.000
30-Year Fixed (Jumbo)
6.500%
6.546%
0.000
6.375%
6.544%
0.000
6.125%
6.526%
0.000
30-Year Fixed
6.500%
6.512%
0.000
30-Year Fixed
6.375%
6.504%
0.000
15-Year Fixed
6.500%
6.500%
0.000
6.375%
6.498%
0.000
6.300%
6.498%
0.000
15-Year Fixed Jumbo
6.250%
6.481%
0.000
5.625%
6.461%
0.000
6.375%
6.460%
0.000
View 50 More

Bank Profile & Overview

Old National Bank
1 Main St
Evansville, IN 47708
Vanderburgh
Established Date: 08/27/1907
FDIC Certificate #: 3832
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: OLD NATIONAL BCORP
How Many Domestic U.S. Offices? 270
How Many Branches are There? 294
Is Old National Bank FDIC Insured? Yes
What is Old National Bank's Cert number? 3832
What is the maximum amount for insured deposits? $250,000 per holder, per account

Financial Health & Assets

Total Assets:
$49,245,372,000
Total Deposits:
$38,020,718,000
Equity Capital:
$5,520,620,000
Net Income:
$131,204,000
Return on Assets (ROA):
1.3486%
Return on Equity (ROE):
12.4500%
Headquarters:
Evansville
Regulator:
OCC
# of Offices:
270
Source: FDIC | Last Updated 03/31/2024

Customer Reviews

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Frequently Asked Questions About Old National Bank

How do I open an account at Old National Bank?

You can typically open an account at Old National Bank by visiting a local branch or applying through their official website.

Is there a first-time homebuyer program?

Currently, Old National Bank provides a range of mortgage and home equity products.

Is Old National Bank a safe place to deposit money?

Yes, Old National Bank is considered a safe financial institution. Your accounts are federally insured by the FDIC up to $250,000 per depositor.

Does Old National Bank offer online and mobile banking?

Most modern institutions like Old National Bank provide digital access including online balance checks and transfers.

Current Old National Bank Rates

ProductAPY
30-Year Fixed7.90%

Rates subject to change.