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Androscoggin Savings Bank Rates & Review November 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated and Verified: November 5, 2026

Androscoggin Savings Bank's 1 Year CD rates are at 4.00%, 6-Month CD rates are at 3.51%, 9-Month CD rates are at 3.00%, 3-Month CD rates are at 2.25%, 18-Month CD rates are at 2.00%. Androscoggin Savings Bank's savings rates are at 0.10%. Androscoggin Savings Bank's money market rates are at 2.25%. Androscoggin Savings Bank's checking rates are as high as 0.15%. Androscoggin Savings Bank's Personal Loan Rates are as low as 16.39%. Androscoggin Savings Bank's top CD rate of 4.00% APY on a 12 month CD is 32% higher than the MonitorBankRates national average of 3.03% APY for that term, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of Androscoggin Savings Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.70%. Rates last updated and verified on 11/05/2026.

Androscoggin Savings Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Androscoggin Savings Bank? Share your experience about Androscoggin Savings Bank by leaving a review below, or read customer reviews before you decide to use Androscoggin Savings Bank.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Bank Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
3.70%
Excellent Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
Androscoggin Savings Bank
505 Sabattus St
Lewiston, ME 04240
https://www.androscogginbank.com
MemberFDIC
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Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends.

Androscoggin Savings Bank CD Rates

Product Rate APY Term Min. Deposit View More
1-Year CD 3.93% 4.00% 1 year $500
Min Deposit $500
Details APY assumes interest remains on deposit until maturity; early withdrawal penalty may apply
Last Updated 11/05/2026
Rate History
1 change since Sep 19, 2026 · 3.75% → 4.00% ▲ 0.25 pts · high 4.00% / low 3.75%
3.25%3.88%4.50%Sep 19, 2026: 3.75% APYNov 5, 2026: 4.00% APYSep 19, 2026Nov 9, 2026
  • Nov 5, 20264.00%▲ from 3.75%
  • Sep 19, 20263.75%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%
6-Month CD 3.45% 3.51% 6 months $500
Min Deposit $500
Details APY assumes interest remains on deposit until maturity; early withdrawal penalty may apply
Last Updated 11/05/2026
Rate History
No change since Sep 19, 2026 · 3.51% APY · checked 13 times
3.01%3.51%4.01%Sep 19, 2026: 3.51% APYSep 19, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%
9-Month CD 2.96% 3.00% 9 months $500
Min Deposit $500
Min Balance $500
Details Balance: $500 - $24,999.99; APY assumes interest remains on deposit until maturity; early withdrawal penalty may apply
Last Updated 11/05/2026
Rate History
No change since Sep 19, 2026 · 3.00% APY · checked 9 times
2.50%3.00%3.50%Sep 19, 2026: 3.00% APYSep 19, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%
9-Month CD 2.96% 3.00% 9 months $25,000
Min Deposit $25,000
Min Balance $25,000
Details Balance: $25,000 Plus; APY assumes interest remains on deposit until maturity; early withdrawal penalty may apply
Last Updated 11/05/2026
Rate History
No change since Sep 19, 2026 · 3.00% APY · checked 9 times
2.50%3.00%3.50%Sep 19, 2026: 3.00% APYSep 19, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%
3-Month CD 2.23% 2.25% 3 months $500
Min Deposit $500
Details Not available for IRAs; APY assumes interest remains on deposit until maturity; early withdrawal penalty may apply
Last Updated 11/05/2026
Rate History
No change since Sep 19, 2026 · 2.25% APY · checked 12 times
1.75%2.25%2.75%Sep 19, 2026: 2.25% APYSep 19, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%
18-Month CD 1.98% 2.00% 18 months $500
Min Deposit $500
Details APY assumes interest remains on deposit until maturity; early withdrawal penalty may apply
Last Updated 11/05/2026
Rate History
No change since Sep 19, 2026 · 2.00% APY · checked 13 times
1.50%2.00%2.50%Sep 19, 2026: 2.00% APYSep 19, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%
2-Year CD 1.98% 2.00% 2 years $500
Min Deposit $500
Details APY assumes interest remains on deposit until maturity; early withdrawal penalty may apply
Last Updated 11/05/2026
Rate History
No change since Sep 19, 2026 · 2.00% APY · checked 13 times
1.50%2.00%2.50%Sep 19, 2026: 2.00% APYSep 19, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%
3-Year CD 1.98% 2.00% 3 years $500
Min Deposit $500
Details APY assumes interest remains on deposit until maturity; early withdrawal penalty may apply
Last Updated 11/05/2026
Rate History
No change since Sep 19, 2026 · 2.00% APY · checked 13 times
1.50%2.00%2.50%Sep 19, 2026: 2.00% APYSep 19, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%
4-Year CD 1.98% 2.00% 4 years $500
Min Deposit $500
Details APY assumes interest remains on deposit until maturity; early withdrawal penalty may apply
Last Updated 11/05/2026
Rate History
No change since Sep 19, 2026 · 2.00% APY · checked 13 times
1.50%2.00%2.50%Sep 19, 2026: 2.00% APYSep 19, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%
5-Year CD 1.98% 2.00% 5 years $500
Min Deposit $500
Details APY assumes interest remains on deposit until maturity; early withdrawal penalty may apply
Last Updated 11/05/2026
Rate History
No change since Sep 19, 2026 · 2.00% APY · checked 13 times
1.50%2.00%2.50%Sep 19, 2026: 2.00% APYSep 19, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%

Androscoggin Savings Bank Savings Rates

Product Rate APY View More
Companion Savings 0.10% 0.10%
Min Balance $25,000
Details Balance: $25,000.00+
Last Updated 11/05/2026
Rate History
No change since Sep 19, 2026 · 0.10% APY · checked 13 times
0.00%0.30%0.60%Sep 19, 2026: 0.10% APYSep 19, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%
Health Savings Account 0.10% 0.10%
Min Deposit $25
Min Balance $0
Details Balance: $0.00 - $4,999.99
Last Updated 11/05/2026
Rate History
No change since Sep 19, 2026 · 0.10% APY · checked 13 times
0.00%0.30%0.60%Sep 19, 2026: 0.10% APYSep 19, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%
Health Savings Account 0.10% 0.10%
Min Balance $5,000
Details Balance: $5,000.00+
Last Updated 11/05/2026
Rate History
No change since Sep 19, 2026 · 0.10% APY · checked 13 times
0.00%0.30%0.60%Sep 19, 2026: 0.10% APYSep 19, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%
Club Accounts 0.05% 0.05%
Min Balance $0
Details Balance: $0.00
Last Updated 11/05/2026
Rate History
No change since Sep 19, 2026 · 0.05% APY · checked 13 times
0.00%0.28%0.55%Sep 19, 2026: 0.05% APYSep 19, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%
Companion Savings 0.05% 0.05%
Min Deposit $25
Min Balance $0
Details Balance: $0.00 - $4,999.99
Last Updated 11/05/2026
Rate History
No change since Sep 19, 2026 · 0.05% APY · checked 13 times
0.00%0.28%0.55%Sep 19, 2026: 0.05% APYSep 19, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%
Companion Savings 0.05% 0.05%
Min Balance $5,000
Details Balance: $5,000.00 - $24,999.99
Last Updated 11/05/2026
Rate History
No change since Sep 19, 2026 · 0.05% APY · checked 13 times
0.00%0.28%0.55%Sep 19, 2026: 0.05% APYSep 19, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%
IRA Saver Account 0.01% 0.01%
Min Balance $0
Details Balance: $0 - $9,999.99
Last Updated 11/05/2026
Rate History
No change since Sep 19, 2026 · 0.01% APY · checked 12 times
0.00%0.26%0.51%Sep 19, 2026: 0.01% APYSep 19, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%
IRA Saver Account 0.01% 0.01%
Min Balance $10,000
Details Balance: $10,000 - $19,999.99
Last Updated 11/05/2026
Rate History
No change since Sep 19, 2026 · 0.01% APY · checked 12 times
0.00%0.26%0.51%Sep 19, 2026: 0.01% APYSep 19, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%
IRA Saver Account 0.01% 0.01%
Min Balance $20,000
Details Balance: $20,000 - $49,999.99
Last Updated 11/05/2026
Rate History
No change since Sep 19, 2026 · 0.01% APY · checked 12 times
0.00%0.26%0.51%Sep 19, 2026: 0.01% APYSep 19, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%
IRA Saver Account 0.01% 0.01%
Min Balance $50,000
Details Balance: $50,000+
Last Updated 11/05/2026
Rate History
No change since Sep 19, 2026 · 0.01% APY · checked 13 times
0.00%0.26%0.51%Sep 19, 2026: 0.01% APYSep 19, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%
Standard Savings 0.01% 0.01%
Min Deposit $25
Min Balance $0
Details Balance: $0.00 - $4,999.99
Last Updated 11/05/2026
Rate History
No change since Sep 19, 2026 · 0.01% APY · checked 13 times
0.00%0.26%0.51%Sep 19, 2026: 0.01% APYSep 19, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%
Standard Savings 0.01% 0.01%
Min Balance $5,000
Details Balance: $5,000.00+
Last Updated 11/05/2026
Rate History
No change since Sep 19, 2026 · 0.01% APY · checked 13 times
0.00%0.26%0.51%Sep 19, 2026: 0.01% APYSep 19, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%

Androscoggin Savings Bank Business Savings Rates

Product Rate APY View More
Business Savings 0.07% 0.07%
Min Balance $100,000
Details Balance: $100,000.00+
Last Updated 11/05/2026
Rate History
No change since Sep 19, 2026 · 0.07% APY · checked 13 times
0.00%0.29%0.57%Sep 19, 2026: 0.07% APYSep 19, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%
Business Savings 0.05% 0.05%
Min Balance $25,000
Details Balance: $25,000.00 - $99,999.99
Last Updated 11/05/2026
Rate History
No change since Sep 19, 2026 · 0.05% APY · checked 13 times
0.00%0.28%0.55%Sep 19, 2026: 0.05% APYSep 19, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%
Business Savings 0.01% 0.01%
Min Deposit $25
Min Balance $0
Details Balance: $0.00 - $24,999.99
Last Updated 11/05/2026
Rate History
No change since Sep 19, 2026 · 0.01% APY · checked 13 times
0.00%0.26%0.51%Sep 19, 2026: 0.01% APYSep 19, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%

Androscoggin Savings Bank Money Market Rates

Product Rate APY View More
Flex Personal Money Market Account 2.23% 2.25%
Min Balance $100,000
Details New to Bank money only; Balance: $100,000.00+
Last Updated 11/05/2026
Rate History
No change since Sep 19, 2026 · 2.25% APY · checked 13 times
1.75%2.25%2.75%Sep 19, 2026: 2.25% APYSep 19, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%
Flex Personal Money Market Account 1.49% 1.50%
Min Balance $0
Details New to Bank money only; Balance: $0.00 - $99,999.99
Last Updated 11/05/2026
Rate History
No change since Sep 19, 2026 · 1.50% APY · checked 12 times
1.00%1.50%2.00%Sep 19, 2026: 1.50% APYSep 19, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%
Personal Money Market 0.50% 0.50%
Min Balance $100,000
Details Balance: $100,000.00+
Last Updated 11/05/2026
Rate History
No change since Sep 19, 2026 · 0.50% APY · checked 13 times
0.00%0.50%1.00%Sep 19, 2026: 0.50% APYSep 19, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%
Personal Money Market 0.30% 0.30%
Min Balance $75,000
Details Balance: $75,000.00 - $99,999.99
Last Updated 11/05/2026
Rate History
No change since Sep 19, 2026 · 0.30% APY · checked 13 times
0.00%0.40%0.80%Sep 19, 2026: 0.30% APYSep 19, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%
Personal Money Market 0.25% 0.25%
Min Balance $50,000
Details Balance: $50,000.00 - $74,999.99
Last Updated 11/05/2026
Rate History
No change since Sep 19, 2026 · 0.25% APY · checked 13 times
0.00%0.38%0.75%Sep 19, 2026: 0.25% APYSep 19, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%
Personal Money Market 0.20% 0.20%
Min Balance $25,000
Details Balance: $25,000.00 - $49,999.99
Last Updated 11/05/2026
Rate History
No change since Sep 19, 2026 · 0.20% APY · checked 13 times
0.00%0.35%0.70%Sep 19, 2026: 0.20% APYSep 19, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%
Personal Money Market 0.15% 0.15%
Min Balance $5,000
Details Balance: $5,000.00 - $24,999.99
Last Updated 11/05/2026
Rate History
No change since Sep 19, 2026 · 0.15% APY · checked 13 times
0.00%0.33%0.65%Sep 19, 2026: 0.15% APYSep 19, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%
Personal Money Market 0.01% 0.01%
Min Balance $0
Details Balance: $0.00 - $4,999.99
Last Updated 11/05/2026
Rate History
No change since Sep 19, 2026 · 0.01% APY · checked 13 times
0.00%0.26%0.51%Sep 19, 2026: 0.01% APYSep 19, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%

Androscoggin Savings Bank Business Money Market Rates

Product Rate APY View More
Flex Business Money Market Account 2.23% 2.25%
Min Balance $100,000
Details New to Bank money only; Balance: $100,000.00+
Last Updated 11/05/2026
Rate History
No change since Sep 19, 2026 · 2.25% APY · checked 13 times
1.75%2.25%2.75%Sep 19, 2026: 2.25% APYSep 19, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%
Flex Business Money Market Account 1.49% 1.50%
Min Balance $0
Details New to Bank money only; Balance: $0.00 - $99,999.00
Last Updated 11/05/2026
Rate History
No change since Sep 19, 2026 · 1.50% APY · checked 12 times
1.00%1.50%2.00%Sep 19, 2026: 1.50% APYSep 19, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%
Business Money Market Account 0.50% 0.50%
Min Balance $100,000
Details Balance: $100,000.00+
Last Updated 11/05/2026
Rate History
No change since Sep 19, 2026 · 0.50% APY · checked 13 times
0.00%0.50%1.00%Sep 19, 2026: 0.50% APYSep 19, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%
Business Money Market Account 0.30% 0.30%
Min Balance $75,000
Details Balance: $75,000.00 - $99,999.99
Last Updated 11/05/2026
Rate History
No change since Sep 19, 2026 · 0.30% APY · checked 13 times
0.00%0.40%0.80%Sep 19, 2026: 0.30% APYSep 19, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%
Business Money Market Account 0.25% 0.25%
Min Balance $50,000
Details Balance: $50,000.00 - $74,999.99
Last Updated 11/05/2026
Rate History
No change since Sep 19, 2026 · 0.25% APY · checked 13 times
0.00%0.38%0.75%Sep 19, 2026: 0.25% APYSep 19, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%
Business Money Market Account 0.20% 0.20%
Min Balance $25,000
Details Balance: $25,000.00 - $49,999.99
Last Updated 11/05/2026
Rate History
No change since Sep 19, 2026 · 0.20% APY · checked 13 times
0.00%0.35%0.70%Sep 19, 2026: 0.20% APYSep 19, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%
Business Money Market Account 0.15% 0.15%
Min Balance $5,000
Details Balance: $5,000.00 - $24,999.99
Last Updated 11/05/2026
Rate History
No change since Sep 19, 2026 · 0.15% APY · checked 13 times
0.00%0.33%0.65%Sep 19, 2026: 0.15% APYSep 19, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%
Business Money Market Account 0.01% 0.01%
Min Balance $0
Details Balance: $0.00 - $4,999.99
Last Updated 11/05/2026
Rate History
No change since Sep 19, 2026 · 0.01% APY · checked 13 times
0.00%0.26%0.51%Sep 19, 2026: 0.01% APYSep 19, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%

Androscoggin Savings Bank Checking Rates

Product Rate APY View More
Preferred Checking 0.10% 0.15%
Min Balance $100,000
Details Tier 3; Balance: $100,000.00 and over; APY range as printed: 0.18% - 0.15%
Last Updated 11/05/2026
Rate History
1 change since Sep 19, 2026 · 0.18% → 0.15% ▼ 0.03 pts · high 0.18% / low 0.15%
0.00%0.34%0.68%Sep 19, 2026: 0.18% APYOct 20, 2026: 0.15% APYSep 19, 2026Nov 9, 2026
  • Oct 20, 20260.15%▼ from 0.18%
  • Sep 19, 20260.18%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%
Preferred Checking 0.10% 0.10%
Min Deposit $25
Min Balance $0
Details Tier 1; Balance: $0.00 - $24,999.99
Last Updated 11/05/2026
Rate History
No change since Sep 19, 2026 · 0.10% APY · checked 13 times
0.00%0.30%0.60%Sep 19, 2026: 0.10% APYSep 19, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%

Androscoggin Savings Bank Auto Loan Rates

Product Rate Points APR Term View More
Vehicle Loan 7.75% - 8.40% 4 years or less
Details Age (based on model year): New to 1 year old; Relationship pricing: year to date average collected deposit balances (combined) of $1,000 or greater; Processing Fee of $250.00 is charged on all consumer vehicle loans
Last Updated 11/05/2026
Rate History
2 changes since Sep 19, 2026 · 9.16% → 8.40% ▼ 0.76 pts · high 10.16% / low 8.40%
6.64%9.28%11.92%Sep 19, 2026: 9.16% APROct 7, 2026: 10.16% APROct 20, 2026: 8.40% APRSep 19, 2026Nov 9, 2026
  • Oct 20, 20268.40%▼ from 10.16%
  • Oct 7, 202610.16%▲ from 9.16%
  • Sep 19, 20269.16%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%
Vehicle Loan 8.00% - 8.53% 5 years
Details Age (based on model year): New to 1 year old; Relationship pricing: year to date average collected deposit balances (combined) of $1,000 or greater; Processing Fee of $250.00 is charged on all consumer vehicle loans
Last Updated 11/05/2026
Rate History
2 changes since Sep 19, 2026 · 8.88% → 8.53% ▼ 0.35 pts · high 10.04% / low 8.53%
7.02%9.29%11.55%Sep 19, 2026: 8.88% APROct 7, 2026: 10.04% APROct 20, 2026: 8.53% APRSep 19, 2026Nov 9, 2026
  • Oct 20, 20268.53%▼ from 10.04%
  • Oct 7, 202610.04%▲ from 8.88%
  • Sep 19, 20268.88%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%
Vehicle Loan 7.75% - 8.60% 3 years or less
Details Age (based on model year): 2 - 3 years old; Relationship pricing: year to date average collected deposit balances (combined) of $1,000 or greater; Processing Fee of $250.00 is charged on all consumer vehicle loans
Last Updated 11/05/2026
Rate History
2 changes since Sep 19, 2026 · 9.61% → 8.60% ▼ 1.01 pts · high 10.36% / low 8.60%
6.84%9.48%12.12%Sep 19, 2026: 9.61% APROct 7, 2026: 10.36% APROct 20, 2026: 8.60% APRSep 19, 2026Nov 9, 2026
  • Oct 20, 20268.60%▼ from 10.36%
  • Oct 7, 202610.36%▲ from 9.61%
  • Sep 19, 20269.61%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%
Vehicle Loan 8.00% - 8.65% 4 years
Details Age (based on model year): 2 - 3 years old; Relationship pricing: year to date average collected deposit balances (combined) of $1,000 or greater; Processing Fee of $250.00 is charged on all consumer vehicle loans
Last Updated 11/05/2026
Rate History
2 changes since Sep 19, 2026 · 9.16% → 8.65% ▼ 0.51 pts · high 10.16% / low 8.65%
7.14%9.41%11.67%Sep 19, 2026: 9.16% APROct 7, 2026: 10.16% APROct 20, 2026: 8.65% APRSep 19, 2026Nov 9, 2026
  • Oct 20, 20268.65%▼ from 10.16%
  • Oct 7, 202610.16%▲ from 9.16%
  • Sep 19, 20269.16%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%
Vehicle Loan 8.00% - 8.86% 3 years or less
Details Age (based on model year): 4 - 5 years old; Relationship pricing: year to date average collected deposit balances (combined) of $1,000 or greater; Processing Fee of $250.00 is charged on all consumer vehicle loans
Last Updated 11/05/2026
Rate History
2 changes since Sep 19, 2026 · 9.61% → 8.86% ▼ 0.75 pts · high 10.36% / low 8.86%
7.36%9.61%11.86%Sep 19, 2026: 9.61% APROct 7, 2026: 10.36% APROct 20, 2026: 8.86% APRSep 19, 2026Nov 9, 2026
  • Oct 20, 20268.86%▼ from 10.36%
  • Oct 7, 202610.36%▲ from 9.61%
  • Sep 19, 20269.61%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%
Vehicle Loan 8.35% - 8.88% 5 years
Details Age (based on model year): 2 - 3 years old; Relationship pricing: year to date average collected deposit balances (combined) of $1,000 or greater; Processing Fee of $250.00 is charged on all consumer vehicle loans
Last Updated 11/05/2026
Rate History
2 changes since Sep 19, 2026 · 8.88% → 8.88% ▼ 0.00 pts · high 10.04% / low 8.88%
7.72%9.46%11.20%Sep 19, 2026: 8.88% APROct 7, 2026: 10.04% APROct 20, 2026: 8.88% APRSep 19, 2026Nov 9, 2026
  • Oct 20, 20268.88%▼ from 10.04%
  • Oct 7, 202610.04%▲ from 8.88%
  • Sep 19, 20268.88%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%
Vehicle Loan 8.50% - 9.16% 4 years
Details Age (based on model year): 4 - 5 years old; Relationship pricing: year to date average collected deposit balances (combined) of $1,000 or greater; Processing Fee of $250.00 is charged on all consumer vehicle loans
Last Updated 11/05/2026
Rate History
2 changes since Sep 19, 2026 · 9.16% → 9.16% ▼ 0.00 pts · high 10.16% / low 9.16%
8.16%9.66%11.16%Sep 19, 2026: 9.16% APROct 7, 2026: 10.16% APROct 20, 2026: 9.16% APRSep 19, 2026Nov 9, 2026
  • Oct 20, 20269.16%▼ from 10.16%
  • Oct 7, 202610.16%▲ from 9.16%
  • Sep 19, 20269.16%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%
Vehicle Loan 8.75% - 9.61% 3 years or less
Details Age (based on model year): 6 - 7 years old; Relationship pricing: year to date average collected deposit balances (combined) of $1,000 or greater; Processing Fee of $250.00 is charged on all consumer vehicle loans
Last Updated 11/05/2026
Rate History
2 changes since Sep 19, 2026 · 9.61% → 9.61% ▼ 0.00 pts · high 10.36% / low 9.61%
8.86%9.99%11.11%Sep 19, 2026: 9.61% APROct 7, 2026: 10.36% APROct 20, 2026: 9.61% APRSep 19, 2026Nov 9, 2026
  • Oct 20, 20269.61%▼ from 10.36%
  • Oct 7, 202610.36%▲ from 9.61%
  • Sep 19, 20269.61%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%
Vehicle Loan 9.50% - 10.04% 5 years
Details Age (based on model year): New to 1 year old; Processing Fee of $250.00 is charged on all consumer vehicle loans
Last Updated 11/05/2026
Rate History
1 change since Sep 19, 2026 · 8.88% → 10.04% ▲ 1.16 pts · high 10.04% / low 8.88%
7.72%9.46%11.20%Sep 19, 2026: 8.88% APROct 7, 2026: 10.04% APRSep 19, 2026Nov 9, 2026
  • Oct 7, 202610.04%▲ from 8.88%
  • Sep 19, 20268.88%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%
Vehicle Loan 9.50% - 10.16% 4 years
Details Age (based on model year): 2 - 3 years old; Processing Fee of $250.00 is charged on all consumer vehicle loans
Last Updated 11/05/2026
Rate History
1 change since Sep 19, 2026 · 9.16% → 10.16% ▲ 1.00 pts · high 10.16% / low 9.16%
8.16%9.66%11.16%Sep 19, 2026: 9.16% APROct 7, 2026: 10.16% APRSep 19, 2026Nov 9, 2026
  • Oct 7, 202610.16%▲ from 9.16%
  • Sep 19, 20269.16%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%
Vehicle Loan 9.50% - 10.36% 3 years or less
Details Age (based on model year): 4 - 5 years old; Processing Fee of $250.00 is charged on all consumer vehicle loans
Last Updated 11/05/2026
Rate History
1 change since Sep 19, 2026 · 9.61% → 10.36% ▲ 0.75 pts · high 10.36% / low 9.61%
8.86%9.99%11.11%Sep 19, 2026: 9.61% APROct 7, 2026: 10.36% APRSep 19, 2026Nov 9, 2026
  • Oct 7, 202610.36%▲ from 9.61%
  • Sep 19, 20269.61%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%
Vehicle Loan 9.85% - 10.39% 5 years
Details Age (based on model year): 2 - 3 years old; Processing Fee of $250.00 is charged on all consumer vehicle loans
Last Updated 11/05/2026
Rate History
1 change since Sep 19, 2026 · 8.88% → 10.39% ▲ 1.51 pts · high 10.39% / low 8.88%
7.37%9.64%11.90%Sep 19, 2026: 8.88% APROct 7, 2026: 10.39% APRSep 19, 2026Nov 9, 2026
  • Oct 7, 202610.39%▲ from 8.88%
  • Sep 19, 20268.88%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%
Vehicle Loan 9.75% - 10.41% 4 years or less
Details Age (based on model year): New to 1 year old; Processing Fee of $250.00 is charged on all consumer vehicle loans
Last Updated 11/05/2026
Rate History
1 change since Sep 19, 2026 · 9.16% → 10.41% ▲ 1.25 pts · high 10.41% / low 9.16%
7.91%9.79%11.66%Sep 19, 2026: 9.16% APROct 7, 2026: 10.41% APRSep 19, 2026Nov 9, 2026
  • Oct 7, 202610.41%▲ from 9.16%
  • Sep 19, 20269.16%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%
Vehicle Loan 9.75% - 10.61% 3 years or less
Details Age (based on model year): 2 - 3 years old; Processing Fee of $250.00 is charged on all consumer vehicle loans
Last Updated 11/05/2026
Rate History
1 change since Sep 19, 2026 · 9.61% → 10.61% ▲ 1.00 pts · high 10.61% / low 9.61%
8.61%10.11%11.61%Sep 19, 2026: 9.61% APROct 7, 2026: 10.61% APRSep 19, 2026Nov 9, 2026
  • Oct 7, 202610.61%▲ from 9.61%
  • Sep 19, 20269.61%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%
Vehicle Loan 10.00% - 10.87% 3 years or less
Details Age (based on model year): 6 - 7 years old; Processing Fee of $250.00 is charged on all consumer vehicle loans
Last Updated 11/05/2026
Rate History
1 change since Sep 19, 2026 · 9.61% → 10.87% ▲ 1.26 pts · high 10.87% / low 9.61%
8.35%10.24%12.13%Sep 19, 2026: 9.61% APROct 7, 2026: 10.87% APRSep 19, 2026Nov 9, 2026
  • Oct 7, 202610.87%▲ from 9.61%
  • Sep 19, 20269.61%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%

Androscoggin Savings Bank RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
Boats, Campers, Tractors, Motorcycles, ATV's, and Snowmobiles - Relationship Pricing Loan 9.50% 10.16% 4 years or less
Details Age (based on model year): New to 1 year old; Relationship pricing: client with year to date average collected deposit balances (combined) of $1,000 or greater; Processing fee of $250.00
Last Updated 11/05/2026
Rate History
No change since Oct 14, 2026 · 10.16% APR · checked 6 times
9.66%10.16%10.66%Oct 14, 2026: 10.16% APROct 14, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%
Boats, Campers, Tractors, Motorcycles, ATV's, and Snowmobiles - Relationship Pricing Loan 9.75% 10.29% 5 years
Details Age (based on model year): New to 1 year old; Relationship pricing: client with year to date average collected deposit balances (combined) of $1,000 or greater; Processing fee of $250.00
Last Updated 11/05/2026
Rate History
No change since Oct 14, 2026 · 10.29% APR · checked 6 times
9.79%10.29%10.79%Oct 14, 2026: 10.29% APROct 14, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%
Boats, Campers, Tractors, Motorcycles, ATV's, and Snowmobiles - Relationship Pricing Loan 9.50% 10.36% 3 years or less
Details Age (based on model year): 2 - 3 years old; Relationship pricing: client with year to date average collected deposit balances (combined) of $1,000 or greater; Processing fee of $250.00
Last Updated 11/05/2026
Rate History
No change since Oct 14, 2026 · 10.36% APR · checked 6 times
9.86%10.36%10.86%Oct 14, 2026: 10.36% APROct 14, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%
Boats, Campers, Tractors, Motorcycles, ATV's, and Snowmobiles - Relationship Pricing Loan 10.00% 10.66% 4 years
Details Age (based on model year): 2 - 3 years old; Relationship pricing: client with year to date average collected deposit balances (combined) of $1,000 or greater; Processing fee of $250.00
Last Updated 11/05/2026
Rate History
No change since Oct 14, 2026 · 10.66% APR · checked 6 times
10.16%10.66%11.16%Oct 14, 2026: 10.66% APROct 14, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%
Boats, Campers, Tractors, Motorcycles, ATV's, and Snowmobiles - Relationship Pricing Loan 10.50% 11.37% 3 years or less
Details Age (based on model year): 4 - 5 years old; Relationship pricing: client with year to date average collected deposit balances (combined) of $1,000 or greater; Processing fee of $250.00
Last Updated 11/05/2026
Rate History
No change since Oct 14, 2026 · 11.37% APR · checked 6 times
10.87%11.37%11.87%Oct 14, 2026: 11.37% APROct 14, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%
Boats, Campers, Tractors, Motorcycles, ATV's, and Snowmobiles Loan 12.00% 12.67% 4 years or less
Details Age (based on model year): New to 1 year old; Processing fee of $250.00
Last Updated 11/05/2026
Rate History
1 change since Sep 24, 2026 · 10.66% → 12.67% ▲ 2.01 pts · high 12.67% / low 10.66%
8.65%11.67%14.68%Sep 24, 2026: 10.66% APROct 7, 2026: 12.67% APRSep 24, 2026Nov 9, 2026
  • Oct 7, 202612.67%▲ from 10.66%
  • Sep 24, 202610.66%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%
Boats, Campers, Tractors, Motorcycles, ATV's, and Snowmobiles Loan 12.25% 12.80% 5 years
Details Age (based on model year): New to 1 year old; Processing fee of $250.00
Last Updated 11/05/2026
Rate History
1 change since Sep 24, 2026 · 10.29% → 12.80% ▲ 2.51 pts · high 12.80% / low 10.29%
7.78%11.55%15.31%Sep 24, 2026: 10.29% APROct 7, 2026: 12.80% APRSep 24, 2026Nov 9, 2026
  • Oct 7, 202612.80%▲ from 10.29%
  • Sep 24, 202610.29%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%
Boats, Campers, Tractors, Motorcycles, ATV's, and Snowmobiles Loan 12.00% 12.88% 3 years or less
Details Age (based on model year): 2 - 3 years old; Processing fee of $250.00
Last Updated 11/05/2026
Rate History
1 change since Sep 24, 2026 · 11.37% → 12.88% ▲ 1.51 pts · high 12.88% / low 11.37%
9.86%12.13%14.39%Sep 24, 2026: 11.37% APROct 7, 2026: 12.88% APRSep 24, 2026Nov 9, 2026
  • Oct 7, 202612.88%▲ from 11.37%
  • Sep 24, 202611.37%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%
Boats, Campers, Tractors, Motorcycles, ATV's, and Snowmobiles Loan 12.50% 13.18% 4 years
Details Age (based on model year): 2 - 3 years old; Processing fee of $250.00
Last Updated 11/05/2026
Rate History
1 change since Sep 24, 2026 · 10.66% → 13.18% ▲ 2.52 pts · high 13.18% / low 10.66%
8.14%11.92%15.70%Sep 24, 2026: 10.66% APROct 7, 2026: 13.18% APRSep 24, 2026Nov 9, 2026
  • Oct 7, 202613.18%▲ from 10.66%
  • Sep 24, 202610.66%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%
Boats, Campers, Tractors, Motorcycles, ATV's, and Snowmobiles Loan 13.00% 13.88% 3 years or less
Details Age (based on model year): 4 - 5 years old; Processing fee of $250.00
Last Updated 11/05/2026
Rate History
1 change since Sep 24, 2026 · 11.37% → 13.88% ▲ 2.51 pts · high 13.88% / low 11.37%
8.86%12.63%16.39%Sep 24, 2026: 11.37% APROct 7, 2026: 13.88% APRSep 24, 2026Nov 9, 2026
  • Oct 7, 202613.88%▲ from 11.37%
  • Sep 24, 202611.37%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%

Androscoggin Savings Bank Personal Loan Rates

Product APR Term View More
Personal Unsecured Loan 16.39% Maximum of 3 years
Details Maximum loan amount $5,000; Processing Fee of $95.00 is charged on all consumer personal unsecured loans
Last Updated 11/05/2026
Rate History
No change since Sep 15, 2026 · 16.39% APR · checked 14 times
15.89%16.39%16.89%Sep 15, 2026: 16.39% APRSep 15, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%

Androscoggin Savings Bank Other Rates

Product Rate Points APY/APR Term View More
Community NOW (non-profits) 0.10% - 0.10%
Min Deposit $25
Min Balance $0
Details Balance: $0.00 and over
Last Updated 11/05/2026
Rate History
No change since Sep 19, 2026 · 0.10% APY · checked 13 times
0.00%0.30%0.60%Sep 19, 2026: 0.10% APYSep 19, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.70%
Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.
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Financial Health History

Androscoggin Savings Bank’s Texas Ratio rose from 2.03% in Q3 2023 to 3.70% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this bank’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 1.7% 2.0★ 3.3% 3.0★ 5% 4.0★ 6.7% 5.0★ Healthy zone – entire history below the 15% limit 2.03% A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 A+ Q1 2026 3.70% A+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$1.8B3.70%5.0A+
March 31, 2026$1.8B4.96%5.0A+
December 31, 2025$1.8B2.69%5.0A+
September 30, 2025$1.8B2.58%5.0A+
June 30, 2025$1.8B1.38%5.0A+
March 31, 2025$1.7B1.78%5.0A+
December 31, 2024$1.7B1.82%5.0A+
September 30, 2024$1.7B3.85%5.0A+
June 30, 2024$1.6B3.45%5.0A+
March 31, 2024$1.6B0.58%5.0A+
December 31, 2023$1.6B0.63%5.0A+
September 30, 2023$1.6B2.03%5.0A+
Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Androscoggin Savings Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Androscoggin Savings Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Androscoggin Savings Bank's official website for the most current offers and terms.

Bank Profile & Overview

Bank Name Androscoggin Savings Bank
Website https://www.androscogginbank.com
Address 505 Sabattus St, Lewiston, ME 04240  ·  Androscoggin
Bank Holding Company ANDROSCOGGIN BCORP MHC
FDIC Certificate # 17751
Regulator FDIC
Established January 1, 1870
FDIC Insurance Date April 25, 1957
Domestic Offices 10
Total Branches 10
FDIC Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.70%
National Average Texas Ratio
5.85%
Return on Assets (ROA)
0.6740%
Return on Equity (ROE)
6.4700%
Non-Performing Loans Ratio (NPL)
0.40%
Total Assets
$1,764,177,000
Total Deposits
$1,430,709,000
Equity Capital
$189,827,000
Net Income
$6,037,000
Headquarters
Lewiston
Total Branches and Offices
10
Source: FDIC — Last Updated June 30, 2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

Androscoggin Savings Bank earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter, and this profile page always shows the latest results, so the code never needs to change.

<a href="https://www.monitorbankrates.com/banks/androscoggin-savings-bank-rates-review-17751">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Frequently Asked Questions About Androscoggin Savings Bank

Does Androscoggin Savings Bank offer CDs?

Yes. Androscoggin Savings Bank current CD rates include its 1 Year CD at 4.00% APY, its 6-Month CD at 3.51% APY and its 9-Month CD at 3.00% APY, verified by MonitorBankRates as of November 5, 2026.

Are CDs from Androscoggin Savings Bank FDIC insured?

Yes. Androscoggin Savings Bank is insured by the Federal Deposit Insurance Corporation (FDIC), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

What is the highest CD rate at Androscoggin Savings Bank?

The highest Androscoggin Savings Bank CD rate is its 1 Year CD at 4.00% APY, verified by MonitorBankRates as of November 5, 2026.

What CD terms does Androscoggin Savings Bank offer?

Androscoggin Savings Bank CD rates are 2.25% APY for a 3 month CD, 3.51% APY for a 6 month CD, 3.00% APY for a 9 month CD, 4.00% APY for a 12 month CD, 2.00% APY for an 18 month CD, 2.00% APY for a 2 year CD, 2.00% APY for a 3 year CD, 2.00% APY for a 4 year CD and 2.00% APY for a 5 year CD, verified by MonitorBankRates as of November 5, 2026. The institution may offer other terms or specials that are not listed here, so check with Androscoggin Savings Bank for its full lineup.

What is the highest savings rate at Androscoggin Savings Bank?

The highest Androscoggin Savings Bank savings rate is its Companion Savings at 0.10% APY, verified by MonitorBankRates as of November 5, 2026.

What is the highest money market rate at Androscoggin Savings Bank?

The highest Androscoggin Savings Bank money market rate is its Flex Business Money Market Account at 2.25% APY, verified by MonitorBankRates as of November 5, 2026.

What is the highest checking rate at Androscoggin Savings Bank?

The highest Androscoggin Savings Bank checking rate is its Preferred Checking at 0.15% APY, verified by MonitorBankRates as of November 5, 2026.

What is the lowest auto loan rate at Androscoggin Savings Bank?

The lowest Androscoggin Savings Bank auto loan rate is its Vehicle Loan at 7.75%, verified by MonitorBankRates as of November 5, 2026.

What is the lowest personal loan rate at Androscoggin Savings Bank?

The lowest Androscoggin Savings Bank personal loan rate is its Personal Unsecured Loan at 15.50%, verified by MonitorBankRates as of November 5, 2026.

How many branches does Androscoggin Savings Bank operate?

Androscoggin Savings Bank currently maintains approximately 10 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Androscoggin Savings Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Androscoggin Savings Bank provides members with tools to manage their accounts and build a solid financial history.

Does Androscoggin Savings Bank offer online and mobile banking?

Most modern institutions like Androscoggin Savings Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.androscogginbank.com.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership or an existing account, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do Androscoggin Savings Bank rates compare?

Androscoggin Savings Bank's top CD rate of 4.00% APY on a 12 month CD is 32% higher than the MonitorBankRates national average of 3.03% APY for that term, and it has an A+ health rating. Androscoggin Savings Bank's top rates are its 1 Year CD at 4.00% APY, its Companion Savings at 0.10% APY, its Flex Business Money Market Account at 2.25% APY, its Preferred Checking at 0.15% APY and its Personal Unsecured Loan at 16.39% APR, verified by MonitorBankRates on November 5, 2026.

Current Androscoggin Savings Bank Rates

  • 12-Month CD4.00%
  • 18-Month CD2.00%
  • 24-Month CD2.00%
  • 36-Month CD2.00%
  • 48-Month CD2.00%
  • 60-Month CD2.00%
  • Savings0.10%
  • MMA2.25%
Retrieved from our database of financial products. Rates subject to change.

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