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tcb The Cooperative Bank Rates & Review March 2026

tcb The Cooperative Bank's savings rates are at 0.05%. tcb The Cooperative Bank's money market rates are at 0.00%. MonitorBankRates evaluates the financial stability of tcb The Cooperative Bank with a 5.0 Star Rating, an A- Overall Health Grade, and a Texas Ratio of 14.39%. Rates were last updated on 03/21/2026.

tcb The Cooperative Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at tcb The Cooperative Bank? Share your experience about tcb The Cooperative Bank by leaving a review below, or read customer reviews before you decide to use tcb The Cooperative Bank.

Overall Health & Safety Grade ?
A-
Very Good Health Score: 93/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
14.39%
Excellent Higher than avg
tcb The Cooperative Bank
40 Belgrade Ave
Roslindale, MA 02131
https://www.thecooperativebank.com
Member FDIC

tcb The Cooperative Bank Savings Rates

Product Rate APY View More
eLife Savings 2.96% 3.00%
Min Deposit $10
Min Balance $0
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 14.39%
Statement Savings 0.05% 0.05%
Min Deposit $10
Min Balance $10
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 14.39%

tcb The Cooperative Bank Money Market Rates

Product Rate APY View More
TCB Premier Money MarketEffective 03-01-2026 3.11% 3.15%
Min Deposit $2,500
Min Balance $100,000
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 14.39%
TCB Premier Money MarketEffective 03-01-2026 1.00% 1.00%
Min Deposit $2,500
Min Balance $50,000
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 14.39%
TCB Premier Money MarketEffective 03-01-2026 0.40% 0.40%
Min Deposit $2,500
Min Balance $2,500
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 14.39%
TCB Premier Money MarketEffective 03-01-2026 - 0.00%
Min Deposit $2,500
Min Balance $0
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 14.39%

tcb The Cooperative Bank Checking Rates

Product Rate APY View More
Relationship Checking 0.10% 0.10%
Min Deposit $25
Min Balance $500
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 14.39%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for tcb The Cooperative Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather tcb The Cooperative Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with tcb The Cooperative Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name tcb The Cooperative Bank
FDIC Certificate # 26922
Address 40 Belgrade Ave, Roslindale, MA 02131  ·  Suffolk
Established 01/01/1898
FDIC Insurance Date 03/18/1987
Domestic Offices 4
Total Branches 4
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A-
Overall Health Grade Score: 93/100
5.0
Exceptional Out of 5.0 Stars
14.39%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.0285%
Return on Equity (ROE) 0.3600%
Non-Performing Loans (NPL) 1.18%
Total Assets $543,451,000
Total Deposits $454,661,000
Equity Capital $48,144,000
Net Income $629,000
Headquarters Roslindale
Total Offices 4
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

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Total Reviews
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Frequently Asked Questions About tcb The Cooperative Bank

Is tcb The Cooperative Bank a safe place to deposit money?

Yes, tcb The Cooperative Bank is considered a safe financial institution. With a Texas Ratio of 14.392645207696%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does tcb The Cooperative Bank operate?

tcb The Cooperative Bank currently maintains approximately 4 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, tcb The Cooperative Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, tcb The Cooperative Bank provides members with tools to manage their accounts and build a solid financial history.

Does tcb The Cooperative Bank offer online and mobile banking?

Most modern institutions like tcb The Cooperative Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.thecooperativebank.com.

Current tcb The Cooperative Bank Rates

  • Savings0.05%
  • MMA0.00%
Retrieved from our database of financial products. Rates subject to change.