|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 The Bank of Commerce Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 22, 2026
The Bank of Commerce's savings rates are at 0.45%. The Bank of Commerce's money market rates are at 2.00%. MonitorBankRates evaluates the financial stability of The Bank of Commerce with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.34%. Rates were last updated on 04/22/2026. The Bank of Commerce money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at The Bank of Commerce? Share your experience about The Bank of Commerce by leaving a review below, or read customer reviews before you decide to use The Bank of Commerce. 
The Bank of Commerce Savings Rates
The Bank of Commerce Money Market Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for The Bank of Commerce is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather The Bank of Commerce rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with The Bank of Commerce's official website for the most current offers and terms.
Bank Profile & Overview
Institution Name
The Bank of Commerce
FDIC Certificate #
18059
Address
3113 S 25th E,
Ammon, ID 83406 · Bonneville
Website
https://www.bofc.bank
Established
08/01/1959
FDIC Insurance Date
08/01/1959
Domestic Offices
17
Total Branches
17
Regulator
FDIC
FDIC Insured
✓ Yes — Up to $250,000
Financial Health & AssetsA+
Overall Health Grade
Score: 99/100
5.0
Exceptional
Out of 5.0 Stars
1.34%
Texas Ratio
Nat'l avg: 5.85%
Return on Assets (ROA)
2.5679%
Return on Equity (ROE)
20.4500%
Non-Performing Loans (NPL)
0.15%
Total Assets
$2,260,884,000
Total Deposits
$1,909,271,000
Equity Capital
$323,421,000
Net Income
$47,381,000
Headquarters
Ammon
Total Offices
17
Source: FDIC | Last Updated 12/31/2025
Frequently Asked Questions About The Bank of CommerceIs The Bank of Commerce a safe place to deposit money?Yes, The Bank of Commerce is considered a safe financial institution. With a Texas Ratio of 1.3403917583435%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category. How many branches does The Bank of Commerce operate?The Bank of Commerce currently maintains approximately 17 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, The Bank of Commerce does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, The Bank of Commerce provides members with tools to manage their accounts and build a solid financial history. Does The Bank of Commerce offer online and mobile banking?Most modern institutions like The Bank of Commerce provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.bofc.bank. Current The Bank of Commerce Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Banks
Citizens Bank & Trust Co.
Itasca Bank & Trust Co.
First New Mexico Bank
First Iowa State Bank
Community National Bank & Trust of Texas
Vermilion Valley Bank
McIntosh County Bank
Ultima Bank Minnesota
National Bank of Commerce
Peoples Bank of Alabama
First National Bank in Trinidad
Clear Mountain Bank
Hocking Valley Bank
Twin River Bank
1st Community Bank
Banco Popular
GCSB Carson, ND
Forward Bank
Welch State Bank
Huron State Bank
First Internet Bank of Indiana
|
||||||||||||||||||||||||||||||||
