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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Arize Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 5, 2026
Arize Federal Credit Union's Term CDs and IRAs 60 month rates are at 0.70%, Term CDs and IRAs 48 month rates are at 0.65%, Term CDs and IRAs 36 month rates are at 0.50%, Term CDs and IRAs 24 month rates are at 0.45%, Term CDs and IRAs 12 month rates are at 0.35%. Arize Federal Credit Union's savings rates are at 0.30%. Arize Federal Credit Union's Personal Loan Rates are at 8.49%. MonitorBankRates evaluates the financial stability of Arize Federal Credit Union with a 4.4 Star Rating, an B Overall Health Grade, and a Texas Ratio of 21.83%. Rates were last updated on 04/05/2026. Arize Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Arize Federal Credit Union? Share your experience about Arize Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Arize Federal Credit Union. Arize Federal Credit Union
State College Benner Pike 1145 Benner Pike
https://www.arizefcu.org State College, PA 16801 
Arize Federal Credit Union CD Rates
Arize Federal Credit Union Savings Rates
Arize Federal Credit Union Checking Rates
Arize Federal Credit Union Home Equity & HELOC
Arize Federal Credit Union Auto Loan Rates
Arize Federal Credit Union Credit Card Rates
Arize Federal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Arize Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Arize Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Arize Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Arize Federal Credit Union
Website
https://www.arizefcu.org
Address
1145 Benner Pike,
State College, PA 16801
Phone
814-237-5458
Fax
President
Brad Lundsford
CEO
Michael Meier
Full-Time Employees
35
Part-Time Employees
0
Branch Locations
3
ATM Locations
4
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
4.4 / 5.0 ★
Overall Health & Safety Grade
B (83/100)
Texas Ratio
21.83%
Return on Assets (ROA)
0.2176%
Return on Equity (ROE)
2.8214%
Non-Performing Loans Ratio (NPL)
2.61%
Total Assets
176,617,824
Total Amount of Shares and Deposits
163,917,718
Total Shares and Deposits < 1 Year
145,753,407
Total Shares and Deposits 1 3 Years
16,788,270
Total Shares and Deposits > 3 Years
1,376,041
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
14,129,169
Total Uninsured Shares and Deposits > $250K (F+J)
14,129,169
Total Insured Shares and Deposits > $250K (item 17 less item K)
149,788,549
Total Interest Expense (Sum of items 6 8)
1,940,039
Share Certificates
1,025
Number of Accounts for Share Drafts
8,509
IRA KEOGH Accounts
317
Number of Accounts for Regular Shares
15,631
Non Member Deposits
8,000
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
21,918,909
Total Liabilities
166,286,096
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Arize Federal Credit UnionIs Arize Federal Credit Union a safe place to deposit money?Yes, Arize Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 21.833494644148%, the institution's financial health is rated as stable. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Arize Federal Credit Union operate?Arize Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Arize Federal Credit Union?Yes, to access services at Arize Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Arize Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Arize Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Arize Federal Credit Union offer online and mobile banking?Most modern institutions like Arize Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.arizefcu.org. Current Arize Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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