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American Eagle Financial Credit Union

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American Eagle Financial Credit Union Rates & Review November 2026

Q: What are the current interest rates at American Eagle Financial Credit Union?

Current rates for American Eagle Financial Credit Union include: 12-Month CD: 1.65%, 18-Month CD: 3.25%, 24-Month CD: 0.30%, 60-Month CD: 0.75%, Savings: 0.45%

Q: What CD terms does American Eagle Financial Credit Union offer?

American Eagle Financial Credit Union CD rates are 3.75% APY for a 6 month CD, 4.15% APY for an 8 month CD, 3.75% APY for a 9 month CD, 1.65% APY for a 12 month CD, 3.50% APY for a 13 month CD, 3.25% APY for an 18 month CD, 0.30% APY for a 2 year CD and 0.75% APY for a 5 year CD, verified by MonitorBankRates as of October 31, 2026. The institution may offer other terms or specials that are not listed here, so check with American Eagle Financial Credit Union for its full lineup.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 31, 2026

American Eagle Financial Credit Union's CD - 8-Month rates are at 4.15%, CD - 6-Month rates are at 3.75%, CD - 9-Month rates are at 3.75%, CD - 13-Month rates are at 3.50%, CD - 18-Month rates are at 3.25%. American Eagle Financial Credit Union's savings rates are at 0.45%. American Eagle Financial Credit Union's checking rates are as high as 0.05%. American Eagle Financial Credit Union's 15-Year Fixed rates are at 6.25%, 20-Year Fixed rates are at 6.50%, 30-Year Fixed rates are at 6.88%. American Eagle Financial Credit Union's Personal Loan Rates are as low as 8.99%. American Eagle Financial Credit Union's Credit Card Rates are at 13.65%. American Eagle Financial Credit Union's CD rates are 42% lower than the MonitorBankRates national average, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of American Eagle Financial Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.67%. Rates last updated and verified on 10/31/2026.

American Eagle Financial Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at American Eagle Financial Credit Union? Share your experience about American Eagle Financial Credit Union by leaving a review below, or read customer reviews before you decide to use American Eagle Financial Credit Union.

Verified Healthy 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 98/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

3.67%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

American Eagle Financial Credit Union
Main Office

333 E River Dr
EAST HARTFORD, CT 06108-4200

https://www.americaneagle.org

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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

American Eagle Financial Credit Union CD Rates

Product	Rate	APY	Term
Certificate - 8-Month	4.07%	4.15%	8-Month
Min Balance $500 Details Minimum balance to open and earn APY is $500; Penalty may be imposed for early withdrawal Last Updated 10/31/2026 Rate History No change since Oct 26, 2026 · 4.15% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.67%
IRA Certificate 8-Month	4.07%	4.15%	8-Month
Min Deposit $500 Details Applies to Traditional, Roth, and Education IRA certificates; penalty may be imposed for early withdrawal Last Updated 10/31/2026 Rate History No change since Sep 24, 2026 · 4.15% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.67%
Certificate - 6-Month	3.69%	3.75%	6-Month
Min Balance $500 Details Minimum balance to open and earn APY is $500; Penalty may be imposed for early withdrawal Last Updated 10/31/2026 Rate History No change since Oct 26, 2026 · 3.75% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.67%
Certificate - 9-Month	3.69%	3.75%	9-Month
Min Balance $500 Details Minimum balance to open and earn APY is $500; Penalty may be imposed for early withdrawal Last Updated 10/31/2026 Rate History No change since Oct 26, 2026 · 3.75% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.67%
IRA Certificate 6-Month	3.69%	3.75%	6-Month
Min Deposit $500 Details Applies to Traditional, Roth, and Education IRA certificates; penalty may be imposed for early withdrawal Last Updated 10/31/2026 Rate History No change since Sep 24, 2026 · 3.75% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.67%
IRA Certificate 9-Month	3.69%	3.75%	9-Month
Min Deposit $500 Details Applies to Traditional, Roth, and Education IRA certificates; penalty may be imposed for early withdrawal Last Updated 10/31/2026 Rate History No change since Sep 24, 2026 · 3.75% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.67%
Certificate - 13-Month	3.45%	3.50%	13-Month
Min Balance $500 Details Minimum balance to open and earn APY is $500; Penalty may be imposed for early withdrawal Last Updated 10/31/2026 Rate History No change since Oct 26, 2026 · 3.50% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.67%
IRA Certificate 13-Month	3.45%	3.50%	13-Month
Min Deposit $500 Details Applies to Traditional, Roth, and Education IRA certificates; penalty may be imposed for early withdrawal Last Updated 10/31/2026 Rate History No change since Sep 24, 2026 · 3.50% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.67%
Certificate - 18-Month	3.20%	3.25%	18-Month
Min Balance $500 Details Minimum balance to open and earn APY is $500; Penalty may be imposed for early withdrawal Last Updated 10/31/2026 Rate History No change since Oct 26, 2026 · 3.25% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.67%
IRA Certificate 18-Month	3.20%	3.25%	18-Month
Min Deposit $500 Details Applies to Traditional, Roth, and Education IRA certificates; penalty may be imposed for early withdrawal Last Updated 10/31/2026 Rate History No change since Sep 24, 2026 · 3.25% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.67%
Certificate - 12-Month	1.64%	1.65%	12-Month
Min Balance $500 Details Minimum balance to open and earn APY is $500; Penalty may be imposed for early withdrawal Last Updated 10/31/2026 Rate History No change since Oct 26, 2026 · 1.65% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.67%
IRA Certificate 12-Month	1.64%	1.65%	12-Month
Min Deposit $500 Details Applies to Traditional, Roth, and Education IRA certificates; penalty may be imposed for early withdrawal Last Updated 10/31/2026 Rate History No change since Sep 24, 2026 · 1.65% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.67%
Certificate - 60-Month	0.75%	0.75%	60-Month
Min Balance $500 Details Minimum balance to open and earn APY is $500; Penalty may be imposed for early withdrawal Last Updated 10/31/2026 Rate History No change since Oct 26, 2026 · 0.75% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.67%
IRA Certificate 60-Month	0.75%	0.75%	60-Month
Min Deposit $500 Details Applies to Traditional, Roth, and Education IRA certificates; penalty may be imposed for early withdrawal Last Updated 10/31/2026 Rate History No change since Sep 24, 2026 · 0.75% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.67%
Certificate - 36-Month	0.60%	0.60%	36-Month
Min Balance $500 Details Minimum balance to open and earn APY is $500; Penalty may be imposed for early withdrawal Last Updated 10/31/2026 Rate History No change since Oct 26, 2026 · 0.60% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.67%
Certificate - 48-Month	0.60%	0.60%	48-Month
Min Balance $500 Details Minimum balance to open and earn APY is $500; Penalty may be imposed for early withdrawal Last Updated 10/31/2026 Rate History No change since Oct 26, 2026 · 0.60% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.67%
IRA Certificate 36-Month	0.60%	0.60%	36-Month
Min Deposit $500 Details Applies to Traditional, Roth, and Education IRA certificates; penalty may be imposed for early withdrawal Last Updated 10/31/2026 Rate History No change since Sep 24, 2026 · 0.60% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.67%
IRA Certificate 48-Month	0.60%	0.60%	48-Month
Min Deposit $500 Details Applies to Traditional, Roth, and Education IRA certificates; penalty may be imposed for early withdrawal Last Updated 10/31/2026 Rate History No change since Sep 24, 2026 · 0.60% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.67%
Certificate - 30-Month	0.50%	0.50%	30-Month
Min Balance $500 Details Minimum balance to open and earn APY is $500; Penalty may be imposed for early withdrawal Last Updated 10/31/2026 Rate History No change since Oct 26, 2026 · 0.50% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.67%
IRA Certificate 30-Month	0.50%	0.50%	30-Month
Min Deposit $500 Details Applies to Traditional, Roth, and Education IRA certificates; penalty may be imposed for early withdrawal Last Updated 10/31/2026 Rate History No change since Sep 24, 2026 · 0.50% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.67%
Certificate - 24-Month	0.30%	0.30%	24-Month
Min Balance $500 Details Minimum balance to open and earn APY is $500; Penalty may be imposed for early withdrawal Last Updated 10/31/2026 Rate History No change since Oct 26, 2026 · 0.30% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.67%
IRA Certificate 24-Month	0.30%	0.30%	24-Month
Min Deposit $500 Details Applies to Traditional, Roth, and Education IRA certificates; penalty may be imposed for early withdrawal Last Updated 10/31/2026 Rate History No change since Sep 24, 2026 · 0.30% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.67%
Certificate - 14-Month (Promo)	0.20%	0.20%	14-Month
Min Balance $500 Details Promotional rate; Minimum balance to open and earn APY is $500; Penalty may be imposed for early withdrawal Last Updated 10/31/2026 Rate History No change since Oct 26, 2026 · 0.20% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.67%
Certificate - 15-Month	0.20%	0.20%	15-Month
Min Balance $500 Details Minimum balance to open and earn APY is $500; Penalty may be imposed for early withdrawal Last Updated 10/31/2026 Rate History No change since Oct 26, 2026 · 0.20% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.67%
IRA Certificate 14-Month (Promo)	0.20%	0.20%	14-Month
Min Deposit $500 Details Promotional rate; applies to Traditional, Roth, and Education IRA certificates; penalty may be imposed for early withdrawal Last Updated 10/31/2026 Rate History No change since Sep 24, 2026 · 0.20% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.67%
IRA Certificate 15-Month	0.20%	0.20%	15-Month
Min Deposit $500 Details Applies to Traditional, Roth, and Education IRA certificates; penalty may be imposed for early withdrawal Last Updated 10/31/2026 Rate History No change since Sep 24, 2026 · 0.20% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.67%
Certificate - 3-Month	0.15%	0.15%	3-Month
Min Balance $500 Details Minimum balance to open and earn APY is $500; Penalty may be imposed for early withdrawal Last Updated 10/31/2026 Rate History No change since Oct 26, 2026 · 0.15% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.67%
IRA Certificate 3-Month	0.15%	0.15%	3-Month
Min Deposit $500 Details Applies to Traditional, Roth, and Education IRA certificates; penalty may be imposed for early withdrawal Last Updated 10/31/2026 Rate History No change since Sep 24, 2026 · 0.15% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.67%

American Eagle Financial Credit Union Savings Rates

Product	Rate	APY
Money Market Savings	0.45%	0.45%
Min Balance $40,000 Details Balance: $40,000 - Over Last Updated 10/31/2026 Rate History No change since Oct 31, 2026 · 0.45% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.67%
IRA Statement Savings	0.05%	0.05%
Details Effective Date: October 30, 2026 Last Updated 10/31/2026 Rate History No change since Sep 18, 2026 · 0.05% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.67%
Money Market Savings	0.05%	0.05%
Min Balance $2,000 Details Balance: $2,000 - $4,999 Last Updated 10/31/2026 Rate History No change since Oct 31, 2026 · 0.05% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.67%
Money Market Savings	0.05%	0.05%
Min Balance $5,000 Details Balance: $5,000 - $9,999 Last Updated 10/31/2026 Rate History No change since Oct 31, 2026 · 0.05% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.67%
Money Market Savings	0.05%	0.05%
Min Balance $10,000 Details Balance: $10,000 - $19,999 Last Updated 10/31/2026 Rate History No change since Oct 31, 2026 · 0.05% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.67%
Money Market Savings	0.05%	0.05%
Min Balance $20,000 Details Balance: $20,000 - $39,999 Last Updated 10/31/2026 Rate History No change since Oct 31, 2026 · 0.05% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.67%
Savings	0.05%	0.05%
Min Deposit $1 Details Effective Date: October 30, 2026; $1 minimum balance required to open and obtain APY; $5 minimum balance in savings account is necessary to maintain membership Last Updated 10/31/2026 Rate History No change since Sep 18, 2026 · 0.05% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.67%
Secondary Savings	0.05%	0.05%
Min Deposit $1 Details Effective Date: October 30, 2026; $1 minimum balance required to open and obtain APY; $5 minimum balance in savings account is necessary to maintain membership Last Updated 10/31/2026 Rate History No change since Sep 18, 2026 · 0.05% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.67%

American Eagle Financial Credit Union Money Market Rates

Product	Rate	APY
Money Market Savings	0.45%	0.45%
Min Balance $40,000 Details Balance: $40,000 - Over Last Updated 10/31/2026 Rate History No change since Oct 31, 2026 · 0.45% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.67%
Money Market Savings	0.05%	0.05%
Min Balance $2,000 Details Balance: $2,000 - $4,999 Last Updated 10/31/2026 Rate History No change since Oct 31, 2026 · 0.05% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.67%
Money Market Savings	0.05%	0.05%
Min Balance $5,000 Details Balance: $5,000 - $9,999 Last Updated 10/31/2026 Rate History No change since Oct 31, 2026 · 0.05% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.67%
Money Market Savings	0.05%	0.05%
Min Balance $10,000 Details Balance: $10,000 - $19,999 Last Updated 10/31/2026 Rate History No change since Oct 31, 2026 · 0.05% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.67%
Money Market Savings	0.05%	0.05%
Min Balance $20,000 Details Balance: $20,000 - $39,999 Last Updated 10/31/2026 Rate History No change since Oct 31, 2026 · 0.05% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.67%

American Eagle Financial Credit Union Checking Rates

Product	Rate	APY	View More
Interest Checking	0.05%	0.05%
Min Deposit $1 Details Effective Date: October 30, 2026; $1 minimum balance required to open and obtain APY; Dividend Rate 0.05% Last Updated 10/31/2026 Rate History No change since Sep 18, 2026 · 0.05% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.67%

American Eagle Financial Credit Union Business Checking Rates

Product	Rate	APY	View More
Small Business Checking	0.05%	0.05%
Min Deposit $1 Details Effective Date: October 30, 2026; $1 minimum balance required to open and obtain APY; Dividend Rate 0.05% Last Updated 10/31/2026 Rate History No change since Sep 18, 2026 · 0.05% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.67%

American Eagle Financial Credit Union Mortgage Rates

Product	Rate	Points	APR	Term
15-Year Fixed	6.25%	-	6.393%	15 years
Details As Low As; Loan Amount: Any; Effective Date: October 30, 2026 Last Updated 10/31/2026 Rate History 2 changes since Sep 24, 2026 · 6.39% → 6.39% ▼ 0.00 pts · high 6.77% / low 6.39% Oct 26, 20266.39%▼ from 6.77% Oct 2, 20266.77%▲ from 6.39% Sep 24, 20266.39%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.67%
20-Year Fixed	6.50%	-	6.616%	20 years
Details As Low As; Loan Amount: Any; Effective Date: October 30, 2026 Last Updated 10/31/2026 Rate History 3 changes since Sep 24, 2026 · 6.74% → 6.62% ▼ 0.13 pts · high 7.25% / low 6.62% Oct 31, 20266.62%▼ from 6.74% Oct 26, 20266.74%▼ from 7.25% Oct 2, 20267.25%▲ from 6.74% Sep 24, 20266.74%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.67%
30-Year Fixed	6.875%	-	6.967%	30 years
Details As Low As; Loan Amount: $301-325K; Effective Date: October 30, 2026 Last Updated 10/31/2026 Rate History 3 changes since Sep 24, 2026 · 7.08% → 6.97% ▼ 0.11 pts · high 7.33% / low 6.97% Oct 31, 20266.97%▼ from 7.09% Oct 26, 20267.09%▼ from 7.33% Oct 2, 20267.33%▲ from 7.08% Sep 24, 20267.08%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.67%
30-Year Fixed	7.00%	-	7.075%	30 years
Details As Low As; Loan Amount: $451K+; Effective Date: October 30, 2026 Last Updated 10/31/2026 Rate History 3 changes since Sep 24, 2026 · 7.08% → 7.08% ▼ 0.00 pts · high 7.33% / low 7.08% Oct 31, 20267.08%▼ from 7.09% Oct 26, 20267.09%▼ from 7.33% Oct 2, 20267.33%▲ from 7.08% Sep 24, 20267.08%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.67%

American Eagle Financial Credit Union Home Equity & HELOC

Product	Rate	Points	APR	Term
Home Equity Loan - 5-Year Fixed	5.00%	-	5.00%	1 - 60 Months
Details As Low As; First lien; CLTV up to 85%; Minimum loan amount $10,000; Maximum loan amount $500,000; Effective October 1, 2026 Last Updated 10/31/2026 Rate History 1 change since Sep 15, 2026 · 6.00% → 5.00% ▼ 1.00 pts · high 6.00% / low 5.00% Oct 20, 20265.00%▼ from 6.00% Sep 15, 20266.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.67%
Home Equity Loan - 10-Year Fixed	5.75%	-	5.75%	61 - 120 Months
Details As Low As; First lien; CLTV up to 85%; Minimum loan amount $10,000; Maximum loan amount $500,000; Effective October 1, 2026 Last Updated 10/31/2026 Rate History 1 change since Sep 15, 2026 · 6.75% → 5.75% ▼ 1.00 pts · high 6.75% / low 5.75% Oct 20, 20265.75%▼ from 6.75% Sep 15, 20266.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.67%
Home Equity Loan - 15-Year Fixed	5.75%	-	5.75%	121 - 180 Months
Details As Low As; First lien; CLTV up to 85%; Minimum loan amount $10,000; Maximum loan amount $500,000; Effective October 1, 2026 Last Updated 10/31/2026 Rate History 1 change since Sep 15, 2026 · 7.00% → 5.75% ▼ 1.25 pts · high 7.00% / low 5.75% Oct 20, 20265.75%▼ from 7.00% Sep 15, 20267.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.67%
Home Equity (Subordinate Lien) - 5-Year Fixed	6.00%	-	6.00%	1 - 60 Months
Details As Low As; Subordinate lien; CLTV up to 85%; Minimum loan $10,000; Maximum loan $500,000; Effective October 1, 2026 Last Updated 10/31/2026 Rate History No change since Oct 20, 2026 · 6.00% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.67%
Home Equity Loan - 20-Year Fixed	6.25%	-	6.25%	181 - 240 Months
Details As Low As; First lien; CLTV up to 85%; Minimum loan amount $10,000; Maximum loan amount $500,000; Effective October 1, 2026 Last Updated 10/31/2026 Rate History 1 change since Sep 15, 2026 · 7.50% → 6.25% ▼ 1.25 pts · high 7.50% / low 6.25% Oct 20, 20266.25%▼ from 7.50% Sep 15, 20267.50%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.67%
Home Equity (Subordinate Lien) - 10-Year Fixed	6.75%	-	6.75%	61 - 120 Months
Details As Low As; Subordinate lien; CLTV up to 85%; Minimum loan $10,000; Maximum loan $500,000; Effective October 1, 2026 Last Updated 10/31/2026 Rate History No change since Oct 20, 2026 · 6.75% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.67%
Home Equity (Subordinate Lien) - 15-Year Fixed	7.00%	-	7.00%	121 - 180 Months
Details As Low As; Subordinate lien; CLTV up to 85%; Minimum loan $10,000; Maximum loan $500,000; Effective October 1, 2026 Last Updated 10/31/2026 Rate History No change since Oct 20, 2026 · 7.00% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.67%
Home Equity Line of Credit	-	-	7.25%	300 Months
Details As Low As; Rate: Prime + 0.25%; APR assumes CLTV up to 85% and platinum credit score 760 or above; Maximum APR during life of loan 18%; Floor rate 3.49%; Prime Rate 7.00% as of September 16, 2026; Minimum loan amount $10,000; Maximum loan amount $500,000; AEFCU membership required; Inactivity fee $32 if line not used in any 12 month period Last Updated 10/31/2026 Rate History 1 change since Sep 15, 2026 · 7.00% → 7.25% ▲ 0.25 pts · high 7.25% / low 7.00% Sep 18, 20267.25%▲ from 7.00% Sep 15, 20267.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.67%
Home Equity (Subordinate Lien) - 20-Year Fixed	7.50%	-	7.50%	181 - 240 Months
Details As Low As; Subordinate lien; CLTV up to 85%; Minimum loan $10,000; Maximum loan $500,000; Effective October 1, 2026 Last Updated 10/31/2026 Rate History No change since Oct 20, 2026 · 7.50% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.67%

American Eagle Financial Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
Auto Loan	-	-	5.19%	1 - 51 months
Details As Low As; Model Year: 2025 - 2027; Effective Date: October 30, 2026; Rate determined by credit history and term; 0.25% discount with Auto Pay from an AEFCU checking account Last Updated 10/31/2026 Rate History No change since Oct 14, 2026 · 5.19% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.67%
Auto Loan	-	-	5.29%	52 - 63 months
Details As Low As; Model Year: 2025 - 2027; Effective Date: October 30, 2026; Rate determined by credit history and term; 0.25% discount with Auto Pay from an AEFCU checking account Last Updated 10/31/2026 Rate History No change since Oct 14, 2026 · 5.29% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.67%
Auto Loan	-	-	5.39%	1 - 63 months
Details As Low As; Model Year: 2023 - 2024; Effective Date: October 30, 2026; Rate determined by credit history and term; 0.25% discount with Auto Pay from an AEFCU checking account Last Updated 10/31/2026 Rate History No change since Oct 14, 2026 · 5.39% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.67%
Auto Loan	-	-	5.54%	64 - 75 months
Details As Low As; Model Year: 2025 - 2027; Effective Date: October 30, 2026; Rate determined by credit history and term; 0.25% discount with Auto Pay from an AEFCU checking account Last Updated 10/31/2026 Rate History No change since Oct 14, 2026 · 5.54% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.67%
Auto Loan	-	-	5.89%	64 - 75 months
Details As Low As; Model Year: 2023 - 2024; Effective Date: October 30, 2026; Rate determined by credit history and term; 0.25% discount with Auto Pay from an AEFCU checking account Last Updated 10/31/2026 Rate History No change since Oct 14, 2026 · 5.89% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.67%
Auto Loan	-	-	5.99%	1 - 63 months
Details As Low As; Model Year: 2021 - 2022; Effective Date: October 30, 2026; Rate determined by credit history and term; 0.25% discount with Auto Pay from an AEFCU checking account Last Updated 10/31/2026 Rate History No change since Oct 14, 2026 · 5.99% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.67%
Auto Loan	-	-	6.39%	76 - 84 months
Details As Low As; Model Year: 2025 - 2027; Effective Date: October 30, 2026; Rate determined by credit history and term; 0.25% discount with Auto Pay from an AEFCU checking account Last Updated 10/31/2026 Rate History No change since Oct 14, 2026 · 6.39% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.67%
Auto Loan	-	-	6.49%	64 - 75 months
Details As Low As; Model Year: 2021 - 2022; Effective Date: October 30, 2026; Rate determined by credit history and term; 0.25% discount with Auto Pay from an AEFCU checking account Last Updated 10/31/2026 Rate History No change since Oct 14, 2026 · 6.49% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.67%
Auto Loan	-	-	6.69%	1 - 63 months
Details As Low As; Model Year: 2019 - 2020; Effective Date: October 30, 2026; Rate determined by credit history and term; 0.25% discount with Auto Pay from an AEFCU checking account Last Updated 10/31/2026 Rate History No change since Oct 14, 2026 · 6.69% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.67%
Auto Loan	-	-	6.89%	64 - 75 months
Details As Low As; Model Year: 2019 - 2020; Effective Date: October 30, 2026; Rate determined by credit history and term; 0.25% discount with Auto Pay from an AEFCU checking account Last Updated 10/31/2026 Rate History No change since Oct 14, 2026 · 6.89% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.67%
Auto Loan	-	-	6.99%	76 - 84 months
Details As Low As; Model Year: 2023 - 2024; Effective Date: October 30, 2026; Rate determined by credit history and term; 0.25% discount with Auto Pay from an AEFCU checking account Last Updated 10/31/2026 Rate History No change since Oct 14, 2026 · 6.99% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.67%
Auto Loan	-	-	7.49%	76 - 84 months
Details As Low As; Model Year: 2021 - 2022; Effective Date: October 30, 2026; Rate determined by credit history and term; 0.25% discount with Auto Pay from an AEFCU checking account Last Updated 10/31/2026 Rate History No change since Oct 14, 2026 · 7.49% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.67%
Auto Loan	-	-	7.64%	1 - 63 months
Details As Low As; Model Year: 2017 - 2018; Effective Date: October 30, 2026; Rate determined by credit history and term; 0.25% discount with Auto Pay from an AEFCU checking account Last Updated 10/31/2026 Rate History No change since Oct 14, 2026 · 7.64% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.67%
Auto Loan	-	-	7.84%	64 - 75 months
Details As Low As; Model Year: 2017 - 2018; Effective Date: October 30, 2026; Rate determined by credit history and term; 0.25% discount with Auto Pay from an AEFCU checking account Last Updated 10/31/2026 Rate History No change since Oct 14, 2026 · 7.84% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.67%
Auto Loan	-	-	7.99%	1 - 63 months
Details As Low As; Model Year: 2016 and Older; Effective Date: October 30, 2026; Rate determined by credit history and term; 0.25% discount with Auto Pay from an AEFCU checking account Last Updated 10/31/2026 Rate History No change since Oct 14, 2026 · 7.99% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.67%
Auto Loan	-	-	8.39%	85 - 96 months
Details As Low As; Model Year: 2025 - 2027; Effective Date: October 30, 2026; Rate determined by credit history and term; 0.25% discount with Auto Pay from an AEFCU checking account Last Updated 10/31/2026 Rate History No change since Oct 14, 2026 · 8.39% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.67%

American Eagle Financial Credit Union RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term
Motorcycle Loan - New	-	8.25%	36 Months
Details As Low As; Maximum term; New motorcycle; Rate determined by credit history and term Last Updated 10/31/2026 Rate History No change since Oct 31, 2026 · 8.25% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.67%
Motorcycle Loan - New	-	8.75%	60 Months
Details As Low As; Maximum term; New motorcycle; Rate determined by credit history and term Last Updated 10/31/2026 Rate History No change since Oct 31, 2026 · 8.75% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.67%
Motorcycle Loan - Used	-	9.00%	24 Months
Details As Low As; Maximum term; Used motorcycle; Rate determined by credit history and term Last Updated 10/31/2026 Rate History No change since Oct 31, 2026 · 9.00% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.67%
Motorcycle Loan - Used	-	9.50%	48 Months
Details As Low As; Maximum term; Used motorcycle; Rate determined by credit history and term Last Updated 10/31/2026 Rate History No change since Oct 31, 2026 · 9.50% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.67%
Boat & RV Loan - 60 Months	-	9.85%	60 Months
Details As Low As; Maximum Term; Rate determined by credit history and term; includes 0.25% discount with Auto Pay from an AEFCU checking account Last Updated 10/31/2026 Rate History No change since Oct 20, 2026 · 9.85% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.67%
Boat & RV Loan - 84 Months	-	10.35%	84 Months
Details As Low As; Maximum Term; Rate determined by credit history and term; includes 0.25% discount with Auto Pay from an AEFCU checking account Last Updated 10/31/2026 Rate History No change since Oct 20, 2026 · 10.35% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.67%
Boat & RV Loan - 120 Months	-	10.85%	120 Months
Details As Low As; Maximum Term; Rate determined by credit history and term; includes 0.25% discount with Auto Pay from an AEFCU checking account Last Updated 10/31/2026 Rate History No change since Oct 20, 2026 · 10.85% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.67%

American Eagle Financial Credit Union Student Loan Rates

Product	Rate	Points	APR	Term
5-Year Student Loan	-	-	7.50%	60 months
Details As Low As; Variable Rate; Rate determined by your credit history and term and subject to change without notice; APR is variable and may be increased after closing; includes automatic payment deduction from an American Eagle FCU Checking account Last Updated 10/31/2026 Rate History No change since Sep 18, 2026 · 7.50% APR · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.67%
10-Year Student Loan	-	-	8.00%	120 months
Details As Low As; Variable Rate; Rate determined by your credit history and term and subject to change without notice; APR is variable and may be increased after closing; includes automatic payment deduction from an American Eagle FCU Checking account Last Updated 10/31/2026 Rate History No change since Sep 18, 2026 · 8.00% APR · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.67%
15-Year Student Loan	-	-	9.00%	180 months
Details As Low As; Variable Rate; Rate determined by your credit history and term and subject to change without notice; APR is variable and may be increased after closing; includes automatic payment deduction from an American Eagle FCU Checking account Last Updated 10/31/2026 Rate History No change since Sep 18, 2026 · 9.00% APR · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.67%

American Eagle Financial Credit Union Credit Card Rates

Product	Rate	APR
VISA Platinum Credit Card	-	13.65%
Details As Low As; Effective Date: October 30, 2026; For Purchases: 13.65%; 15.25%; 17.25%; and 18.00%; For Cash Advances: 13.65%; For Balance Transfers: 13.65% Last Updated 10/31/2026 Rate History 3 changes since Sep 15, 2026 · 13.40% → 13.65% ▲ 0.25 pts · high 13.65% / low 13.40% Oct 26, 202613.65%▲ from 13.40% Oct 20, 202613.40%▼ from 13.65% Oct 2, 202613.65%▲ from 13.40% Sep 15, 202613.40%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.67%
VISA Signature Card	-	14.65%
Details As Low As; Purchases: 14.65%; 16.25%; and 18.00%; Cash Advances: 14.65%; Balance Transfers: 14.65%; Effective Date: October 30, 2026 Last Updated 10/31/2026 Rate History 3 changes since Sep 15, 2026 · 14.40% → 14.65% ▲ 0.25 pts · high 14.65% / low 14.40% Oct 26, 202614.65%▲ from 14.40% Oct 20, 202614.40%▼ from 14.65% Oct 2, 202614.65%▲ from 14.40% Sep 15, 202614.40%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.67%
VISA Platinum Rewards Credit Card	-	15.65%
Details As Low As; Effective Date: October 30, 2026; For Purchases: 15.65%; 17.25%; and 18.00%; For Cash Advances: 15.65%; For Balance Transfers: 15.65% Last Updated 10/31/2026 Rate History 3 changes since Sep 15, 2026 · 15.40% → 15.65% ▲ 0.25 pts · high 15.65% / low 15.40% Oct 26, 202615.65%▲ from 15.40% Oct 20, 202615.40%▼ from 15.65% Oct 2, 202615.65%▲ from 15.40% Sep 15, 202615.40%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.67%
VISA Secured Credit Card	-	18.00%
Details As Low As; Purchases 18.00%; Cash Advances 18.00%; Balance Transfers 18.00%; Effective Date: October 30, 2026 Last Updated 10/31/2026 Rate History No change since Sep 15, 2026 · 18.00% APR · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.67%

American Eagle Financial Credit Union Personal Loan Rates

Product	APR	Term
Personal Loan - 12 Months	8.99%	12 Months
Details As Low As; Rate determined by credit history and term; APR includes 0.25% rate discount with Auto Pay from an AEFCU checking account Last Updated 10/31/2026 Rate History No change since Oct 14, 2026 · 8.99% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.67%
Personal Loan - 24 Months	9.49%	24 Months
Details As Low As; Rate determined by credit history and term; APR includes 0.25% rate discount with Auto Pay from an AEFCU checking account Last Updated 10/31/2026 Rate History No change since Oct 14, 2026 · 9.49% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.67%
Personal Loan - 36 Months	9.99%	36 Months
Details As Low As; Rate determined by credit history and term; APR includes 0.25% rate discount with Auto Pay from an AEFCU checking account Last Updated 10/31/2026 Rate History No change since Oct 14, 2026 · 9.99% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.67%
Personal Loan - 48 Months	10.49%	48 Months
Details As Low As; Rate determined by credit history and term; APR includes 0.25% rate discount with Auto Pay from an AEFCU checking account Last Updated 10/31/2026 Rate History No change since Oct 14, 2026 · 10.49% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.67%
Personal Loan - 60 Months	10.99%	60 Months
Details As Low As; Rate determined by credit history and term; APR includes 0.25% rate discount with Auto Pay from an AEFCU checking account Last Updated 10/31/2026 Rate History No change since Oct 14, 2026 · 10.99% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.67%
Personal Loan - 72 Months	13.99%	72 Months
Details As Low As; Rate determined by credit history and term; APR includes 0.25% rate discount with Auto Pay from an AEFCU checking account Last Updated 10/31/2026 Rate History No change since Oct 14, 2026 · 13.99% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.67%
VISA Signature Card	14.65%
Details As Low As; Purchases: 14.65%; 16.25%; and 18.00%; Cash Advances: 14.65%; Balance Transfers: 14.65%; Effective Date: October 30, 2026 Last Updated 10/31/2026 Rate History 3 changes since Sep 15, 2026 · 14.40% → 14.65% ▲ 0.25 pts · high 14.65% / low 14.40% Oct 26, 202614.65%▲ from 14.40% Oct 20, 202614.40%▼ from 14.65% Oct 2, 202614.65%▲ from 14.40% Sep 15, 202614.40%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.67%

American Eagle Financial Credit Union Other Rates

Product	Rate	Points	APY/APR
10Y/6M Adjustable Loan	5.50%	-	5.943%
Details As Low As; Margin: 2.750%; Maximum initial adjustment: 5%. Review cap: 2%. Lifetime cap: 5%. Last Updated 10/31/2026 Rate History 1 change since Sep 15, 2026 · 5.92% → 5.94% ▲ 0.02 pts · high 5.94% / low 5.92% Oct 7, 20265.94%▲ from 5.92% Sep 15, 20265.92%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.67%
5/5 Adjustable Loan	5.00%	-	6.385%
Details As Low As; Margin: 2.750%; Review cap: 2% every five years after the fixed period. Lifetime cap: 6%. Last Updated 10/31/2026 Rate History 1 change since Sep 15, 2026 · 5.87% → 6.39% ▲ 0.52 pts · high 6.39% / low 5.87% Oct 7, 20266.39%▲ from 5.87% Sep 15, 20265.87%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.67%
7Y/6M Adjustable Loan	5.375%	-	6.03%
Details As Low As; Margin: 2.750%; Maximum initial adjustment: 5%. Review cap: 2%. Lifetime cap: 5%. Last Updated 10/31/2026 Rate History 1 change since Sep 15, 2026 · 5.99% → 6.03% ▲ 0.04 pts · high 6.03% / low 5.99% Oct 7, 20266.03%▲ from 5.99% Sep 15, 20265.99%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.67%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

American Eagle Financial Credit Union’s Texas Ratio stayed near 3.62% in Q3 2023 to 3.67% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$2.8B	3.67%	5.0	A+
March 31, 2026	$2.8B	4.30%	5.0	A+
December 31, 2025	$2.6B	4.17%	5.0	A+
September 30, 2025	$2.6B	3.72%	5.0	A+
June 30, 2025	$2.6B	3.49%	5.0	A+
March 31, 2025	$2.6B	3.70%	5.0	A+
December 31, 2024	$2.6B	3.97%	5.0	A+
September 30, 2024	$2.5B	3.45%	5.0	A+
June 30, 2024	$2.7B	3.28%	5.0	A+
March 31, 2024	$2.7B	2.90%	5.0	A+
December 31, 2023	$2.7B	4.08%	5.0	A+
September 30, 2023	$2.6B	3.62%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for American Eagle Financial Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather American Eagle Financial Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with American Eagle Financial Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name American Eagle Financial Credit Union

Website https://www.americaneagle.org

Address 333 E River Dr, EAST HARTFORD, CT 06108-4200

Phone 860-568-2020

Fax 860-659-6915

President Michael Hawman

CEO Howard Brady

Full-Time Employees 361

Part-Time Employees 18

Branch Locations 18

ATM Locations 16

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (98/100)

Texas Ratio

3.67%

Return on Assets (ROA)

0.3196%

Return on Equity (ROE)

3.2191%

Non-Performing Loans Ratio (NPL)

0.57%

Total Assets

2,765,767,615

Total Amount of Shares and Deposits

2,441,380,851

Total Shares and Deposits < 1 Year

2,416,833,974

Total Shares and Deposits 1 3 Years

23,830,049

Total Shares and Deposits > 3 Years

716,828

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

130,151,210

Total Uninsured Shares and Deposits > $250K (F+J)

130,151,210

Total Insured Shares and Deposits > $250K (item 17 less item K)

2,311,229,641

Total Interest Expense (Sum of items 6 8)

17,782,741

Share Certificates

18,149

Number of Accounts for Share Drafts

127,677

IRA KEOGH Accounts

4,716

Number of Accounts for Regular Shares

203,603

Money Market Shares

7,247

Net Income (unless the amount is already included in Undivided Earnings)

8,838,620

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

356,398,430

Total Liabilities

2,491,499,043

Source: NCUA — Last Updated 06/30/2026

2026 MBR Health & Safety Badge

American Eagle Financial Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

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       width="160" height="160">
</a>

Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Total Reviews

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Frequently Asked Questions About American Eagle Financial Credit Union

Does American Eagle Financial Credit Union offer CDs?

Yes. American Eagle Financial Credit Union current CD rates include its CD - 8-Month at 4.15% APY, its CD - 6-Month at 3.75% APY and its CD - 9-Month at 3.75% APY, verified by MonitorBankRates as of October 31, 2026.

Are CDs from American Eagle Financial Credit Union NCUA insured?

Yes. American Eagle Financial Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

What is the highest CD rate at American Eagle Financial Credit Union?

The highest American Eagle Financial Credit Union CD rate is its CD - 8-Month at 4.15% APY, verified by MonitorBankRates as of October 31, 2026.

What CD terms does American Eagle Financial Credit Union offer?

American Eagle Financial Credit Union CD rates are 3.75% APY for a 6 month CD, 4.15% APY for an 8 month CD, 3.75% APY for a 9 month CD, 1.65% APY for a 12 month CD, 3.50% APY for a 13 month CD, 3.25% APY for an 18 month CD, 0.30% APY for a 2 year CD and 0.75% APY for a 5 year CD, verified by MonitorBankRates as of October 31, 2026. The institution may offer other terms or specials that are not listed here, so check with American Eagle Financial Credit Union for its full lineup.

What is the highest savings rate at American Eagle Financial Credit Union?

The highest American Eagle Financial Credit Union savings rate is its IRA Statement Savings at 0.05% APY, verified by MonitorBankRates as of October 31, 2026.

What is the highest money market rate at American Eagle Financial Credit Union?

The highest American Eagle Financial Credit Union money market rate is its Money Market Savings at 0.45% APY, verified by MonitorBankRates as of October 31, 2026.

What is the highest checking rate at American Eagle Financial Credit Union?

The highest American Eagle Financial Credit Union checking rate is its Interest Checking at 0.05% APY, verified by MonitorBankRates as of October 31, 2026.

What is the lowest 30 year fixed mortgage rate at American Eagle Financial Credit Union?

The lowest American Eagle Financial Credit Union 30 year fixed mortgage rate is its 30-Year Fixed at 6.875%, verified by MonitorBankRates as of October 31, 2026. American Eagle Financial Credit Union mortgage rates are 6.875% for a 30 year mortgage, 6.50% for a 20 year mortgage and 6.25% for a 15 year mortgage.

What is the lowest auto loan rate at American Eagle Financial Credit Union?

The lowest American Eagle Financial Credit Union auto loan rate is its Auto Loan at 5.19% APR, verified by MonitorBankRates as of October 31, 2026.

What is the lowest personal loan rate at American Eagle Financial Credit Union?

The lowest American Eagle Financial Credit Union personal loan rate is its Personal Loan - 12 Months at 8.99% APR, verified by MonitorBankRates as of October 31, 2026. American Eagle Financial Credit Union personal loan rates are 8.99% APR for a 12 month personal loan, 9.49% APR for a 24 month personal loan, 9.99% APR for a 36 month personal loan, 10.49% APR for a 48 month personal loan, 10.99% APR for a 60 month personal loan and 13.99% APR for a 72 month personal loan.

What is the lowest credit card APR at American Eagle Financial Credit Union?

The lowest American Eagle Financial Credit Union credit card APR is its VISA Platinum Credit Card at 13.65% APR, verified by MonitorBankRates as of October 31, 2026.

How many branches does American Eagle Financial Credit Union operate?

American Eagle Financial Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join American Eagle Financial Credit Union?

Yes, to access services at American Eagle Financial Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, American Eagle Financial Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, American Eagle Financial Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does American Eagle Financial Credit Union offer online and mobile banking?

Most modern institutions like American Eagle Financial Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.americaneagle.org.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do American Eagle Financial Credit Union rates compare?

American Eagle Financial Credit Union's CD rates are 42% lower than the MonitorBankRates national average, and it has an A+ health rating. American Eagle Financial Credit Union's top rates are its CD - 8-Month at 4.15% APY, its Money Market Savings at 0.45% APY, its Interest Checking at 0.05% APY, its 15-Year Fixed at 6.25%, its Personal Loan - 12 Months at 8.99% APR and its VISA Platinum Credit Card at 13.65% APR, verified by MonitorBankRates on October 31, 2026.

Current American Eagle Financial Credit Union Rates

12-Month CD1.65%
18-Month CD3.25%
24-Month CD0.30%
60-Month CD0.75%
Savings0.45%

Retrieved from our database of financial products. Rates subject to change.

Compare to Other Credit Unions

American Eagle Financial Credit Union Rates & Review November 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

American Eagle Financial Credit Union Texas Ratio

American Eagle Financial Credit Union Health Trend

American Eagle Financial Credit Union CD Rates

American Eagle Financial Credit Union Savings Rates

American Eagle Financial Credit Union Money Market Rates

American Eagle Financial Credit Union Checking Rates

American Eagle Financial Credit Union Business Checking Rates

American Eagle Financial Credit Union Mortgage Rates

American Eagle Financial Credit Union Home Equity & HELOC

American Eagle Financial Credit Union Auto Loan Rates

American Eagle Financial Credit Union RV, Boat and Powersport Loan Rates

American Eagle Financial Credit Union Student Loan Rates

American Eagle Financial Credit Union Credit Card Rates

American Eagle Financial Credit Union Personal Loan Rates

American Eagle Financial Credit Union Other Rates

Financial Health History

Methodology & Data Sources

Credit Union Profile & Overview

Financials

American Eagle Financial Credit Union earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About American Eagle Financial Credit Union

Does American Eagle Financial Credit Union offer CDs?

Are CDs from American Eagle Financial Credit Union NCUA insured?

What is the highest CD rate at American Eagle Financial Credit Union?

What CD terms does American Eagle Financial Credit Union offer?

What is the highest savings rate at American Eagle Financial Credit Union?

What is the highest money market rate at American Eagle Financial Credit Union?

What is the highest checking rate at American Eagle Financial Credit Union?

What is the lowest 30 year fixed mortgage rate at American Eagle Financial Credit Union?

What is the lowest auto loan rate at American Eagle Financial Credit Union?

What is the lowest personal loan rate at American Eagle Financial Credit Union?

What is the lowest credit card APR at American Eagle Financial Credit Union?

How many branches does American Eagle Financial Credit Union operate?

Is a member application needed to join American Eagle Financial Credit Union?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does American Eagle Financial Credit Union offer online and mobile banking?

Are all CD rates listed on MonitorBankRates federally insured?

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Why are some CD offers not available for me to open?

How do American Eagle Financial Credit Union rates compare?

Current American Eagle Financial Credit Union Rates

Compare to Other Credit Unions