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iAdvertiser Disclosure
Advertiser Disclosure
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 Delaware State Police Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 11, 2026
Delaware State Police Federal Credit Union's 6 month CD rates are at 4.08%, Jumbo IRA CDs Minimum** 12 month rates are at 3.51%, Jumbo CDs Minimum 12 month rates are at 3.51%, IRA CDs Minimum** 12 month rates are at 3.45%, Jumbo IRA CDs Minimum** 18 month rates are at 3.35%. Delaware State Police Federal Credit Union's money market rates are at 0.50%. Delaware State Police Federal Credit Union's Personal Loan Rates are at 8.99%. MonitorBankRates evaluates the financial stability of Delaware State Police Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.11%. Rates were last updated on 04/11/2026. Delaware State Police Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Delaware State Police Federal Credit Union? Share your experience about Delaware State Police Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Delaware State Police Federal Credit Union. Delaware State Police Federal Credit Union
Georgetown 700 N Bedford St
https://www.dspfcu.com Georgetown, DE 19947 
Delaware State Police Federal Credit Union CD Rates
Delaware State Police Federal Credit Union Money Market Rates
Delaware State Police Federal Credit Union Checking Rates
Delaware State Police Federal Credit Union Home Equity & HELOC
Delaware State Police Federal Credit Union Auto Loan Rates
Delaware State Police Federal Credit Union Credit Card Rates
Delaware State Police Federal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Delaware State Police Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Delaware State Police Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Delaware State Police Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Delaware State Police Federal Credit Union
Website
https://www.dspfcu.com
Address
700 N Bedford St,
Georgetown, DE 19947
Phone
302-276-8600
Fax
302-856-2539
President
Blaine Daisey
CEO
Felicia Davis
Full-Time Employees
22
Part-Time Employees
2
Branch Locations
3
ATM Locations
3
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (97/100)
Texas Ratio
5.11%
Return on Assets (ROA)
0.4839%
Return on Equity (ROE)
4.5838%
Non-Performing Loans Ratio (NPL)
1.35%
Total Assets
139,885,597
Total Amount of Shares and Deposits
128,593,225
Total Shares and Deposits < 1 Year
124,314,660
Total Shares and Deposits 1 3 Years
4,266,813
Total Shares and Deposits > 3 Years
11,752
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
2,415,592
Total Uninsured Shares and Deposits > $250K (F+J)
2,415,592
Total Insured Shares and Deposits > $250K (item 17 less item K)
126,177,633
Total Interest Expense (Sum of items 6 8)
1,006,386
Share Certificates
619
Number of Accounts for Share Drafts
5,105
IRA KEOGH Accounts
325
Number of Accounts for Regular Shares
9,974
Non Member Deposits
22
Money Market Shares
266
Net Income (unless the amount is already included in Undivided Earnings)
676,944
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
20,948,596
Total Liabilities
129,128,421
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Delaware State Police Federal Credit UnionIs Delaware State Police Federal Credit Union a safe place to deposit money?Yes, Delaware State Police Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 5.110901244903%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Delaware State Police Federal Credit Union operate?Delaware State Police Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Delaware State Police Federal Credit Union?Yes, to access services at Delaware State Police Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Delaware State Police Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Delaware State Police Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Delaware State Police Federal Credit Union offer online and mobile banking?Most modern institutions like Delaware State Police Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.dspfcu.com. Current Delaware State Police Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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