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iAdvertiser Disclosure
Advertiser Disclosure
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 Ark Valley Credit Union Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 12, 2026
Ark Valley Credit Union's 6 Month CDs rates are at 2.97%, 12 Month CDs rates are at 2.85%, 24 Month CDs rates are at 2.81%, 36 Month CDs rates are at 2.77%, 48 Month CDs rates are at 2.65%. Ark Valley Credit Union's savings rates are at 0.50%. MonitorBankRates evaluates the financial stability of Ark Valley Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.23%. Rates were last updated on 03/12/2026. Ark Valley Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Ark Valley Credit Union? Share your experience about Ark Valley Credit Union by leaving a review below, or read customer reviews before you decide to use Ark Valley Credit Union. 
Ark Valley Credit Union CD Rates
Ark Valley Credit Union Savings Rates
Ark Valley Credit Union Checking Rates
Ark Valley Credit Union Home Equity & HELOC
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Ark Valley Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Ark Valley Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Ark Valley Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Ark Valley Credit Union
Website
https://arkvalleycu.org
Address
1515 N Summit St,
Arkansas City, KS 67005
Phone
620-442-8210
Fax
620-442-2459
President
james Reichle
CEO
Kim Anneler
Full-Time Employees
12
Part-Time Employees
3
Branch Locations
3
ATM Locations
3
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.23%
Return on Assets (ROA)
0.9192%
Return on Equity (ROE)
6.4084%
Non-Performing Loans Ratio (NPL)
0.56%
Total Assets
56,735,494
Total Amount of Shares and Deposits
48,139,635
Total Shares and Deposits < 1 Year
46,835,598
Total Shares and Deposits 1 3 Years
1,115,037
Total Shares and Deposits > 3 Years
189,000
Total Insured Shares and Deposits > $250K (item 17 less item K)
48,139,635
Total Interest Expense (Sum of items 6 8)
229,620
Share Certificates
342
Number of Accounts for Share Drafts
4,528
IRA KEOGH Accounts
118
Number of Accounts for Regular Shares
9,293
All other shares
554
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
9,581,248
Total Liabilities
48,597,673
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Ark Valley Credit UnionIs Ark Valley Credit Union a safe place to deposit money?Yes, Ark Valley Credit Union is considered a safe financial institution. With a Texas Ratio of 2.2316907683273%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Ark Valley Credit Union operate?Ark Valley Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Ark Valley Credit Union?Yes, to access services at Ark Valley Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Ark Valley Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Ark Valley Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Ark Valley Credit Union offer online and mobile banking?Most modern institutions like Ark Valley Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://arkvalleycu.org. Current Ark Valley Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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