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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Credit Union of Ohio Rates & Review November 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: October 30, 2026
Credit Union of Ohio's 60 Month Regular CD rates are at 3.75%, 18 month Educational Growth CD rates are at 3.75%, 48 Month Regular CD rates are at 3.60%, 36 Month Regular CD rates are at 3.55%, 12 Month Regular CD rates are at 3.50%. Credit Union of Ohio's savings rates are at 0.10%. Credit Union of Ohio's money market rates are at 1.35%. Credit Union of Ohio's checking rates are as high as 0.15%. Credit Union of Ohio's Personal Loan Rates are as low as 12.36%. Credit Union of Ohio's Credit Card Rates are at 9.90%. Credit Union of Ohio's top CD rate of 3.75% APY on a 5 year CD is 29% higher than the MonitorBankRates national average for that term, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of Credit Union of Ohio with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.16%. Rates last updated and verified on 10/30/2026. Credit Union of Ohio money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Credit Union of Ohio? Share your experience about Credit Union of Ohio by leaving a review below, or read customer reviews before you decide to use Credit Union of Ohio. Credit Union of Ohio
Hilliard Office 5500 Britton Pkwy
https://www.cuofohio.org Hilliard, OH 43026-7456  Customer Reviews
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends. Credit Union of Ohio CD Rates
Credit Union of Ohio Savings Rates
Credit Union of Ohio Money Market Rates
Credit Union of Ohio Checking Rates
Credit Union of Ohio Home Equity & HELOC
Credit Union of Ohio Auto Loan Rates
Credit Union of Ohio RV, Boat and Powersport Loan Rates
Credit Union of Ohio Credit Card Rates
Credit Union of Ohio Personal Loan Rates
Credit Union of Ohio Other Rates
Financial Health HistoryCredit Union of Ohio’s Texas Ratio rose from 3.85% in Q3 2023 to 5.16% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Credit Union of Ohio is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Credit Union of Ohio rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Credit Union of Ohio's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Credit Union of Ohio
Website
https://www.cuofohio.org
Address
5500 Britton Pkwy,
Hilliard, OH 43026-7456
Phone
614-487-6650
Fax
614-487-6641
President
Aristotle Hutras
CEO
Rich Capuano
Full-Time Employees
44
Part-Time Employees
0
Branch Locations
5
ATM Locations
4
NCUA Insured
✓ Yes, up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (97/100)
Texas Ratio
5.16%
Return on Assets (ROA)
0.0955%
Return on Equity (ROE)
0.8905%
Non-Performing Loans Ratio (NPL)
1.34%
Total Assets
205,446,300
Total Amount of Shares and Deposits
187,909,135
Total Shares and Deposits < 1 Year
176,581,582
Total Shares and Deposits 1 3 Years
8,992,230
Total Shares and Deposits > 3 Years
2,335,323
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
5,197,522
Total Uninsured Shares and Deposits > $250K (F+J)
5,197,522
Total Insured Shares and Deposits > $250K (item 17 less item K)
182,711,613
Total Interest Expense (Sum of items 6 8)
920,118
Share Certificates
1,962
Number of Accounts for Share Drafts
10,498
IRA KEOGH Accounts
397
Number of Accounts for Regular Shares
25,190
Money Market Shares
1,753
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
10,500,504
Total Liabilities
183,430,735
Source: NCUA — Last Updated 06/30/2026
Customer Reviews
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Frequently Asked Questions About Credit Union of OhioDoes Credit Union of Ohio offer CDs?Yes. Credit Union of Ohio current CD rates include its 60 Month Regular CD at 3.75% APY, its 18 month Educational Growth CD at 3.75% APY and its 48 Month Regular CD at 3.60% APY, verified by MonitorBankRates as of October 30, 2026. Are CDs from Credit Union of Ohio NCUA insured?Yes. Credit Union of Ohio is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category. What is the highest CD rate at Credit Union of Ohio?The highest Credit Union of Ohio CD rate is its 60 Month Regular CD at 3.75% APY, verified by MonitorBankRates as of October 30, 2026. What CD terms does Credit Union of Ohio offer?Credit Union of Ohio CD rates are 3.50% APY for a 12 month CD, 3.75% APY for an 18 month CD, 3.50% APY for a 2 year CD, 3.55% APY for a 3 year CD, 3.60% APY for a 4 year CD and 3.75% APY for a 5 year CD, verified by MonitorBankRates as of October 30, 2026. The institution may offer other terms or specials that are not listed here, so check with Credit Union of Ohio for its full lineup. What is the highest savings rate at Credit Union of Ohio?The highest Credit Union of Ohio savings rate is its IRA Savings at 0.10% APY, verified by MonitorBankRates as of October 30, 2026. What is the highest money market rate at Credit Union of Ohio?The highest Credit Union of Ohio money market rate is its Regular Money Market at 1.35% APY, verified by MonitorBankRates as of October 30, 2026. What is the highest checking rate at Credit Union of Ohio?The highest Credit Union of Ohio checking rate is its Checking Plus at 0.15% APY, verified by MonitorBankRates as of October 30, 2026. What is the lowest auto loan rate at Credit Union of Ohio?The lowest Credit Union of Ohio auto loan rate is its Auto & Motorcycle Loans at 5.19%, verified by MonitorBankRates as of October 30, 2026. What is the lowest personal loan rate at Credit Union of Ohio?The lowest Credit Union of Ohio personal loan rate is its Personal Loan at 12.15%, verified by MonitorBankRates as of October 30, 2026. What is the lowest credit card APR at Credit Union of Ohio?The lowest Credit Union of Ohio credit card APR is its VISA Credit Card - Platinum at 9.90% APR, verified by MonitorBankRates as of October 30, 2026. How many branches does Credit Union of Ohio operate?Credit Union of Ohio currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Credit Union of Ohio?Yes, to access services at Credit Union of Ohio, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Credit Union of Ohio does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Credit Union of Ohio provides members with tools to manage their accounts and build a solid financial history. Does Credit Union of Ohio offer online and mobile banking?Most modern institutions like Credit Union of Ohio provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.cuofohio.org. Are all CD rates listed on MonitorBankRates federally insured?Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account. I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit. If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money. Why are some CD offers not available for me to open?Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules. How do Credit Union of Ohio rates compare?Credit Union of Ohio's top CD rate of 3.75% APY on a 5 year CD is 29% higher than the MonitorBankRates national average for that term, and it has an A+ health rating. Credit Union of Ohio's top rates are its 60 Month Regular CD at 3.75% APY, its IRA Savings at 0.10% APY, its Regular Money Market at 1.35% APY, its Checking Plus at 0.15% APY, its Personal Loan at 12.36% APR and its VISA Credit Card - Platinum at 9.90% APR, verified by MonitorBankRates on October 30, 2026. Current Credit Union of Ohio Rates
Retrieved from our database of financial products. Rates subject to change.
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