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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Streator Community Credit Union Rates & Review November 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: October 29, 2026
Streator Community Credit Union's 4 month CD - Twenty-four month rates are at 1.30%, 12 month CD - Twelve month rates are at 1.00%, 6 month CD - Six month rates are at 0.70%. Streator Community Credit Union's savings rates are at 0.35%. Streator Community Credit Union's Personal Loan Rates are as low as 11.24%. Streator Community Credit Union's CD rates are 60% lower than the MonitorBankRates national average, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of Streator Community Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.86%. Rates last updated and verified on 10/29/2026. Streator Community Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Streator Community Credit Union? Share your experience about Streator Community Credit Union by leaving a review below, or read customer reviews before you decide to use Streator Community Credit Union. Streator Community Credit Union
Streator Community Credit Union 302 N Park St
https://www.streatorccu.org Streator, IL 61364-2229  Customer Reviews
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends. Streator Community Credit Union CD Rates
Streator Community Credit Union Savings Rates
Streator Community Credit Union Auto Loan Rates
Streator Community Credit Union Personal Loan Rates
Streator Community Credit Union Other Rates
Financial Health HistoryStreator Community Credit Union’s Texas Ratio stayed near 0.96% in Q3 2023 to 0.86% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Streator Community Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Streator Community Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Streator Community Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Streator Community Credit Union
Website
https://www.streatorccu.org
Address
302 N Park St,
Streator, IL 61364-2229
Phone
815-672-8488
Fax
815-672-1442
President
Deborah Pohlod
CEO
Betsy Rhynes
Full-Time Employees
10
Part-Time Employees
2
Branch Locations
1
ATM Locations
1
NCUA Insured
✓ Yes, up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.86%
Return on Assets (ROA)
0.6994%
Return on Equity (ROE)
6.3725%
Non-Performing Loans Ratio (NPL)
0.43%
Total Assets
42,279,612
Total Amount of Shares and Deposits
37,232,363
Total Shares and Deposits < 1 Year
37,221,521
Total Shares and Deposits 1 3 Years
10,841
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,766,666
Total Uninsured Shares and Deposits > $250K (F+J)
1,766,666
Total Insured Shares and Deposits > $250K (item 17 less item K)
35,465,697
Total Interest Expense (Sum of items 6 8)
61,016
Share Certificates
86
Number of Accounts for Share Drafts
1,645
IRA KEOGH Accounts
39
Number of Accounts for Regular Shares
3,235
Net Income (unless the amount is already included in Undivided Earnings)
295,685
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,332,494
Total Liabilities
37,639,617
Source: NCUA — Last Updated 06/30/2026
Customer Reviews
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Frequently Asked Questions About Streator Community Credit UnionDoes Streator Community Credit Union offer CDs?Yes. Streator Community Credit Union current CD rates include its 4 month CD - Twenty-four month at 1.296% APY, its 12 month CD - Twelve month at 1.004% APY and its 6 month CD - Six month at 0.702% APY, verified by MonitorBankRates as of October 29, 2026. Are CDs from Streator Community Credit Union NCUA insured?Yes. Streator Community Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category. What is the highest CD rate at Streator Community Credit Union?The highest Streator Community Credit Union CD rate is its 4 month CD - Twenty-four month at 1.296% APY, verified by MonitorBankRates as of October 29, 2026. What CD terms does Streator Community Credit Union offer?Streator Community Credit Union CD rates are 1.296% APY for a 4 month CD, 0.702% APY for a 6 month CD and 1.004% APY for a 12 month CD, verified by MonitorBankRates as of October 29, 2026. The institution may offer other terms or specials that are not listed here, so check with Streator Community Credit Union for its full lineup. What is the highest savings rate at Streator Community Credit Union?The highest Streator Community Credit Union savings rate is its Christmas Savings at 0.351% APY, verified by MonitorBankRates as of October 29, 2026. What is the lowest auto loan rate at Streator Community Credit Union?The lowest Streator Community Credit Union auto loan rate is its New Vehicle Loan at 4.00% APR, verified by MonitorBankRates as of October 29, 2026. What is the lowest personal loan rate at Streator Community Credit Union?The lowest Streator Community Credit Union personal loan rate is its Unsecured Loan at 11.24% APR, verified by MonitorBankRates as of October 29, 2026. How many branches does Streator Community Credit Union operate?Streator Community Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Streator Community Credit Union?Yes, to access services at Streator Community Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Streator Community Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Streator Community Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Streator Community Credit Union offer online and mobile banking?Most modern institutions like Streator Community Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.streatorccu.org. Are all CD rates listed on MonitorBankRates federally insured?Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account. I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit. If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money. Why are some CD offers not available for me to open?Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules. How do Streator Community Credit Union rates compare?Streator Community Credit Union's CD rates are 60% lower than the MonitorBankRates national average, and it has an A+ health rating. Streator Community Credit Union's top rates are its 4 month CD - Twenty-four month at 1.296% APY, its Christmas Savings at 0.351% APY and its Unsecured Loan at 11.24% APR, verified by MonitorBankRates on October 29, 2026. Current Streator Community Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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