MonitorBankRates
  1. Home
  2. Credit Unions
  3. Streator Community Credit Union
iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

Streator Community Credit Union Rates & Review April 2026

Streator Community Credit Union's Twenty-four month CDs rates are at 1.30%, Twelve month CDs rates are at 1.00%, Six month CDs rates are at 0.70%. Streator Community Credit Union's savings rates are at 0.25%. MonitorBankRates evaluates the financial stability of Streator Community Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.54%. Rates were last updated on 04/19/2026.

Streator Community Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Streator Community Credit Union? Share your experience about Streator Community Credit Union by leaving a review below, or read customer reviews before you decide to use Streator Community Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
1.54%
Excellent Lower than avg
Streator Community Credit Union
Streator Community Credit Union
302 N Park St
Streator, IL 61364 2229
https://www.streatorccu.org
Member NCUA

Streator Community Credit Union CD Rates

Product Rate APY Term View More
Twenty-four month Share Certificates 1.29% 1.30% Twenty-four Months
Min Deposit $1,000
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.54%
Twelve month Share Certificates 1.00% 1.00% Twelve Months
Min Deposit $1,000
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.54%
Six month Share Certificates 0.70% 0.70% Six Months
Min Deposit $1,000
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.54%

Streator Community Credit Union Savings Rates

Product Rate APY View More
Christmas Savings 0.35% 0.35%
No additional details.
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.54%
Vacation Savings 0.35% 0.35%
No additional details.
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.54%
Share Savings 0.25% 0.25%
Min Balance $25
Details Minimum balance to earn APY $25.00
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.54%

Streator Community Credit Union Credit Card Rates

Product Rate APR View More
Visa Platinum - 10.90%
No additional details.
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.54%
Visa Classic - 13.90%
No additional details.
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.54%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Streator Community Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Streator Community Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Streator Community Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Streator Community Credit Union
Address 302 N Park St, Streator, IL 61364 2229
Phone 815-672-8488
Fax 815-672-1442
President Deborah Pohlod
CEO Betsy Rhynes
Full-Time Employees 9
Part-Time Employees 3
Branch Locations 1
ATM Locations 1
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.54%
Return on Assets (ROA)
0.7952%
Return on Equity (ROE)
7.1763%
Non-Performing Loans Ratio (NPL)
0.78%
Total Assets
38,067,628
Total Amount of Shares and Deposits
33,369,121
Total Shares and Deposits < 1 Year
33,361,678
Total Shares and Deposits 1 3 Years
7,443
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,000,158
Total Uninsured Shares and Deposits > $250K (F+J)
1,000,158
Total Insured Shares and Deposits > $250K (item 17 less item K)
32,368,963
Total Interest Expense (Sum of items 6 8)
83,935
Share Certificates
75
Number of Accounts for Share Drafts
1,648
IRA KEOGH Accounts
39
Number of Accounts for Regular Shares
3,252
Net Income (unless the amount is already included in Undivided Earnings)
302,726
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
53,761
Total Liabilities
33,849,206
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

There are no reviews for Streator Community Credit Union yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Streator Community Credit Union
Your Name:
Your Rating:

Frequently Asked Questions About Streator Community Credit Union

Is Streator Community Credit Union a safe place to deposit money?

Yes, Streator Community Credit Union is considered a safe financial institution. With a Texas Ratio of 1.5438000275933%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Streator Community Credit Union operate?

Streator Community Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Streator Community Credit Union?

Yes, to access services at Streator Community Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Streator Community Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Streator Community Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Streator Community Credit Union offer online and mobile banking?

Most modern institutions like Streator Community Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.streatorccu.org.

Current Streator Community Credit Union Rates

  • Savings0.25%
Retrieved from our database of financial products. Rates subject to change.