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PNB of Kewanee Rates & Review July 2026

You can compare PNB of Kewanee rates to other rates in our database, including 12-month CD rates currently at 2.22%, 6-month CD rates at 0.50% and 3-month CD rates at 4.25%. Savings rates are at 0.10% and money market rates are at 0.15%. Mortgage rates on 30-year fixed loans are around 5.73%. All these rates can be compared to PNB of Kewanee rates. MonitorBankRates evaluates the financial stability of PNB of Kewanee with a 4.8 Star Rating, an B+ Overall Health Grade, and a Texas Ratio of 17.17%. Rates were last updated on 07/07/2026.

PNB of Kewanee money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at PNB of Kewanee? Share your experience about PNB of Kewanee by leaving a review below, or read customer reviews before you decide to use PNB of Kewanee.

Overall Health & Safety Grade ?
B+
Good Health Score: 90/100
MonitorBankRates Rating ?
4.8
Exceptional Out of 5.0 Stars
Texas Ratio ?
17.17%
Good Higher than avg
PNB of Kewanee
207 N Tremont St
Kewanee, IL 61443
https://www.pnb-kewanee.com
Member FDIC

PNB of Kewanee Mortgage Rates

Product Rate Points APR Term View More
30 Year Fixed Mortgages 5.56% - 5.73% 30 Year
No additional details.
Last Updated 06/23/2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
Texas Ratio: 17.17%
15 Year Fixed Mortgages 5.50% - 5.79% 15 Year
No additional details.
Last Updated 06/23/2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
Texas Ratio: 17.17%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for PNB of Kewanee is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather PNB of Kewanee rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with PNB of Kewanee's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name PNB of Kewanee
Bank Holding Company PEOPLES FINL CORP OF IL INC
Address 207 N Tremont St, Kewanee, IL 61443  ·  Henry
FDIC Certificate # 926
Established 03/01/1928
FDIC Insurance Date 01/01/1934
Domestic Offices 10
Total Branches 10
Regulator OCC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

B+
Overall Health Grade Score: 90/100
4.8
Exceptional Out of 5.0 Stars
17.17%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.9048%
Return on Equity (ROE) 14.2500%
Non-Performing Loans (NPL) 0.91%
Total Assets $587,327,000
Total Deposits $518,325,000
Equity Capital $57,509,000
Net Income $4,791,000
Headquarters Kewanee
Total Branches and Offices 10
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

Average Rating
★★★★★
Total Reviews
1
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Frequently Asked Questions About PNB of Kewanee

How many branches does PNB of Kewanee operate?

PNB of Kewanee currently maintains approximately 10 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, PNB of Kewanee does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, PNB of Kewanee provides members with tools to manage their accounts and build a solid financial history.

Does PNB of Kewanee offer online and mobile banking?

Most modern institutions like PNB of Kewanee provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.pnb-kewanee.com.