MonitorBankRates
We Find the Best Rates

PNB of Kewanee Rates and Review February 2026

  1. Home
  2. Banks
  3. PNB of Kewanee Deposit Rates
PNB of Kewanee's 9-Month CD Special rates are at 3.79%, 15-Month CD Special rates are at 3.48%, 23-Month CD Special rates are at 3.07%. PNB of Kewanee's 30-Year Fixed Mortgage rates are at 5.56%, 15 Year Fixed Mortgages rates are at 5.50%. You can compare PNB of Kewanee rates to other rates in our database, including 12-month CD rates currently at 0.55%, 6-month CD rates at 2.00% and 3-month CD rates at 0.40%. Savings rates are at 0.10% and money market rates are at 0.03%. Mortgage rates on 30-year fixed loans are around 6.24%. All these rates, and more, can be found in our database of rates which you can compare to PNB of Kewanee rates.

PNB of Kewanee

Rate Updates and Availability

PNB of Kewanee money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at PNB of Kewanee? Share your experience about PNB of Kewanee by leaving a review below, or read customer reviews before you decide to use PNB of Kewanee.

PNB of Kewanee Texas Ratio

PNB of Kewanee's Texas Ratio is at 21.95%, which is considered good. The Texas Ratio for PNB of Kewanee is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

MonitorBankRates Rating

4.4
Excellent
Out of 5.0 Stars

PNB of Kewanee has earned a Smart Rating of 4.4 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Overall, PNB of Kewanee is a excellent bank worth considering, with an overall rating of 4.4 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs. Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
3.07%
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
5.73%
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

PNB of Kewanee
207 N Tremont St
Kewanee, IL 61443
Member FDIC
MonitorBankRates
Official Financial Rating
4.4
★★★★★
EXCELLENT
🏆

Banks:
Embed the badge above on your site.

PNB of Kewanee CD Rates

Product Rate APY Term View More
9 Month CD Special 3.75% 3.79% 9 Months
No additional details.
Last Updated 02/07/2026
15 Month CD Special 3.45% 3.48% 15 Months
No additional details.
Last Updated 02/07/2026
23 Month CD Special 3.05% 3.07% 23 Months
No additional details.
Last Updated 02/07/2026

PNB of Kewanee Mortgage Rates

Product Rate Points APR Term View More
30 Year Fixed Mortgages 5.56% - 5.73% 30 Years
No additional details.
Last Updated 02/07/2026
15 Year Fixed Mortgages 5.50% - 5.79% 15 Years
No additional details.
Last Updated 02/07/2026

PNB of Kewanee Personal Loan Rates

Product Rate Points APR Term View More
Personal Loan - - 12.13% 12 Months
No additional details.
Last Updated 02/07/2026

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for PNB of Kewanee is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather PNB of Kewanee rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with PNB of Kewanee's official website for the most current offers and terms.

Bank Profile & Overview

PNB of Kewanee
207 N Tremont St
Kewanee, IL 61443
Henry
Established Date: 03/01/1928
FDIC Certificate #: 926
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: PEOPLES FINL CORP OF IL INC
How Many Domestic U.S. Offices? 10
How Many Branches are There? 10
Is PNB of Kewanee FDIC Insured? Yes
What is PNB of Kewanee's Cert number? 926
What is the maximum amount for insured deposits? $250,000 per holder, per account

Financial Health & Assets

Total Assets:
$546,218,000
Total Deposits:
$493,757,000
Equity Capital:
$38,862,000
Net Income:
$906,000
Return on Assets (ROA):
0.9048%
Return on Equity (ROE):
14.2500%
Headquarters:
Kewanee
Regulator:
OCC
# of Offices:
10
Source: FDIC | Last Updated 03/31/2024

Customer Reviews

aHjq
★★★★★
December 17, 2025
ZfCg
Average Rating
★★★★★
Total Reviews
1
Add Your Rating and Review for PNB of Kewanee
Your Name:
Your Rating:

Frequently Asked Questions About PNB of Kewanee

How do I open an account at PNB of Kewanee?

You can typically open an account at PNB of Kewanee by visiting a local branch or applying through their official website.

Is there a first-time homebuyer program?

Currently, PNB of Kewanee provides a range of mortgage and home equity products.

Is PNB of Kewanee a safe place to deposit money?

Yes, PNB of Kewanee is considered a safe financial institution. Your accounts are federally insured by the FDIC up to $250,000 per depositor.

Does PNB of Kewanee offer online and mobile banking?

Most modern institutions like PNB of Kewanee provide digital access including online balance checks and transfers.

Current PNB of Kewanee Rates

ProductAPY
24-Month CD3.07%
30-Year Fixed5.73%

Rates subject to change.