M&T Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 4.12%, 6-month CD rates at 1.65% and 3-month CD rates at 1.50%. Current savings rates are at 0.25% and money market rates are at 5.25%. Mortgage rates today on 30-year fixed loans are around 6.90%. Credit Card rates are at 14.25%. Personal Loan rates are at 11.50%. All these rates, and more, can be found in our database of rates. M&T Bank's 8-Month CD rates are at 4.75%, 24-Month CD Select rates are at 3.75%. M&T Bank's money market rates are at 0.02%. M&T Bank's 5-Year Jumbo ARM rates are at 5.88%, 5-Year ARM FHA rates are at 5.75%, 5-Year ARM rates are at 6.00%.

M&T Bank

To see how these rates compare to M&T Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from M&T Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with M&T Bank CD rates. You can also compare M&T Bank savings rates, MMA rates and mortgage rates using our other rate lists.

M&T Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at M&T Bank? Share your experience about M&T Bank by leaving a review below, or read customer reviews before you decide to use M&T Bank.

M&T Bank Texas Ratio

M&T Bank's Texas Ratio is at 19.76%, which is considered excellent. The Texas Ratio for M&T Bank is higher than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, M&T Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
3.75%
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
0.02%
30-Year Fixed
6.90%
Credit Card
N/A
Personal Loan
N/A
M&T Bank
1 M And T Plz
Buffalo, NY 14203
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

M&T Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
M&T Bank
M&T Bank
8-Month CD
4.75%
$1,000
M&T Bank
M&T Bank
24-Month CD Select
3.75%
$1,000
M&T Bank
M&T Bank
MyChoice Money Market
0.02%
$1

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

M&T Bank Mortgage Rates

Lender
Product
Rate
APR
Points
M&T Bank
M&T Bank
5-Year Jumbo ARM
5.875%
8.098%
2.000
M&T Bank
M&T Bank
5-Year ARM FHA
5.750%
7.888%
2.000
M&T Bank
M&T Bank
5-Year ARM
6.000%
7.685%
2.000
M&T Bank
M&T Bank
30-Year Fixed FHA
6.250%
6.897%
2.000
M&T Bank
M&T Bank
15-Year Fixed FHA
5.625%
6.691%
2.000
M&T Bank
M&T Bank
30-Year Fixed
6.375%
6.601%
2.000
M&T Bank
M&T Bank
30-Year Fixed Jumbo
6.125%
6.328%
2.000
M&T Bank
M&T Bank
15-Year Fixed Jumbo
5.875%
6.310%
2.000
M&T Bank
M&T Bank
15-Year Fixed
5.875%
6.280%
2.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare M&T Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
First Southern Bank Florence, AL
First Southern Bank Florence, AL
60-Month CD
0.35%
$1,000
Barrington Bank & Trust Company
Barrington Bank & Trust Company
17-Month CD
4.25%
$1,000
Cross River Bank
Cross River Bank
18-Month CD
5.45%
$500
Iroquois Federal S&L
Iroquois Federal S&L
11-Month CD
4.66%
$1,000
Pathfinder Bank
Pathfinder Bank
Municipal Money Market Deposit
2.90%
$1,000,000
The Bank of South Carolina
The Bank of South Carolina
12-Month Jumbo CD
2.00%
$250,000
Hometown Bank of PA
Hometown Bank of PA
12-Month CD
0.25%
$1,000
American Bank and Trust Company, N.A.
American Bank and Trust Company, N.A.
6-Month CD
4.74%
$500
RBAZ Republic Bank of Arizona
Business Money Market
2.34%
$245,000
The Bank of Bennington
The Bank of Bennington
Savings Account
0.50%
$0
Jefferson Security Bank
Jefferson Security Bank
60-Month CD
1.51%
$500
Bank Plus
Bank Plus
Savings Account
0.05%
$25
First United Bank Dimmitt, TX
First United Bank Dimmitt, TX
60-Month Jumbo CD
3.14%
$100,000
AVB Bank
AVB Bank
12-Month CD
1.25%
$2,500
New Market Bank
New Market Bank
36-Month CD
2.35%
$500
Lea County State Bank
Lea County State Bank
Savings Account
0.30%
$100
Arcola First Bank
Arcola First Bank
6-Month CD
1.05%
$2,500
Iowa Falls State Bank
Iowa Falls State Bank
18-Month CD
4.80%
$1,000
Tower Community Bank
Tower Community Bank
48-Month CD Tower
2.07%
$1,000
Legacy Bank Hinton, OK
Legacy Bank Hinton, OK
Savings Account
1.11%
$200
Farmers Savings Bank Colesburg, IA
Farmers Savings Bank Colesburg, IA
19-Month CD special
5.45%
$25,000
University First Federal Credit Union
University First Federal Credit Union
60-Month CD
4.15%
$500
U.S. Bank
U.S. Bank
18-Month CD
0.05%
$500
Sullivan Bank
Sullivan Bank
13-Month CD Special
5.00%
$1,000
Farmers State Bank Victor, MT
Farmers State Bank Victor, MT
12-Month CD
1.00%
$1,000
Anderson Brothers Bank
Anderson Brothers Bank
60-Month CD
3.40%
$10,000
Border Bank
Border Bank
7-Month CD Special
5.05%
$5,000
Bank of Clovis
Bank of Clovis
24-Month CD
4.33%
$5,000
First State B&T Williston, ND
First State B&T Williston, ND
24-Month CD
2.00%
$500
Tipton Latham Bank
Tipton Latham Bank
Savings Account
0.50%
$0
Fidelity Bank West Memphis, AR
Fidelity Bank West Memphis, AR
24-Month CD
4.70%
$500
Liberty Savings Bank
Liberty Savings Bank
30-Month CD
3.45%
$25,000
Roxboro Savings Bank
18-Month CD
4.00%
$500
MCB Mountain Commerce Bank
MCB Mountain Commerce Bank
13-Month CD special
5.38%
$2,500
Marion State Bank Marion, TX
Marion State Bank Marion, TX
Savings Account
0.25%
$100
Bank Midwest
Bank Midwest
Great Rewards Checking
2.00%
$0
Nebraska State Bank and Trust Company
Nebraska State Bank and Trust Company
Health Savings Account
0.80%
$5,000
Toyota Financial Savings Bank
Toyota Financial Savings Bank
6-Month CD
4.94%
$1
Aberdeen Proving Ground Federal Credit Union
Aberdeen Proving Ground Federal Credit Union
18-Month CD
4.80%
$100
Guardian Credit Union
Guardian Credit Union
6-Month CD (Certificate) special
5.48%
$10,000
Farmers Bank Nicholasville, KY
Farmers Bank Nicholasville, KY
12-Month CD
2.50%
$500
Independent Bank Mckinney, TX
Independent Bank Mckinney, TX
24-Month CD
4.15%
$500
FNB of Hope
18-Month CD
1.20%
$500
Merchants Bank of Indiana
Merchants Bank of Indiana
24-Month CD
3.87%
$1,000
Adirondack Bank
Adirondack Bank
36-Month CD
0.40%
$1,000
Hardin County SB
Hardin County SB
36-Month CD variable rate
3.29%
$500
Harbor Bank of Maryland
Harbor Bank of Maryland
25 to 29-Month CD promo special
3.56%
$1,000
Susser Bank
Susser Bank
Kasasa Cash Checking
4.00%
$100
Geddes Federal S&L
Geddes Federal S&L
36-Month CD
1.86%
$500
Great Plains State Bank
Great Plains State Bank
3-Month CD
2.70%
$500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

M&T Bank Mortgage Rates

Lender
Product
Rate
APR
Points
8.375%
8.432%
0.375
8.250%
8.411%
0.000
8.150%
8.354%
0.000
10-Year ARM
8.000%
8.099%
0.000
5-Year Jumbo ARM
5.875%
8.098%
2.000
30-Year Jumbo Fixed
7.750%
7.911%
1.000
5-Year ARM FHA
5.750%
7.888%
2.000
7-Year ARM
7.500%
7.847%
0.000
5Y/6M ARM
6.750%
7.841%
0.881
7-Year ARM
6.990%
7.764%
0.000
30-Year Fixed
7.421%
7.750%
0.000
7.500%
7.746%
0.000
7.500%
7.735%
1.000
5-Year ARM
6.000%
7.685%
2.000
7.500%
7.682%
1.000
6.500%
7.670%
0.500
5/6 Month ARM
6.750%
7.623%
1.000
6.500%
7.600%
0.500
7.250%
7.591%
0.000
7.500%
7.573%
0.000
30-Year Fixed FHA
6.000%
7.565%
0.000
6.875%
7.559%
0.000
7Y/6M ARM
6.500%
7.545%
0.908
7.125%
7.524%
1.000
6.625%
7.510%
0.500
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

M&T Bank Information

M&T Bank
1 M And T Plz
Buffalo, NY 14203
Erie
Established Date: 01/01/1856
FDIC Certificate #: 588
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: M&T BANK CORP
How Many Domestic U.S. Offices? 1,095
How Many Branches are There? 1,098
Is M&T Bank FDIC Insured? Yes
What is M&T Bank's Cert number? 588
What is the maximum amount for insured deposits? $250,000 per holder, per account

M&T Bank Financials

Total Assets:
$202,362,791,000
Total Deposits:
$161,609,047,000
Equity Capital:
$25,332,289,000
Domestic Deposits:
$161,566,020,000
Net Income:
$708,515,000
Return on Assets:
0.9185%
Quarterly Return on Assets:
1.4100%
Pretax Return on Assets:
1.8573%
Pretax Quarterly Return on Assets:
1.8600%
Return on Equity:
7.8900%
Quarterly Return on Equity:
11.3900%
Common Equity Tier 1 Capital Ratio:
11.3742%
Tier 1 Risk-Based Capital Ratio:
11.3742%
Leverage Tier 1 (Core Capital) Ratio:
8.5591%
Total Risk-Based Capital Ratio (YTD):
12.8654%
Total Interest Income (YTD):
3.5122%
 
 
Headquarters:
Buffalo
FDIC Field Office:
Syracuse
Regulator:
FED
County:
Erie
# of Offices:
1098
Metropolitan Statistical Area (MSA):
Buffalo-Cheektowaga, NY
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC

Best Money Market Rates: M&T Bank Market Advantage Account Rate at 1.55%

One of the best money market account rates right now is from M&T Bank. The bank is promoting their Market Advantage account to celebrate 155 years of commitment to Buffalo, New York. The Market Advantage account earns a rate of 1.55% for three months.This promotional rate applies to all balance tiers as long as you open a new personal M&T Market Advantage accounts opened with at least $10,000 minimum in new money, money not already deposited at the bank.

Market Advantage MMA Rate at M&T Bank

    Read more...

M&T Bank CD (Certificate of Deposit) Rates

M&T Bank has the following CD Rates, CD Rate terms are from 3 months to 5 years, you can apply online by filling out the application which will take 10 minutes to complete, or you can use the bank's "click Talk To Us Now" feature between the hours of 8:00 am to 6:00 pm EST Monday through Friday and they will call you back to help you with the CD application process. The minimum deposit is $5,000.     Read more...

Explore Other Rate Deals

Heritage Bank 3 Month Jumbo CD rates are now at 0.10 percent with a yield of 0.10 percent. View current 3 Month Jumbo CD rates at Heritage Bank below.
An interesting trend has occurred over the past several years when the typical homeowner refinances their mortgage loan. During the housing boom, the home was seen as a piggy bank to take money out of when refinancing. Millions of homeowners refinanced more than once has as their home appreciated in value. 
When you reach age 70½, you are required to withdraw money from all types of retirement accounts with the exception of Roth IRAs. At what point in the calendar year you reach this age will determine whether or not you need to take a RMD this year or next. You probably haven't thought about your age in terms of "half a year" since you were 5, but the IRS has the rule stated as "You reach age 70½ on the date that is 6 calendar months after your 70th birthday."

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M&T Bank Reviews

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