M&T Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
Today's 12-month CD rates can be found at 4.50%, 6-month CD rates at 4.00% and 3-month CD rates at 0.20%. Current savings rates are at 0.05% and money market rates are at 1.01%. Mortgage rates today on 30-year fixed loans are around 5.97%. Credit Card rates are at 18.00%. Personal Loan rates are at 18.00%. All these rates, and more, can be found in our database of rates. M&T Bank's 12-Month CD (Select) rates are at 4.25%, 6-Month CD rates are at 4.00%. M&T Bank's 5-Year ARM Jumbo rates are at 4.75%, 15-Year Fixed rates are at 5.50%.
To see how these rates compare to M&T Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from M&T Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with M&T Bank CD rates. You can also compare M&T Bank savings rates, MMA rates and mortgage rates using our other rate lists. M&T Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at M&T Bank? Share your experience about M&T Bank by leaving a review below, or read customer reviews before you decide to use M&T Bank. M&T Bank Texas Ratio M&T Bank's Texas Ratio is at 17.62%, which is considered excellent. The Texas Ratio for M&T Bank is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, M&T Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. M&T Bank CD Rates and Interest Rates
M&T Bank
12-Month CD (Select)
4.25%
$1,000
M&T Bank
6-Month CD
4.00%
$1,000
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. M&T Bank Mortgage Rates
M&T Bank
15-Year Fixed Jumbo
5.000%
5.281%
0.000
M&T Bank
30-Year Fixed Jumbo
5.500%
5.693%
0.000
M&T Bank
30-Year Fixed
5.500%
5.794%
0.000
M&T Bank
15-Year Fixed
5.500%
5.839%
1.000
M&T Bank
5-Year ARM Jumbo
4.750%
7.458%
0.000
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Compare M&T Bank Rates with Other Competitive Bank and Credit Union Rates
ableBanking
6-Month CD
5.30%
$5,000
Flanagan State Bank
6-Month CD (Super Jumbo)
5.00%
$250,000
NCF Savings Bank
7-Month CD
5.00%
$10,000
One Community Bank
6-Month CD (special)
5.00%
$10,000
Central State Bank State Center, IA
24-Month CD
4.61%
$1,500
Show More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. M&T Bank Mortgage RatesShow More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. M&T Bank InformationM&T Bank
1 M And T PlzBuffalo, NY 14203 Erie Established Date: 01/01/1856 FDIC Certificate #: 588 Date of FDIC Deposit Insurance: 01/01/1934 Bank Holding Company: M&T BANK CORP How Many Domestic U.S. Offices? 1,050 How Many Branches are There? 1,017 Website: https://www3.mtb.com
Is M&T Bank FDIC Insured? Yes
What is M&T Bank's Cert number? 588
What is the maximum amount for insured deposits? $250,000 per holder, per account
M&T Bank FinancialsTotal Assets:
$214,668,315,000
Total Deposits:
$170,520,069,000
Equity Capital:
$25,983,939,000
Domestic Deposits:
$170,491,317,000
Net Income:
$547,506,000
Return on Assets:
1.3954%
Quarterly Return on Assets:
1.0400%
Pretax Return on Assets:
1.2955%
Pretax Quarterly Return on Assets:
1.3000%
Return on Equity:
11.4200%
Quarterly Return on Equity:
8.4700%
Common Equity Tier 1 Capital Ratio:
11.6557%
Tier 1 Risk-Based Capital Ratio:
11.6557%
Leverage Tier 1 (Core Capital) Ratio:
8.9474%
Total Risk-Based Capital Ratio (YTD):
13.1041%
Total Interest Income (YTD):
5.4458%
Headquarters:
Buffalo
FDIC Field Office:
Syracuse
Regulator:
FED
County:
Erie
# of Offices:
1053
Metropolitan Statistical Area (MSA):
Buffalo-Cheektowaga, NY
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC Last Updated 03/31/2024
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