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Streator Home Savings Bank Rates & Review April 2026

You can compare Streator Home Savings Bank rates to other rates in our database, including 12-month CD rates currently at 3.25%, 6-month CD rates at 2.75% and 3-month CD rates at 3.14%. Savings rates are at 0.10% and money market rates are at 0.80%. Mortgage rates on 30-year fixed loans are around 6.50%. All these rates can be compared to Streator Home Savings Bank rates. MonitorBankRates evaluates the financial stability of Streator Home Savings Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.08%. Rates were last updated on 04/23/2026.

Streator Home Savings Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Streator Home Savings Bank? Share your experience about Streator Home Savings Bank by leaving a review below, or read customer reviews before you decide to use Streator Home Savings Bank.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
1.08%
Excellent Lower than avg
Streator Home Savings Bank
132 S Monroe St
Streator, IL 61364
https://www.streatorhome.com
Member FDIC

Current Rate Availability

We do not have Streator Home Savings Bank rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Streator Home Savings Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Streator Home Savings Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Streator Home Savings Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Streator Home Savings Bank
FDIC Certificate # 30357
Address 132 S Monroe St, Streator, IL 61364  ·  Lasalle
Established 01/01/1894
FDIC Insurance Date 08/09/1989
Domestic Offices 1
Total Branches 1
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 99/100
5.0
Exceptional Out of 5.0 Stars
1.08%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.0665%
Return on Equity (ROE) 0.2600%
Non-Performing Loans (NPL) 0.30%
Total Assets $154,768,000
Total Deposits $105,243,000
Equity Capital $43,083,000
Net Income $-107,000
Headquarters Streator
Total Offices 1
Source: FDIC  |  Last Updated 12/31/2025

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Frequently Asked Questions About Streator Home Savings Bank

Is Streator Home Savings Bank a safe place to deposit money?

Yes, Streator Home Savings Bank is considered a safe financial institution. With a Texas Ratio of 1.0816632328151%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Streator Home Savings Bank operate?

Streator Home Savings Bank currently maintains approximately 1 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Streator Home Savings Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Streator Home Savings Bank provides members with tools to manage their accounts and build a solid financial history.

Does Streator Home Savings Bank offer online and mobile banking?

Most modern institutions like Streator Home Savings Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.streatorhome.com.