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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Ascend Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 18, 2026
Ascend Federal Credit Union's 9 month Special CD rates are at 4.15%, Regular, Business and / or IRA CD 3 month rates are at 3.66%, Regular, Business and / or IRA CD Jumbo 12 month rates are at 3.51%, Regular, Business and / or IRA CD Jumbo 6 month rates are at 3.51%, IRA Accumulation CD 12 Month IRA Variable rates are at 3.50%. Ascend Federal Credit Union's savings rates are at 0.01%. Ascend Federal Credit Union's money market rates are at 0.20%. Ascend Federal Credit Union's 5/5 ARM 30 Year rates are at 5.62%, 15 Year Fixed rates are at 5.88%, 5/5 ARM First Time Homebuyer rates are at 6.38%, VA 30 Year Fixed Rate rates are at 6.25%, 30 Year Fixed rates are at 6.38%. Ascend Federal Credit Union's Personal Loan Rates are at 12.35%. MonitorBankRates evaluates the financial stability of Ascend Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.48%. Rates were last updated on 04/18/2026. Ascend Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Ascend Federal Credit Union? Share your experience about Ascend Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Ascend Federal Credit Union. Ascend Federal Credit Union
Administrative Office 520 Airpark Dr
https://ascend.org Tullahoma, TN 37388 
Ascend Federal Credit Union CD Rates
Ascend Federal Credit Union Savings Rates
Ascend Federal Credit Union Money Market Rates
Ascend Federal Credit Union Checking Rates
Ascend Federal Credit Union Mortgage Rates
Ascend Federal Credit Union Home Equity & HELOC
Ascend Federal Credit Union Credit Card Rates
Ascend Federal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Ascend Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Ascend Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Ascend Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Ascend Federal Credit Union
Website
https://ascend.org
Address
520 Airpark Dr,
Tullahoma, TN 37388
Phone
800-342-3086
Fax
President
Mark Rigney
CEO
Matthew Jernigan
Full-Time Employees
611
Part-Time Employees
18
Branch Locations
27
ATM Locations
33
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.48%
Return on Assets (ROA)
0.8438%
Return on Equity (ROE)
5.8820%
Non-Performing Loans Ratio (NPL)
0.49%
Total Assets
4,617,346,461
Total Amount of Shares and Deposits
3,668,680,229
Total Shares and Deposits < 1 Year
3,448,675,119
Total Shares and Deposits 1 3 Years
177,891,520
Total Shares and Deposits > 3 Years
42,113,591
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
349,622,156
Total Uninsured Shares and Deposits > $250K (F+J)
349,622,156
Total Insured Shares and Deposits > $250K (item 17 less item K)
3,319,058,073
Total Interest Expense (Sum of items 6 8)
70,303,927
Share Certificates
26,842
Number of Accounts for Share Drafts
163,713
IRA KEOGH Accounts
7,912
Number of Accounts for Regular Shares
288,744
All other shares
819
Non Member Deposits
1
Money Market Shares
12,061
Net Income (unless the amount is already included in Undivided Earnings)
38,959,323
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
128,532,491
Total Liabilities
4,041,198,637
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Ascend Federal Credit UnionIs Ascend Federal Credit Union a safe place to deposit money?Yes, Ascend Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 2.4789477230793%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Ascend Federal Credit Union operate?Ascend Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Ascend Federal Credit Union?Yes, to access services at Ascend Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Ascend Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Ascend Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Ascend Federal Credit Union offer online and mobile banking?Most modern institutions like Ascend Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://ascend.org. Current Ascend Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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